topic Re: Barclays Free FICO Score in Credit Cards

Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 03:41:18 GMT

Is anyone else failed to get their normally routine monthly free fico from them so far this month? Maybe it's just my account?

It's usually been as dependable as clockwork all along but didn't update at all on this month's statement cut.

Delays like this are expected and more normal for Citi.

Your FICO® Score last updated on 02/18/16.

Re: Barclays Free FICO Score

dwz55 — Mon, 28 Mar 2016 03:43:51 GMT

My updates are random, I've only gotten 2 in the past 6 months.

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 03:43:58 GMT

Mines didn't update from January until a few days ago finally and that was about 2 days after the statement cut...I think mines might be affected by my TU freeze though

Re: Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 03:46:34 GMT

Oh, ok then.

I wasn't aware that it can be random with them.

It's normal to find an email from them occasionally when there's a change either up or down.

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 03:47:51 GMT

@CreditMagic7 wrote:
Is anyone else failed to get their normally routine monthly free fico from them so far this month? Maybe it's just my account?

It's usually been as dependable as clockwork all along but didn't update at all on this month's statement cut.

Delays like this are expected and more normal for Citi.

Your FICO® Score last updated on 02/18/16.

It took about two months for my first update. I was curious, and looked into it, and there is something in the FAQ or somewhere, where Barclays says they don't always update monthly. So, it could just be your account for this month. I would except to see it update in the next 1-3 weeks (since it appears to be a week overdue)

Re: Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 03:50:09 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
Is anyone else failed to get their normally routine monthly free fico from them so far this month? Maybe it's just my account?

It's usually been as dependable as clockwork all along but didn't update at all on this month's statement cut.

Delays like this are expected and more normal for Citi.

Your FICO® Score last updated on 02/18/16.
It took about two months for my first update. I was curious, and looked into it, and there is something in the FAQ or somewhere, where Barclays says they don't always update monthly. So, it could just be your account for this month. I would except to see it update in the next 1-3 weeks (since it appears to be a week overdue)

I guess i take it for granted since they been updating mine each month at a new statement.

When scrolling to the link and landing on that page it always was a new FICO score even if nothing had changed.

Re: Barclays Free FICO Score

Chris679 — Mon, 28 Mar 2016 05:09:11 GMT

I only get an update every two months

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 05:27:36 GMT

yeah mine has been every other month, not every month... so I got an update in Feb, Dec, Oct, etc probably will get one in April next

Re: Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 06:00:03 GMT

@Anonymous wrote:
yeah mine has been every other month, not every month... so I got an update in Feb, Dec, Oct, etc probably will get one in April next

That's likely how it's been then for mine all along i suppose without realizing it.

It was not seeing any usage some months so i guess i just assumed that it was every month without fail.

Thanks for clearing this up.

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 12:09:54 GMT

I have been getting a new update every month within 3-5 days after my statements cuts, but I do show some use each month (not carrying a balance). Is there anyone else whose FICO updates monthly as well?

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 12:44:02 GMT

@Anonymous wrote:
I have been getting a new update every month within 3-5 days after my statements cuts, but I do show some use each month (not carrying a balance). Is there anyone else whose FICO updates monthly as well?

Same, mine updates first few days of each month

Re: Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 14:51:27 GMT

@Anonymous wrote:
@Anonymous wrote:
I have been getting a new update every month within 3-5 days after my statements cuts, but I do show some use each month (not carrying a balance). Is there anyone else whose FICO updates monthly as well?
Same, mine updates first few days of each month

Well see?

This was the purpose of opening this thread. Mine also is offered a free TU FICO every month without fail, and either with or without a balance it always updated up until this month.

Maybe they're so busy trying to fill all those new JetBlue and Arrival Card orders lately.

Re: Barclays Free FICO Score

CreditCuriosity — Mon, 28 Mar 2016 15:44:38 GMT

As others stated usually every two months approximately unless you have been bad and new accounts or inquiries are popping up on your CRA if this is the case you will possibly get a few Fico score updates in one month as they are making sure you not getting into trouble

Re: Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 16:08:43 GMT

@CreditCuriousity wrote:
As others stated usually every two months approximately unless you have been bad and new accounts or inquiries are popping up on your CRA if this is the case you will possibly get a few Fico score updates in one month as they are making sure you not getting into trouble

Seems funny that when there's a fair drop in your TU score they don't mind notifying via email that your new score (a change) is now available but when your score is on the upswing they back off and aren't as quick to do the same for that change.

Hmmm

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 17:18:01 GMT

fwiw, mine is almost always every 2 mos. only one time it updated in a month. an upswing.

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 18:10:31 GMT

Mine skipped the month I didn't use it.

Re: Barclays Free FICO Score

CreditMagic7 — Mon, 28 Mar 2016 19:26:45 GMT

I appreciate everyone sharing your own results to this.

So looks like the bottom line on Barclays free TransUnion FICO is that some get them on a regular monthly basis (like i have been seeing) while others is every other months or even some others completely at random.

Thank Goodness then that some like DISCOVER issue their free Fico score for it's cardholders EACH MONTH & ON TIME without a hitch.

Re: Barclays Free FICO Score

Anonymous — Mon, 28 Mar 2016 19:33:35 GMT

@dwz55 wrote:
My updates are random, I've only gotten 2 in the past 6 months.

Ditto.

Re: Barclays Free FICO Score

Alleycat2003 — Mon, 28 Mar 2016 19:41:43 GMT

My score was last updated 2/16..it had been updating once a month and I do carry a balance.

Re: Barclays Free FICO Score

someg33k — Mon, 28 Mar 2016 20:35:58 GMT

My updates are far from being like clock work as you say. Have always been like that for my Barclay account.