topic Re: CapOne GM Buypower in Credit Cards

CapOne GM Buypower

Anonymous — Fri, 18 Mar 2016 01:41:02 GMT

I was approved this afternoon (actually shocked). I have a few questions on the card if anyone has it...

1- Is it normal that they only pulled EQ (thought CapOne did all 3)

2- They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?

3- I read that it is reported as "flexible spending." Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!

Re: CapOne GM Buypower

gdale6 — Fri, 18 Mar 2016 02:01:08 GMT

@Anonymous wrote:
I was approved this afternoon (actually shocked). I have a few questions on the card if anyone has it...

1- Is it normal that they only pulled EQ (thought CapOne did all 3)
2- They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?
3- I read that it is reported as "flexible spending." Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!

1. This is pretty normal for this card one of the rare exceptions to the triple pull

2. I dont have the card but I read that it is a separate log in for it.

3. It most likely will report the CL so no it doesnt have to be 0 balance. I have quite a few flex spending cards and they all report the CL these days.

Re: CapOne GM Buypower

Anonymous — Fri, 18 Mar 2016 02:03:22 GMT

@gdale6 wrote:
@Anonymous wrote:
I was approved this afternoon (actually shocked). I have a few questions on the card if anyone has it...

1- Is it normal that they only pulled EQ (thought CapOne did all 3)
2- They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?
3- I read that it is reported as "flexible spending." Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!
1. This is pretty normal for this card one of the rare exceptions to the triple pull
2. I dont have the card but I read that it is a separate log in for it.
3. It most likely will report the CL so no it doesnt have to be 0 balance. I have quite a few flex spending cards and they all report the CL these days.

Thank you

Re: CapOne GM Buypower

CreditMagic7 — Fri, 18 Mar 2016 03:02:52 GMT

I had this card so yes everything stated is as said about it.

Do hope they offered you a better SL. Mine was $600 WEMC and that's how it remained until closed 1 year later.

Re: CapOne GM Buypower

noobody — Fri, 18 Mar 2016 03:10:27 GMT

I do not have the card, it sounds about right

It's different than the regular Cap1 card, 1 HP for approval BUT credit line increase request will be HP too.

Re: CapOne GM Buypower

creditguy — Fri, 18 Mar 2016 03:14:18 GMT

They don't do anything like capital one because really it's just a capital one in name only card.This card is serviced by capital one and is not one of their real cards i.e. QS, Venture etc. It's a different, less user friendly website than cap one because, well, again it's not really cap one. The customer service and CLI's aren't like cap one either. Also you will not be able to combine this card with any other cap one card, because well you guessed it, it's not really a cap one. As a data point I got a $3k SL with 609 on my EQ.

Re: CapOne GM Buypower

Anonymous — Fri, 18 Mar 2016 03:19:54 GMT

but the question still remains... is it capital one card, creditguy?

Re: CapOne GM Buypower

creditguy — Fri, 18 Mar 2016 03:37:25 GMT

I say no, it's as much a capital one card as a kohls card is, just a portfolio they service.

Re: CapOne GM Buypower

Anonymous — Fri, 18 Mar 2016 03:41:00 GMT

my post was a joke due to your reiteration lol

Re: CapOne GM Buypower

Anonymous — Fri, 18 Mar 2016 03:49:17 GMT

Thanks everyone! I got lucky with my credit limit for 5k based on what I've read on here. This is my first flexible spend card.

Does anyone know how long it takes to receive the card in the mail since it isn't a normal capital one card?

Re: CapOne GM Buypower

creditguy — Fri, 18 Mar 2016 04:17:25 GMT

@Anonymous wrote:
my post was a joke due to your reiteration lol

Ha ha I had a feeling as much, but sometimes around here you never know for sure, so just playing it safe.

Re: CapOne GM Buypower

creditguy — Fri, 18 Mar 2016 04:18:52 GMT

@Anonymous wrote:
Thanks everyone! I got lucky with my credit limit for 5k based on what I've read on here. This is my first flexible spend card.

Does anyone know how long it takes to receive the card in the mail since it isn't a normal capital one card?

Congrats on a nice SL, it should be a week from approval, I got mine in about five days.

Re: CapOne GM Buypower

CountryLivin — Fri, 18 Mar 2016 04:32:04 GMT

@Anonymous wrote:
Thanks everyone! I got lucky with my credit limit for 5k based on what I've read on here. This is my first flexible spend card.

Does anyone know how long it takes to receive the card in the mail since it isn't a normal capital one card?

Congrats on the SL! Most people don't get anywhere close on this card!

Re: CapOne GM Buypower

galahad15 — Fri, 18 Mar 2016 20:15:01 GMT

Congrats on the approval & for the excellent CL!

Re: CapOne GM Buypower

DoroLucky — Fri, 18 Mar 2016 20:44:52 GMT

@Anonymous wrote:
I was approved this afternoon (actually shocked). I have a few questions on the card if anyone has it...

1- Is it normal that they only pulled EQ (thought CapOne did all 3)
2- They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?
3- I read that it is reported as "flexible spending." Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!

Congrats and yeah you got locky because my SL is $750 and has remained that way for the last 6 months.

1. Yes, they only pull EQ

2. The different site is correct and no you will never be able to link it with your real Cap1 cards on the Cap1 site LOL

3. Yes it reports as felxible spending but it does report my $750 limit.

Should arrive within the next week. I used it twice and has been thinking about closing it. Waste of inquiry