topic Re: Cap one in Credit Cards

Cap one

Anonymous — Tue, 15 Mar 2016 18:55:50 GMT

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Once approved, you’ll receive:

•	Unlimited 1.5% Cash Back on every purchase
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Does this cause a HP? I couldn’t remember if it was when I did it last time J

Thanks,

Re: Cap one

Anonymous — Tue, 15 Mar 2016 18:57:28 GMT

if it's a new card then of course. it causes 3 hard pulls.

Re: Cap one

CreditMagic7 — Tue, 15 Mar 2016 19:44:15 GMT

Good card but yep as said, 3 Inquiries across the bureaus is the normal Capital One card approval process.

Re: Cap one

Anonymous — Tue, 15 Mar 2016 20:41:43 GMT

I see. I do have another card with them. Does it still apply ?

Re: Cap one

Anonymous — Tue, 15 Mar 2016 21:10:57 GMT

yes... it's a triple pull no matter who you are

Re: Cap one

CreditMagic7 — Thu, 17 Mar 2016 17:47:29 GMT

@Anonymous wrote:
yes... it's a triple pull no matter who you are

They are one of the extremely few if not the ONLY lender who one can expect to experience the famous Triple Dipple.

However they do seem to make it worth the Inquiries.

Re: Cap one

Anonymous — Thu, 17 Mar 2016 18:31:22 GMT

it's not as big of a deal as people make it out to be. it's one pull on 3 bureaus. there realistically aren't many TU pullers out there and plenty of lenders pull equifax and experian together so you aren't in much of a worse position. if they pulled one bureau 3x then that would take the "worth it" right out of it. but just one per burea isn't bad.