topic Re: Chase Freedom upgraded to Chase Freedom Unlimited! in Credit Cards

Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous514 — Tue, 22 Mar 2016 19:32:50 GMT

Chase Freedom upgraded to Freedom Unlimited! Excited! Was even filled in on how the card color is different! WIll get new card in 3-5 days will post pic when I get it with my numbers taped over securely with blackout paper!

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Creditwiser — Tue, 22 Mar 2016 19:37:22 GMT

@bigalkescott514 wrote:
Chase Freedom upgraded to Freedom Unlimited! Excited! Was even filled in on how the card color is different! WIll get new card in 3-5 days will post pic when I get it with my numbers taped over securely with blackout paper!

How did you do this ? Chat ? Phone ?

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

ddemari — Tue, 22 Mar 2016 19:42:14 GMT

Congrats is your freedom 5k+ limit?

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 19:48:33 GMT

Congrats. The unlimited looks nice (aesthetics) from what I've seen online.

At some point later this year maybe I'll PC my Slate to the unlimited and stick with Chase for all purchases.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 20:05:44 GMT

How's that an upgrade?

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 20:10:34 GMT

@Anonymous wrote:
How's that an upgrade?

If he thinks it as an upgrade, then to him it is. Others might see it just as different card.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 20:22:09 GMT

@Anonymous wrote:
@Anonymous wrote:
How's that an upgrade?
If he thinks it as an upgrade, then to him it is. Others might see it just as different card.

Sure. I could see myself getting FU, but no way would I PC my Freedom to it. Why would I miss out on the 5% categories for just 0.5% extra?

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 20:39:40 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
How's that an upgrade?
If he thinks it as an upgrade, then to him it is. Others might see it just as different card.
Sure. I could see myself getting FU, but no way would I PC my Freedom to it. Why would I miss out on the 5% categories for just 0.5% extra?

I agree but maybe some people don't spend enough in the 5% categories to see it being worth more than an all around 1.5% card.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

EdMan63 — Tue, 22 Mar 2016 21:21:30 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
How's that an upgrade?
If he thinks it as an upgrade, then to him it is. Others might see it just as different card.
Sure. I could see myself getting FU, but no way would I PC my Freedom to it. Why would I miss out on the 5% categories for just 0.5% extra?
I agree but maybe some people don't spend enough in the 5% categories to see it being worth more than an all around 1.5% card.

Exactly. I PC my Freedom to an Unlimited. When I looked at my year end statement on my Freedom card and saw my spending breakdown, my use of catergory spending is underwhelming to say the least. My main spending comes from travel. My CSP or Amex Delta cover that. My wife buys groceries with her BCE or Costco TE and my business buys my gas. What's left? Restaurants? 3 mos a year? 1.5% everyday beats 5% 3 mos a year.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 22:27:11 GMT

I jus t called to PC to Fu and rep said yeah sure and then she said oh wait you need to have 5K limit and we need to pull your credit. I said no.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 22:29:31 GMT

@Anonymous wrote:
I jus t called to PC to Fu and rep said yeah sure and then she said oh wait you need to have 5K limit and we need to pull your credit. I said no.

CSR was wrong about the need to pull your credit. If your Freedom has the needed limit, just send a SM requesting the PC

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 22:31:06 GMT

@Anonymous wrote:
How's that an upgrade?

From the name alone! XX -> XX Unlimited SUrely you wouldn't want to be stuck with a boring limited card. Sounds like an upgrade, even if it really isn't.....

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 22:32:00 GMT

@Anonymous wrote:
@Anonymous wrote:
I jus t called to PC to Fu and rep said yeah sure and then she said oh wait you need to have 5K limit and we need to pull your credit. I said no.
CSR was wrong about the need to pull your credit. If your Freedom has the needed limit, just send a SM requesting the PC

My current limit is $2,200 and according to the rep, I must have minimum $5,000 limit to PC to FU. I tried few months ago to get a CLI and was denied so I did not want to waste another HP. Shoul I just send a SM, instead? Thanks.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 22:58:09 GMT

But why would anyone use this card over the Citi Double Cash? I don't get the appeal. I'll stick with my normal Freedom for category purchases and Ultimate Rewards bonuses and my Fido for 2% across the board.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 23:09:56 GMT

@Anonymous wrote:
But why would anyone use this card over the Citi Double Cash? I don't get the appeal. I'll stick with my normal Freedom for category purchases and Ultimate Rewards bonuses and my Fido for 2% across the board.

Because for some, 1.5 UR > 2c

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

Anonymous — Tue, 22 Mar 2016 23:10:09 GMT

I pc'd a 13 year old flexible rewards card with a $500 limit a week ago and they didn't say anything about minimum limit at that time. I did move $10k from my $32k SW card bet but that wasn't until after the pc was done...maybe try again

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

bldmt — Tue, 22 Mar 2016 23:30:11 GMT

I had no problem PC'ing my $3.5K Slate, I did it via SM and it was quick and easy.

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

ddemari — Tue, 22 Mar 2016 23:39:02 GMT

They told me via secure message they would need to do a CLI on the card because it has a 5000 limit requirement too

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

msbia — Tue, 22 Mar 2016 23:45:17 GMT

@ddemari wrote:
They told me via secure message they would need to do a CLI on the card because it has a 5000 limit requirement too

Strange. They must be figuring it out as they go because last week when people starting requesting the PC, i saw several get it done with less than $5k limits. Sorry DD!

Re: Chase Freedom upgraded to Chase Freedom Unlimited!

ddemari — Wed, 23 Mar 2016 02:15:04 GMT

Good to know! I wonder if it's something weird like the 3k limit is attached to a sapphire visa signature, I reduced the credit line on it but they still keep its signature status. But maybe if you pc it they can't do it? Who knows because now we have 500 dollar Amazon visa signatures lol.