topic Re: Sync B questions in Credit Cards

Sync B questions

Anonymous — Tue, 05 Apr 2016 13:37:44 GMT

I have 3 Sync B cards

Wal Mart opened 1/21/16 $700sl

Sunglass hut opened 2/6/16 $800sl

Amazon opened 3/4/16 $800sl

I only just got the Amazon, but its the only card I really care about getting Cli on, would it hurt or help my chances for CLI to close my sunglass hut card?

I'll probably keep walmart card for buying range ammo when they throw me a deal, like $25 off $75 dollar purchase they gave me this month plus it gives fico 8 score. Sunglass hut does nothing for me other than giving me 30% off my pair of sunglasses I bought which I PIF 1 month later.

I have no immediate need for amazon to be higher, but I would like around an 5k limit before Christmas if possible, I love the 5% statement credit, its just so simple and I love simple.

No rush to close sunglass hut if it doesn't do anything to affect my chances of CLI on amazon.

Re: Sync B questions

Anonymous — Tue, 05 Apr 2016 16:46:53 GMT

Congratulations on your cards. People on the board seem to have reported the most success with Synchrony Bank CLI's when their TU FICO is at 660 or higher.

I see more posts of people with a 630 or 640 TU FICO getting really frustrated because they cannot get CLI's from Credit Solutions, but once their TU FICO increases a bit more, the doors seem to open. Patience can be difficult, but work on your score and the increases will follow. Hope this helps.

Re: Sync B questions

Anonymous — Tue, 05 Apr 2016 14:22:05 GMT

and to answer your other question: as long as you aren't at internal exposure with synchrony it shouldn't affect you one way or the other if you close a card before asking for a CLI.

Re: Sync B questions

GirlMelanie89 — Tue, 05 Apr 2016 16:13:35 GMT

@Anonymous wrote:
and to answer your other question: as long as you aren't at internal exposure with synchrony it shouldn't affect you one way or the other if you close a card before asking for a CLI.

2011, Do you happen to know what the internal exposure number is by chance?

Re: Sync B questions

Anonymous — Tue, 05 Apr 2016 16:21:44 GMT

in general it's $100k but i meant if you aren't at the max they're willing to give you personally, not just their max in general.

Re: Sync B questions

GirlMelanie89 — Tue, 05 Apr 2016 16:32:15 GMT

Ohhh gotcha! Gotcha!!! I dont think I will EVER reach that! Lol.