topic Re: Barclay Upromise in Credit Cards

Barclay Upromise

Appleman — Sun, 20 Mar 2016 23:52:07 GMT

Paid off my Barclay Upromise card last month after the statement cut, was carrying a balance for longer than I should have. At the time I had other debt with a higher APR so I let it ride. The statement cut today and I log into my account today and saw that I received a CLI from Barclay. $17,300 to $22,300 a $5000 bump, very pleased.

Does anyone know if I can do a product change (PC) to a different Barclay product from the Upromise?

Would I keep my current APR and the age of the account?

Re: Barclay Upromise

kdm31091 — Sun, 20 Mar 2016 23:54:43 GMT

@Appleman wrote:
Paid off my Barclay Upromise card last month after the statement cut, was carrying a balance for longer than I should have. At the time I had other debt with a higher APR so I let it ride. The statement cut today and I log into my account today and saw that I received a CLI from Barclay. $17,300 to $22,300 a $5000 bump, very pleased.

Does anyone know if I can do a product change (PC) to a different Barclay product from the Upromise?
Would I keep my current APR and the age of the account?

I tried that route when I decided that I didn't want the UPromiise anymore, and got nowhere. They wouldn't PC it, probably because it's cobranded. YMMV -- some people are able to PC certain cobrands like the Apple. I just didn't feel like hanging up and calling again 20 times in hopes of getting the right rep to do it. Barclay's is difficult with PCs and tends to be all over the map as far as what is allowed, when it's allowed, how to get it accomplished, etc.

Re: Barclay Upromise

Appleman — Mon, 21 Mar 2016 00:52:30 GMT

Figure I will just leave it alone. Thanks for the reply.

Re: Barclay Upromise

Anonymous — Mon, 21 Mar 2016 01:03:33 GMT

I ran in to the same brick wall when I wanted to PC an old Juniper card. Barclays policy is that they won't do it, but there have been isolated reports of people who were able to.

Re: Barclay Upromise

noobody — Mon, 21 Mar 2016 05:48:11 GMT

Your best bet is Barclay Reward card, it's their bottom feeder, cobrand card can be PC to it.