topic Re: We know what's in your sig, but what's in your wallet (portfolio)? in Credit Cards

We know what's in your sig, but what's in your wallet (portfolio)?

DoroLucky — Thu, 17 Mar 2016 19:40:31 GMT

Yes this is the showoff thread LOL

***Cards are grouped in order of oldest to most recent***

THANK YOU friends, don't know where my credit game would be without this forum.

Cap1 QS1 $2500

Cap1 QS $9000

Chase Freedom $3000

Neiman Marcus $2100

Amex PRG

Amex EveryDay $9000

Cap1 Venture $7000

GM Buypower $750

Suntrust Prime Rewards $4000

Navy Federal GoRewards $21,300

(These were all from a mini spree yesterday)

Amex Delta Gold $1000

Amex BCE $5000

Discover IT $6600

Citi ThankYou Preffered $4600

SaksFirst $1500

Re: We know what's in your sig, but what's in your wallet?

jbsea — Thu, 17 Mar 2016 19:26:39 GMT

My cards are in my Sig but what I keep in my wallet:

TE Amex ($1300) - Have to have that for Costco

PRG - My go to card

ED - ($15000) ok I just love Amex

NFCU Flagship Rewards ($5000) - I have to get the spend on it

Discover ($10500) - for the 5% rewards

Everything else is SD

Edit: When making big purchase I normally use Venture

Re: We know what's in your sig, but what's in your wallet?

Anonymous — Thu, 17 Mar 2016 19:26:31 GMT

@DoroLucky wrote:
Yes this is the showoff thread LOL
***Cards are grouped in order of oldest to most recent***

THANK YOU friends, don't know where my credit game would be without this forum.

Cap1 QS1 $2500
Cap1 QS $9000
Chase Freedom $3000
Neiman Marcus $2100
Amex PRG
Amex EveryDay $9000

Cap1 Venture $7000
GM Buypower $750
Suntrust Prime Rewards $4000

Navy Federal GoRewards $21,300

(These were all from a mini spree yesterday)
Amex Delta Gold $1000
Amex BCE $5000
Discover IT $6600
Citi ThankYou Preffered $4600
SaksFirst $1500

I've actually been meaning to put together a post about my journey with data points. Let me list by bank, highest total exposure to lowest:

Synch $23k (too many to count, highlights are WM and Lowes at $6k each, a couple of Visa/MC at nearly $8k)

Citi $14k (4 cards, AA, DC, BB and Sears - the only actual Citi card is a laughable $500)

AMEX $12k (2 cards)

Cap1 $11k (3 cards, 1 co-branded)

US Bank $9.5k (3 cards, LOC)

Chase $8k (2 cards)

Barclay $6.5 (1 card)

and a bunch more under $5k each

Re: We know what's in your sig, but what's in your wallet?

OmarGB9 — Thu, 17 Mar 2016 19:27:59 GMT

You can carry 15 cards in your wallet?

I carry only 8 at a time.

WF Platinum - $3.5k
WF Debit
Chase Freedom - $2.4k
Barclays Rewards - $3.7k
CapOne Quicksilver - $3k
CapOne Venture - $10k
Discover IT - $6.3k
Amex PRG - NPSL

SD:

Chase SW Premier - $3k

CapOne Quicksilver - $1.3k

Re: We know what's in your sig, but what's in your wallet?

jbsea — Thu, 17 Mar 2016 19:30:53 GMT

@OmarGB9 wrote:
You can carry 15 cards in your wallet?

I carry only 8 at a time.

WF Platinum - $3.5k
WF Debit
Chase Freedom - $2.4k
Barclays Rewards - $3.7k
CapOne Quicksilver - $3k
CapOne Venture - $10k
Discover IT - $6.3k
Amex PRG - NPSL

SD:
Chase SW Premier - $3k
CapOne Quicksilver - $1.3k

I used to carry 7 cards but I've cut it down to the cards that I really only use. I think that the Flagship is going to be the one that rotates.

Re: We know what's in your sig, but what's in your wallet?

