topic Re: Does Citi not consolidate CLs? in Credit Cards

Does Citi not consolidate CLs?

Anonymous — Sun, 03 Apr 2016 23:41:13 GMT

I want to close my Citi AAdvantage card because the AF is about to hit and I don't use it. I called to cancel and to shift my CL over to my Double Cash and they said they don't do that. Maybe because it's a Sunday night and late? Does Citi combine lines? I thought they did.

Thanks.

Re: Does Citi not consolidate CLs?

Anonymous — Sun, 03 Apr 2016 23:44:34 GMT

@Anonymous wrote:
I want to close my Citi AAdvantage card because the AF is about to hit and I don't use it. I called to cancel and to shift my CL over to my Double Cash and they said they don't do that. Maybe because it's a Sunday night and late? Does Citi combine lines? I thought they did.

Thanks.

They do but often you have to get a supervisory CSR and it will be an HP to do so.

Re: Does Citi not consolidate CLs?

Anonymous — Sun, 03 Apr 2016 23:52:48 GMT

@Anonymous wrote:
@Anonymous wrote:
I want to close my Citi AAdvantage card because the AF is about to hit and I don't use it. I called to cancel and to shift my CL over to my Double Cash and they said they don't do that. Maybe because it's a Sunday night and late? Does Citi combine lines? I thought they did.

Thanks.
They do but often you have to get a supervisory CSR and it will be an HP to do so.

Thanks. I won't take a HP though, so I might as well just close it.

Re: Does Citi not consolidate CLs?

red259 — Sun, 03 Apr 2016 23:54:41 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I want to close my Citi AAdvantage card because the AF is about to hit and I don't use it. I called to cancel and to shift my CL over to my Double Cash and they said they don't do that. Maybe because it's a Sunday night and late? Does Citi combine lines? I thought they did.

Thanks.
They do but often you have to get a supervisory CSR and it will be an HP to do so.
Thanks. I won't take a HP though, so I might as well just close it.

Yea, I wouldn't take a HP to combine credit lines either. You can call in and see if they will give you a retention offer to offset the AF.

Re: Does Citi not consolidate CLs?

jason86423 — Sun, 03 Apr 2016 23:57:27 GMT

If you want to avoid the AF, PC to a thank you card or another double cash. No hard pull

Or as another poster stated, ask for a retention offer. I've had them offset the entire annual fee in the past after a certain spend in 90 days.

Re: Does Citi not consolidate CLs?

red259 — Mon, 04 Apr 2016 00:02:24 GMT

@jason86423 wrote:
If you want to avoid the AF, PC to a thank you card or another double cash. No hard pull

Or as another poster stated, ask for a retention offer. I've had them offset the entire annual fee in the past after a certain spend in 90 days.

+1 PC is another option if there is a card you want and don't mind about missing out on the signup.

Re: Does Citi not consolidate CLs?

MJ-san — Mon, 04 Apr 2016 00:21:50 GMT

There is a Bronze card - no AF and only earns 1/2 of the miles, but it may be a solution for you - you can PC w/o a HP.

Re: Does Citi not consolidate CLs?

Anonymous — Mon, 04 Apr 2016 00:27:54 GMT

@MJ-san wrote:
There is a Bronze card - no AF and only earns 1/2 of the miles, but it may be a solution for you - you can PC w/o a HP.

Perfect! I'll probably do this. Thanks!

Re: Does Citi not consolidate CLs?

Open123 — Mon, 04 Apr 2016 01:13:45 GMT

They do offer CL consolidations without a HP, but not all the time. Of all the Citi cards I've closed, I was offered to move the CL onto another card without a HP half the time.

Re: Does Citi not consolidate CLs?

icyhot — Mon, 04 Apr 2016 03:13:09 GMT

They do consolidations but it's a HP and for the AA card they will leave $2000 on the card. Just PC, that's what I did

Re: Does Citi not consolidate CLs?

kdm31091 — Mon, 04 Apr 2016 03:17:41 GMT

Basically their "consolidations" are just HP CLIs.

Re: Does Citi not consolidate CLs?

noobody — Mon, 04 Apr 2016 21:19:27 GMT

Just close the account.
Their SP CLI are so easy to come by, not worth a HP to combine CL.