topic Re: Merrick Unsecured - PreQual Link in Credit Cards

Merrick Unsecured - PreQual Link

CreditCuriosity — Thu, 07 Apr 2016 00:24:32 GMT

Was playing around and ran across Merrick Bank Unsecured double your credit line pre-qualification link (SP).. Didn't know you could apply for this card as when I had it, it was offered by invitation to me.. Not a bad rebuilder card for any of you out there in the 680-620 range most likely. Believe they pull TU if my mind suits me right and alot better than First Premiere, Credit One and the likes.

Just thought I would share

https://onlineoffer.merrickbank.com/?code=UCK7199226695

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 00:33:54 GMT

Heard merrick bank was just as bad as
First Molester & Corrupt One?

Just got rid of those 2 card out of my profile... happy i did...

Re: Merrick Unsecured - PreQual Link

CreditCuriosity — Thu, 07 Apr 2016 00:53:15 GMT

@Anonymous wrote:
Heard merrick bank was just as bad as
First Molester & Corrupt One?

Just got rid of those 2 card out of my profile... happy i did...

Nah alot better. APR is pretty bad, but free TU CC enhanced FICO and they don't nickle and dime you with fees. It is what it is a rebuilder card, but probably the best one other than a secured card or if you can get an unsecured Cap1 then that route other than that a company that isn't that bad IMO when people don't have alot of other options. It certainly helped me at one point as I had it a bit over a year then cancelled it after it served its purpose.

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 02:59:27 GMT

For us, Merrick has not been bad at all. The annual fee is reasonable at $48, per year, per card The interest rate on our cards is only one point higher than our Capital One cards. Both cards offered the Double Your Credit Limit promotion. The increased limit posted, without incident, after the seventh payment when the eighth statement cut. DH has had his card for two years and has been offered small CLI's every few months. It's easy to pay the bills and look at the statements online. Our TU FICO scores have been updated every month at predic

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:04:04 GMT

just apped and got it! $500

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:08:52 GMT

Did you need it 2011?

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:09:45 GMT

@Anonymous wrote:
just apped and got it! $500

Congrats. Which bureau did they pull?

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:10:41 GMT

okay sorry you took that seriously. maybe i shouldn't have said that :/
i didn't even prequal lol they said "nope! you're not worthy"

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:17:18 GMT

lol. I got a "no" on the prequal too.

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:17:18 GMT

@Anonymous wrote:
okay sorry you took that seriously. maybe i shouldn't have said that :/
i didn't even prequal lol they said "nope! you're not worthy"

I have a card with them and used the link "just because." They couldn't find anything else for me either.

Re: Merrick Unsecured - PreQual Link

tcbofade — Thu, 07 Apr 2016 03:31:17 GMT

@Anonymous wrote:
just apped and got it! $500

...that's 'cause you have no self control.

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 03:34:18 GMT

hahaha if i did actually app then yes, that's a fair statement

Re: Merrick Unsecured - PreQual Link

ddemari — Thu, 07 Apr 2016 03:44:15 GMT

hahaha, thanks for sharing magic! definitely love me stuff in that genre haha. I used to have a merrick visa when rebuilding. closed it back in 2013.

they have no offers for me now haha.

Re: Merrick Unsecured - PreQual Link

Anonymous — Thu, 07 Apr 2016 04:01:55 GMT

Just looked, living in Wisconsin you cant even get this card,