Anonymous — Thu, 17 Mar 2016 19:32:58 GMT

Mine aren't really anything you guys would really be impressed by with all your high credit limits but I'm pretty proud of where I've come in the last year of rebuilding after BK7.

Capital One QS1 - $2150

Capital One Platinum - $2150

Capital One Secured - $500

Barclay Rewards - $1300

I have a few other cards, but they have $0 balances and are sock drawered.

Re: We know what's in your sig, but what's in your wallet?

DoroLucky — Thu, 17 Mar 2016 19:37:09 GMT

@OmarGB9 wrote:
You can carry 15 cards in your wallet?

I carry only 8 at a time.

WF Platinum - $3.5k
WF Debit
Chase Freedom - $2.4k
Barclays Rewards - $3.7k
CapOne Quicksilver - $3k
CapOne Venture - $10k
Discover IT - $6.3k
Amex PRG - NPSL

SD:
Chase SW Premier - $3k
CapOne Quicksilver - $1.3k

Right now 10, I haven't gotten the other cards yet as I was just approved yesterday LOL

Re: We know what's in your sig, but what's in your wallet?

jbsea — Thu, 17 Mar 2016 19:38:26 GMT

@Anonymous wrote:
Mine aren't really anything you guys would really be impressed by with all your high credit limits but I'm pretty proud of where I've come in the last year of rebuilding after BK7.

Capital One QS1 - $2150
Capital One Platinum - $2150
Capital One Secured - $500
Barclay Rewards - $1300

I have a few other cards, but they have $0 balances and are sock drawered.

Dont worry about the credit limits, they will come.... We all had to start there also. Your headed in the right direction

Re: We know what's in your sig, but what's in your wallet?

DoroLucky — Thu, 17 Mar 2016 19:38:27 GMT

@Anonymous wrote:
Mine aren't really anything you guys would really be impressed by with all your high credit limits but I'm pretty proud of where I've come in the last year of rebuilding after BK7.

Capital One QS1 - $2150
Capital One Platinum - $2150
Capital One Secured - $500
Barclay Rewards - $1300

I have a few other cards, but they have $0 balances and are sock drawered.

I'm happy for anyone that can get approved, regardless of the limit. I know the credit struggle as I've been there. So CONGRATS and don't down yourself.

Re: We know what's in your sig, but what's in your wallet?

brewcrew87 — Thu, 17 Mar 2016 19:41:53 GMT

Well my signature isn't quite up to date, but with a few new BoA BBR approvals this is how my wallet and SD will be looking:

Wallet:

- Citi Double Cash $6,100 - everyday expenses in non-cat spending for 2%

- Discover $23,000 - 5% cats and Discover Deals

- US Bank $5,000 - 5% cats for gym and cell phones (I guess I don't need to carry this one, but I have the space )

- Amex BCP $18,000 - 6% groceries

- Sallie Mae $5,500 - 5% Amazon, Walmart, and Target purchases now - gas purchases again starting in April

- Chase AARP - $9,000 - 3% restaurants

SD:

- BoA BBR $8,000 - will be putting Netflix on it for free $120 a year

- BoA BBR $8,000 - will be doing some other small monthly bill on it, maybe internet for free $120 a year

- Amex Everyday $23,000 - never use it

- Chase Freedom - $10,500 - will start using for 5% cashback at Costco.com next month

- Citi Simplicity - $15,000 - small BT on the card

- Wells Fargo Rewards - $7,500 - never use it

- Capital One Quicksilver - $5,000 - never use it.

- Barclay Apple Rewards - $4.750 - never use it.

As I am sure you can tell, I am a primarily cash back guy. We have a newborn so we don't travel much and the straight cashback makes it simple - no need to worry about redemption values, etc.

Re: We know what's in your sig, but what's in your wallet?

