topic Will the Duck live? in Credit Cards

Will the Duck live?

jamesdwi — Sat, 19 Mar 2016 00:30:20 GMT

2 years 5 months ago, I was approved for the Oregon Duck card with a 5k, limit did various BT offers with it, and put small purchases on it from time to time. Made more than double or tripple the payments on it, the card never was without a balance reporting, i know blasphemy. Today I sent in a payment that paid off the card, the question is will they cancel my card, like so many others. No lates on the duck card ever, No lates or derogs on my reports, AAoA is 3.5 years or more depending on the report, my fico reports scores as 716, 721, and 742, UTL of 16%, with one card over 50%, the rest are all under 30%.

Re: Will the Duck live?

Anonymous — Sat, 19 Mar 2016 00:40:58 GMT

If you have survived till this time, I highly doubt your account will be closed.

Re: Will the Duck live?

CreditMagic7 — Sat, 19 Mar 2016 00:44:58 GMT

@Anonymous wrote:
If you have survived till this time, I highly doubt your account will be closed.

If your Duck made it this far you should be clear sailing the rest of the way.

I think they pretty much cut the cord on about everybody else. I closed mine before that last trim job.

Re: Will the Duck live?

FinStar — Sat, 19 Mar 2016 00:52:47 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
If you have survived till this time, I highly doubt your account will be closed.
+1

If your Duck made it this far you should be clear sailing the rest of the way.

I think they pretty much cut the cord on about everybody else. I closed mine before that last trim job.

Agree wth CreditMagic an YIM. If you've come this far then it appears it may stick around for a while. I closed mine last summer as well. It was a nice Beaver.

Re: Will the Duck live?

pizza1 — Sat, 19 Mar 2016 00:54:51 GMT

ahhhh, (sighs).....oh how I miss the duck days, lol...

Re: Will the Duck live?

FinStar — Sat, 19 Mar 2016 00:59:49 GMT

@pizza1 wrote:
ahhhh, (sighs).....oh how I miss the duck days, lol...

It was a frenzy alright. I remember the early application days when one OP followed by Ron and a couple others flocked to Beavermania and Duckmania! All was dandy for the first few months. I went overseas and took a break from MF and came back months later to find out that a OCCU accounts massacre had occurred. It was surreal and priceless at the same time. I only had the Beaver one, but some folks had both.

Re: Will the Duck live?

pizza1 — Sat, 19 Mar 2016 01:05:15 GMT

@FinStar wrote:
@pizza1 wrote:
ahhhh, (sighs).....oh how I miss the duck days, lol...
It was a frenzy alright. I remember the early application days when one OP followed by Ron and a couple others flocked to Beavermania and Duckmania! All was dandy for the first few months. I went overseas and took a break from MF and came back months later to find out that a OCCU accounts massacre had occurred. It was surreal and priceless at the same time. I only had the Beaver one, but some folks had both.

yep...have been thru all the duck and beaver hysteria,..Im so glad they never approved me! LOL...I would have been shut down anyways....just a matter of time...but, those limits!!! ahhhhh, the SL's....those were something else too!

Re: Will the Duck live?

CreditMagic7 — Sat, 19 Mar 2016 01:11:03 GMT

They approved me at the time with a 639 Equifax.

I wouldn't have approved me with that score.