topic Re: Best Buy Auto Upgrade in Credit Cards

Best Buy Auto Upgrade

Mellon — Sat, 09 Apr 2016 21:20:41 GMT

just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....

Re: Best Buy Auto Upgrade

CountryLivin — Sat, 09 Apr 2016 21:31:03 GMT

Congratulations!

Re: Best Buy Auto Upgrade

Anonymous — Sat, 09 Apr 2016 22:29:55 GMT

What such conversion is possible wow than congratulations

Re: Best Buy Auto Upgrade

fedxboy — Sat, 09 Apr 2016 22:49:52 GMT

@Mellon wrote:
just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....

Interesting!! Didn't know they did that!! I'd like my Preferred store card upgraded too -- I'm Jelly!! Opened 12/14 4k sl

Re: Best Buy Auto Upgrade

CreditCuriosity — Sat, 09 Apr 2016 23:17:20 GMT

Wonder why they would do that.. Anyways congrats. When I applied a few weeks ago when approved it gave me option of store card or visa card.. Why one would choose the store card is kinda strange if you get the choice now a days. I am not sure if one scores/profile determine visa or store card still, but I would think so. Enjoy the upgrade

Re: Best Buy Auto Upgrade

Grafton88 — Sat, 09 Apr 2016 23:35:02 GMT

Congrats. I didn't know they could or would do that. I bought my latest HD TV from them. Enjoy your new card.

Re: Best Buy Auto Upgrade

Anonymous — Sun, 10 Apr 2016 02:28:14 GMT

@Mellon Very Interesting indeed!

Wonder if the rest of us should call the EO and ask for the same privileged Mellon has been bestowed upon...

Re: Best Buy Auto Upgrade

Anonymous — Sun, 10 Apr 2016 02:46:22 GMT

i have my card back from 2010 when HSBC had the accounts. Decent limit at $15,000. What does the Visa give you that the regular card doesn't? Obviously it is accepted where Visa is taken.

Re: Best Buy Auto Upgrade

Anonymous — Sun, 10 Apr 2016 02:50:28 GMT

BB is stubborn, it's one card I wouldn't mind not having!

But congrats to you!

Re: Best Buy Auto Upgrade

CreditCuriosity — Sun, 10 Apr 2016 04:45:43 GMT

@Anonymous wrote:
i have my card back from 2010 when HSBC had the accounts. Decent limit at $15,000. What does the Visa give you that the regular card doesn't? Obviously it is accepted where Visa is taken.

2% dining and obviously the visa benefits.. Not alot, but obviously more useful

Re: Best Buy Auto Upgrade

Anonymous — Sun, 10 Apr 2016 05:29:52 GMT

Congrats...To piggyback I was surprised DH got one yesterday too...That's a welcome surprise but the APR I was looking at the papers is astronomical..But it beats having their store card no doubt....Congrats again says it should come by July.

Re: Best Buy Auto Upgrade

nycplayboy78 — Sun, 10 Apr 2016 06:17:21 GMT

WAYMENT!!!! OP how did you do this? Did you send a secure message via the Best Buy credit website and request it? I have had my BB store card for 5 years when it was HSBC and now it is Citi o.O

Hmmmm interesting indeed...I can get rid of the store card and have BB/Citi Signature Visa.....<Yes Perfect in my Evil Villain voice>

Re: Best Buy Auto Upgrade

Mellon — Sun, 10 Apr 2016 11:36:42 GMT

@nycplayboy78 wrote:
WAYMENT!!!! OP how did you do this? Did you send a secure message via the Best Buy credit website and request it? I have had my BB store card for 5 years when it was HSBC and now it is Citi o.O

Hmmmm interesting indeed...I can get rid of the store card and have BB/Citi Signature Visa.....<Yes Perfect in my Evil Villain voice>

i sent a message about a year ago to see if could upgrade and was told NO that i would have to apply for the Visa version. Out of the blue on yesterday i got the letter advising me of the upgrade and new account number. Looking at the terms the APR is 28.24% and 11.90% for select purchases eligible for 48 month reduced rate credit plan. I never carried a regular balance on the store card and will not do so on this one without deferred interest

Re: Best Buy Auto Upgrade

CreditUnionFan — Sun, 10 Apr 2016 11:38:19 GMT

@Mellon wrote:
just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....

Congrats! Back in the day HSBC never let people upgrade from the store card to the (then) MC, requiring people to sign up for a brand new account.

I tried using the paltry $300 MC, but after a while I grew tired of it and closed it.

I kept the store card, but HSBC CL'd that to a measly $805. If it weren't as old as it is I would've closed it.

FICO does consider the mix of accounts, such as store credit cards. Store cards are easy to get though, so if you can get upgraded to a co-branded card with benefits, that's a great thing!

Re: Best Buy Auto Upgrade

RonM21 — Sun, 10 Apr 2016 14:17:03 GMT

@Mellon wrote:
just got a letter in the mail from Citi advising me that they have upgraded my BB Store card to a Visa and that i should be receiving the card soon....

Congrats!

Re: Best Buy Auto Upgrade

BluOne — Sun, 10 Apr 2016 20:47:09 GMT

Congrats!

Re: Best Buy Auto Upgrade

Anonymous — Sun, 10 Apr 2016 22:51:42 GMT

Congrats!! Waiting for this to happen with my account, Also did send them a SM a few months ago.

Re: Best Buy Auto Upgrade

Mellon — Mon, 11 Apr 2016 00:27:22 GMT

@Anonymous wrote:
Congrats!! Waiting for this to happen with my account, Also did send them a SM a few months ago.

hopefully you get the upgrade also

Re: Best Buy Auto Upgrade

OmarGB9 — Mon, 11 Apr 2016 05:14:35 GMT

Grats

Re: Best Buy Auto Upgrade

14Fiesta — Mon, 11 Apr 2016 05:31:31 GMT

Congrats on the upgrade! I tried using SM to ask for an upgrade on my BB card, and was also told I had to apply separately. I'm kinda jelly right now, but again congrats.