topic Re: Amazon Store Card ? in Credit Cards

Amazon Store Card ?

Anonymous — Wed, 23 Mar 2016 16:36:44 GMT

hi all

I recently was approved an amazon store card and a payment was not due on the account yet but i wanted to pay off my balance. When i made the payment i received a message saying that i made a payment before the due date, if i were charged a late fee it would be automatically removed. Is it ok to make payments before the due date with amazon? Also is it ok to make multiple payments in a month?

Re: Amazon Store Card ?

Loquat — Wed, 23 Mar 2016 16:42:05 GMT

You can make a payment before the due date, I do it all the time. As for making multiple payments...I hear that is a specific number of payments that Sync allows before they start holding them (mean credited to the account but now release back to available funds). I'm not sure off the top of my head but I believe I read on here that 4 may be that number...but maybe someone else will chime in to confirm or correct.

Re: Amazon Store Card ?

Anonymous — Wed, 23 Mar 2016 16:48:14 GMT

OK, I haven't received my first statement yet and I wanted to make sure I wasn't doing anything wrong. Amazon and Walmart are my first real approvals so I want to make sure I don't mess up.

Re: Amazon Store Card ?

BallBounces — Wed, 23 Mar 2016 17:59:03 GMT

You are doing nothing "wrong".

I have said before Amazon Store can be a very very valuable card. Use it prudently. Pay in full. Ask for CLIs intermittently.

Synch, especially with the Amazon, is a little laggy on payments etc for me. YMMV.

Re: Amazon Store Card ?

Pway — Wed, 23 Mar 2016 18:04:25 GMT

You is doing nothing wrong. I receive that message as well when I make a payment to my Amazon card. I have not received a late payment. I was shocked as well when I read that message, but the next day I logged in and I saw no issues.

Re: Amazon Store Card ?

UncleB — Wed, 23 Mar 2016 20:11:01 GMT

FWIW, I think I've read that occasionally when folks make a payment on the actual due date, a late fee might be displayed for a day or so, but then is automatically removed.

It seems to be a glitch and instead of correcting it, they designed a 'work-around'. Apparently enough folks were calling to complain that they figured it would save them time (thus money) to simply put a disclaimer on the website.

OP, congrats on the Amazon card!

Re: Amazon Store Card ?

jamesdwi — Wed, 23 Mar 2016 20:14:38 GMT

They only hold the payment from affecting your availble credit, if this is a problem, call up credit solutions and ask for a CLI its syncrony they luv giving you high limits.

Re: Amazon Store Card ?

CountryLivin — Thu, 24 Mar 2016 03:53:40 GMT

I have had my card awhile....never any problems!

Re: Amazon Store Card ?

Shooting-For-800 — Thu, 24 Mar 2016 17:18:49 GMT

I make payments for every card weekly. I never want to worry. Yes, amazon is fine with early payments. You will still have a min payment if balance at statement cut.

Re: Amazon Store Card ?

Anonymous — Mon, 20 Jun 2016 18:59:35 GMT

Does this card help your credit scor if you make at least immediate pay?

Also, if I set up auto pay for minimum to prevent me forgetting to pay in full on time, will this harm my credit if i do not pay full amount above minimum that month?

Re: Amazon Store Card ?

Anonymous — Mon, 20 Jun 2016 19:01:47 GMT

You can always push the payment from your bank account using Bill Pay. It's easier and then you don't have to give your routing and account number to a bunch of different CC's.

Re: Amazon Store Card ?

Anonymous — Mon, 20 Jun 2016 19:01:52 GMT

Minimum pay not imediate pay

Re: Amazon Store Card ?

RonM21 — Mon, 20 Jun 2016 21:42:04 GMT

@UncleB wrote:
FWIW, I think I've read that occasionally when folks make a payment on the actual due date, a late fee might be displayed for a day or so, but then is automatically removed.

It seems to be a glitch and instead of correcting it, they designed a 'work-around'. Apparently enough folks were calling to complain that they figured it would save them time (thus money) to simply put a disclaimer on the website.

OP, congrats on the Amazon card!

I've seen this before on a.few different accounts, and it just disappears once everything posts, etc.

Re: Amazon Store Card ?

core — Tue, 21 Jun 2016 03:55:00 GMT

@Anonymous wrote:
Also is it ok to make multiple payments in a month?

I make 20-25 payments every month to my Amazon store card account. I haven't noticed any holds, but then again I probably wouldn't notice anyway because I never charge even close to my limit in a month. Note that these are pushed payments from my bank. I'm not sure I'd go crazy (with any creditor) using pulled payments.

Re: Amazon Store Card ?

Imperfectfuture — Tue, 21 Jun 2016 11:39:25 GMT

@Loquat wrote:
You can make a payment before the due date, I do it all the time. As for making multiple payments...I hear that is a specific number of payments that Sync allows before they start holding them (mean credited to the account but now release back to available funds). I'm not sure off the top of my head but I believe I read on here that 4 may be that number...but maybe someone else will chime in to confirm or correct.

Made multiple payments this month, no hold. Might be a difference in store vs prime, not sure.

Re: Amazon Store Card ?

takeshi74 — Tue, 21 Jun 2016 13:30:21 GMT

@Anonymous wrote:
OK, I haven't received my first statement yet and I wanted to make sure I wasn't doing anything wrong. Amazon and Walmart are my first real approvals so I want to make sure I don't mess up.

Creditors want to get paid. Don't worry over these things. Worry over paying on time, paying statement balances in full to avoid incurring debt and interest, keeping your revolving utilization in check and so on. Paying is not a problem. Some creditors may limit number of payments but they're not going to to take adverse action because you paid them.