topic Re: QS1 CLI ...WHEN?? in Credit Cards

QS1 CLI ...WHEN??

Anonymous — Sun, 10 Apr 2016 20:02:59 GMT

ok guys, now i know this subject has been covered at length on here but i hear a lot of conflicting stories. Im sure its diff strokes for diff folks" kinda thing....but as the norm, do u usually get ur first one after ur 3rd statement cuts or after 90 days? 2nd statement or 60 days?? Im asking bc I just noticed that my first statement cut on march 11th. Well, I think thats how it goes...lol...my due date is the 8th but statement date is the 11th....but my acct was new so there was only like 12 days in my billing cycle. SOOOO, should I be hitting the "LUV BUTTON" after the 3rd statement even tho i havent tech. had the acct 3 months?

Re: QS1 CLI ...WHEN??

Loquat — Sun, 10 Apr 2016 20:25:44 GMT

I've never had much luck with the cutting of statements increase...I have noticed with my CapOne accounts that 70 days from activation seems to be the magic number when I was looking for an early increase. But YEMV...

Re: QS1 CLI ...WHEN??

Anonymous — Mon, 11 Apr 2016 03:53:50 GMT

It seems its mostly ymmv from what I've read, I tried at some point last month on mine, probably in the 65 -75 day range and was denied, then tried yesterday (day 91) after third statement cut and boom cli from $500 to $1500.

Re: QS1 CLI ...WHEN??

Anonymous — Mon, 11 Apr 2016 06:37:00 GMT

Awesome...thank u. On average how much would u say u use it a month?

Re: QS1 CLI ...WHEN??

_NERD — Mon, 11 Apr 2016 06:49:07 GMT

I was in Credit Steps Program but because I hit the love button and accepted a CLI from 500 to 1500, all the chat reps keep telling me I'm either no longer in the program or I have to wait 6 months to request another CLI.

YMMV.

Re: QS1 CLI ...WHEN??

Anonymous — Mon, 11 Apr 2016 12:25:35 GMT

I had been running about $100-$400 through it the first couple months and paying it off weekly, the last month I barely used it.

Re: QS1 CLI ...WHEN??

Anonymous — Mon, 11 Apr 2016 12:30:36 GMT

Ok cool. That is about how much i use my card. Its so hard to get my score past 660 with such low CLs! I cant wait for some nice increases.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 04:26:01 GMT

Good luck, and let us know how it goes.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 13:26:19 GMT

Outside of Credit Steps and the use of HP increases, I don't know that I've heard of a CLI with CapOne.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 14:50:51 GMT

I have both a QS1 and a Platinum with Cap One. About 3 months into my credit steps program I was able to get a cli from $500 to $1500. I got both those cards in Feb 2015. Since then, I've received 2 more increases on my cards. One for $500 at the end of my 6 months credit steps program and another for $150 recently. I shouldn't have accepted the $150 and waited until they offered me more since I now have to wait a few more months to get another increase.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 15:17:32 GMT

So u didnt request one b4 the 6 month mark?

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 15:20:40 GMT

@Anonymous wrote:
So u didnt request one b4 the 6 month mark?

Yes. I requested one about 3 months after I opened the card. They increased me from the initial $500 limit to the $1500 limit. They still gave me another $500 cli at the end of my 6 month credit steps program as well. Even if you prematurely receive an increase before your credit steps are up, they still give you the credit steps increase if you successfully complete the program.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 15:24:08 GMT

Cool. Do u know how much ur score increased when ur CL went from $500 tp $1500? At this point im thinking that's the only way my score will improve besides time of course.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 16:14:38 GMT

@Anonymous wrote:
Cool. Do u know how much ur score increased when ur CL went from $500 tp $1500? At this point im thinking that's the only way my score will improve besides time of course.

I can't remember exactly but I don't think it improved much from when I first got my cards. I ran a lot of money through my cards though so that may be why I was given the increases on both cards after 3 months of opening them.

Re: QS1 CLI ...WHEN??

Anonymous — Tue, 12 Apr 2016 16:27:29 GMT

Ok. I just know that i seen a good jump when my cap1 secured was first reported and that was only $200 CL. Im slowly approaching the 700 mark!