topic Re: Discover: Is This a Pre-Approval in Credit Cards

Discover: Is This a Pre-Approval

n777ua — Wed, 30 Mar 2016 04:54:18 GMT

Submitted info to find any offers and got the page here; is this a pre-approval or a pre-qualification where a denial is possible ?

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 05:01:57 GMT

not a true prequal. also, even if it were, any prequal has a chance at denial. that APR range is their entire range. it's generic.

Re: Discover: Is This a Pre-Approval

Cookie2120987 — Wed, 30 Mar 2016 05:05:14 GMT

@n777ua wrote:
Submitted info to find any offers and got the page here; is this a pre-approval or a pre-qualification where a denial is possible ?

Essiantly, everyone gets the same pre-approval or almost everyone, it use to always spew out a item, even if you put in a fake name such as Mickey Mouse and a fake 3 social.

personally I wouldn't take it as a pre-approval.

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 05:08:13 GMT

that's one of those cards that if you want it just cold app for it if you think you have a shot

Re: Discover: Is This a Pre-Approval

creditguy — Wed, 30 Mar 2016 05:27:16 GMT

Discover prequals are as valuable as Enron stock.

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 05:29:46 GMT

^ haha. present day i take it.. ha

Re: Discover: Is This a Pre-Approval

Officer737 — Wed, 30 Mar 2016 06:08:36 GMT

@creditguy wrote:
Discover prequals are as valuable as Enron stock.

LMAO......ok I spit Coca-Cola on my computer screen when I read that.

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 11:51:27 GMT

Discovers pre approval gives you a 3% range. Wide open range is a cold app.

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 12:23:56 GMT

Discsover Pre Equals are useless. Pay no mind Becuase it may be a useless pull. Now here is what i have heard...if you see a lower apr or the red discover card it maybe so that you are good to go. But other than that i have no clue i am new to all of this. But when i was approved that is what i saw and i remembered reading on the boards and indeed it was true.

Re: Discover: Is This a Pre-Approval

MyLoFICO — Wed, 30 Mar 2016 12:40:30 GMT

Don't burn a HP on that. wait till you get the 3% APR split, then go for it.

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 13:30:14 GMT

Wait for that 3 pt apr range. I was denied in December for one when I cold app'd, got the mailer with the 3 pt range (and on the lower end too) and I was approved instantly in January.

Re: Discover: Is This a Pre-Approval

sreneesa — Wed, 30 Mar 2016 15:49:24 GMT

I agree with the others about waiting until you see a 3 point apr range....

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 16:43:36 GMT

@creditguy wrote:
Discover prequals are as valuable as Enron stock.

Re: Discover: Is This a Pre-Approval

Anonymous — Wed, 30 Mar 2016 16:44:02 GMT

@Officer737 wrote:
@creditguy wrote:
Discover prequals are as valuable as Enron stock.
LMAO......ok I spit Coca-Cola on my computer screen when I read that.