EdMan63 — Thu, 17 Mar 2016 19:40:00 GMT

AmEx Delta Plat 20k

Chase CSP 24k

Chase FU 5.5k

Cap One QS 10k

Re: We know what's in your sig, but what's in your wallet (portfolio)?

baller4life — Thu, 17 Mar 2016 20:06:13 GMT

In my wallet: Sams MC $25k
Cap One QS $10k
SSFCU Power MC $4.8k
Walmart $10k
Lowe's $17k
BBVA NBA $3k

On my phone: Chase Freedom $3.7k
Amex HHonors $25k
BOA Cash Rewards $18k
NFCU Cashrewards $17.5k
NFCU MC $25k

Rest in siggy sock drawered

Re: We know what's in your sig, but what's in your wallet (portfolio)?

DoroLucky — Thu, 17 Mar 2016 19:55:18 GMT

@baller4life wrote:
In my wallet: Sams MC $25k
Cap One QS $10k
SSFCU Power MC $4.8k
Walmart $10k
Lowe's $17k
BBVA NBA $3k

On my phone: Chase Freedom $3.7k
Amex HHonors $25k
BOA Cash Rewards $18k
NFCU Cashrewards $17.5k

Rest in siggy sock drawered

On your phone? How do you do that?

Re: We know what's in your sig, but what's in your wallet (portfolio)?

baller4life — Thu, 17 Mar 2016 19:56:17 GMT

Samsung Pay

Re: We know what's in your sig, but what's in your wallet (portfolio)?

willwar14 — Thu, 17 Mar 2016 19:56:42 GMT

@baller4life wrote:
Samsung Pay

or Apple Pay .

Re: We know what's in your sig, but what's in your wallet (portfolio)?

DoroLucky — Thu, 17 Mar 2016 20:01:28 GMT

OH LOL

Re: We know what's in your sig, but what's in your wallet (portfolio)?

Gmood1 — Thu, 17 Mar 2016 20:04:37 GMT

In my Wallet:

Amex BCP $24,000

NASA Platinum Cash Rewards $25,000

BBVA Compass NBA $19,500

Capital One Venture $18,000

Capital One Venture $15,000

Capital One QS $5500

Navy Fed Cash Rewards $15,900

USAA PCR Visa $14,000

PenFed Cash Rewards $14,000

PenFed Amex $14,000

Chase Disney Premier VS $15,000

Chase AARP VS $10,000

Chase IHG MC $8000

Chase Hyatt VS $8,000

Discover $7000

Chase Freedom $5000

BofA 321 Cash Rewards VS $10,100

FNBO Amex $8000

Barclays Arrival plus WMCE $5000

PayPal Extra MC $2000

The rest are SD. lol

Re: We know what's in your sig, but what's in your wallet (portfolio)?

DoroLucky — Thu, 17 Mar 2016 20:06:44 GMT

@Gmood1 wrote:
In my Wallet:

Amex BCP $24,000
NASA Platinum Cash Rewards $25,000
BBVA Compass NBA $19,500
Capital One Venture $18,000
Capital One Venture $15,000
Capital One QS $5500
Navy Fed Cash Rewards $15,900
USAA PCR Visa $14,000
PenFed Cash Rewards $14,000
PenFed Amex $14,000
Chase Disney Premier VS $15,000
Chase AARP VS $10,000
Chase IHG MC $8000
Chase Hyatt VS $8,000
Discover $7000
Chase Freedom $5000
BofA 321 Cash Rewards VS $10,100
FNBO Amex $8000
Barclays Arrival plus WMCE $5000
PayPal Extra MC $2000

The rest are SD. lol

I'm salivating all over this, want to be liek you when I grow up. I swear I'm be walking around with an S on my chest if my wallat was this heavy LOL

Re: We know what's in your sig, but what's in your wallet (portfolio)?

baller4life — Thu, 17 Mar 2016 20:09:25 GMT

Geez that is one heavy wallet Gmood!

Re: We know what's in your sig, but what's in your wallet (portfolio)?

jbsea — Thu, 17 Mar 2016 20:11:06 GMT

Hey GMOOD, how do you decide what card to use? Even with only 5 in my wallet if I'm not picking my PRG it is a real dilemma...