topic Re: Discover Backdated in Credit Cards

Discover Backdated

CJ7 — Mon, 28 Mar 2016 20:26:16 GMT

New Discover IT opened about 45 days ago. Reported to all 3 - TU shows no history yet, EX shows 2 months, EQ shows... 51 months!

I did have a Sam's Club card many years back when Discover co-branded with them. Has anyone experienced this before?

Not that I'm complaining!

Re: Discover Backdated

UncleB — Mon, 28 Mar 2016 20:52:01 GMT

@CJ7 wrote:
New Discover IT opened about 45 days ago. Reported to all 3 - TU shows no history yet, EX shows 2 months, EQ shows... 51 months!
I did have a Sam's Club card many years back when Discover co-branded with them. Has anyone experienced this before?
Not that I'm complaining!

This is very interesting!

The Sam's Club Discover was issued by Synchrony (then known as GECRB/GE Money Bank) so even that doesn't make sense.

Since the error seems to be in your favor, I would just say accept your good fortune and carry on!

Re: Discover Backdated

Kutuzov — Tue, 29 Mar 2016 00:03:46 GMT

They do errors occasionally, I got a Barclay Rewards that when opened reported as opened in 1968 (I was born in 75 ...), a few months later they adjusted the open date.

Re: Discover Backdated

ddemari — Tue, 29 Mar 2016 00:08:11 GMT

Wow that 1968 would do wonders for my Aaoa! Lol

Re: Discover Backdated

myjourney — Tue, 29 Mar 2016 00:41:15 GMT

@ddemari wrote:
Wow that 1968 would do wonders for my Aaoa! Lol

Lol Barclay tends to list opening date as 1968 or 1969 since they report so fast but when statement cuts so does that date

Mine showed month I applied and 1969 as the year which caused a scoring increase

Needless to say I lost that the next month when the account was updated when statement cut

Re: Discover Backdated

Anonymous — Tue, 29 Mar 2016 06:37:44 GMT

@Kutuzov wrote:

They do errors occasionally, I got a Barclay Rewards that when opened reported as opened in 1968 (I was born in 75 ...), a few months later they adjusted the open date.

Here's to hoping that OP's get adjusted too.

Re: Discover Backdated

score_building — Tue, 29 Mar 2016 08:08:37 GMT

@Anonymous wrote:
@Kutuzov wrote:

They do errors occasionally, I got a Barclay Rewards that when opened reported as opened in 1968 (I was born in 75 ...), a few months later they adjusted the open date.
Here's to hoping that OP's DOESN'T get adjusted too.

FTFY

Re: Discover Backdated

Anonymous — Tue, 29 Mar 2016 14:19:50 GMT

@UncleB wrote:
@CJ7 wrote:
New Discover IT opened about 45 days ago. Reported to all 3 - TU shows no history yet, EX shows 2 months, EQ shows... 51 months!
I did have a Sam's Club card many years back when Discover co-branded with them. Has anyone experienced this before?
Not that I'm complaining!
This is very interesting!

The Sam's Club Discover was issued by Synchrony (then known as GECRB/GE Money Bank) so even that doesn't make sense.
Since the error seems to be in your favor, I would just say accept your good fortune and carry on!

Re: Discover Backdated

Anonymous — Wed, 30 Mar 2016 16:15:08 GMT

@score_building wrote:
@Anonymous wrote:
@Kutuzov wrote:

They do errors occasionally, I got a Barclay Rewards that when opened reported as opened in 1968 (I was born in 75 ...), a few months later they adjusted the open date.
Here's to hoping that OP's get adjusted too.
FTFY

FTFY too