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    <title>topic Re: Comenity Remediation in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547966#M1313214</link>
    <description>&lt;P&gt;Now if that happened...we wouldn't have the SCT and the associated toy limits any more..lol&lt;/P&gt;</description>
    <pubDate>Fri, 15 Apr 2016 19:01:22 GMT</pubDate>
    <dc:creator>fltireguy</dc:creator>
    <dc:date>2016-04-15T19:01:22Z</dc:date>
    <item>
      <title>Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547693#M1313140</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Notice of Eligibility for Account Assure Product Remediation&lt;SPAN class="Apple-converted-space"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Dear,&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;We are writing to notify you that you are eligible for remediation in connection with one or more enrollments in Account Assure and/or Account Assure Pro between January 1, 2008 and September 30, 2014.&amp;nbsp; The remediation you are owed is being/will be provided to you in the form of a statement credit, check and/or gift card, or a combination of the above, depending on the type(s) of remediation you are owed and whether you currently have an account with us. If you have multiple accounts with us, we may provide statement credits to other accounts if your original account is closed and has no balance owed to us.&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;You are eligible as a result of an enforcement action brought by the Federal Deposit Insurance Corporation.&amp;nbsp; For more information about the enforcement action and what may trigger a remedy, please visit:&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;&lt;A href="https://www.fdic.gov/news/news/press/2015/pr15073.html" target="_blank"&gt;https://www.fdic.gov/news/news/press/2015/pr15073.html&lt;/A&gt;&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;NO FURTHER ACTION IS REQUIRED ON YOUR PART.&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Thank you for being a valued customer of Comenity Bank.&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Sincerely,&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;John J. Coane, President, Comenity Bank&lt;BR /&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;DIV&gt;&lt;SPAN&gt;&lt;SPAN&gt;&lt;STRONG&gt;Please see below for additional details about the amount of your remediation.&lt;/STRONG&gt;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;SPAN&gt;&lt;SPAN&gt;Tracking Number: &amp;nbsp;&lt;BR /&gt;Account Number: &amp;nbsp;&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Dear,&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Re: Victoria's Secret Credit Card Account ending in&amp;nbsp;&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Comenity Bank (Comenity) issues and administers credit cards for various brands.&amp;nbsp; Recently, Comenity agreed to a settlement with the Federal Insurance Deposit Corporation (FDIC) related to credit card add-on products.&amp;nbsp; Please see the above text for additional details about why you are receiving this restitution and where to find other important information.&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;As a result of this settlement, you are automatically entitled to restitution of $22.70.&amp;nbsp; This amount is being provided as follows (and may be received separately).&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Because you are a Victoria's Secret Credit Card holder, Comenity has chosen to issue $10.00 of restitution in the form of a Victoria's Secret gift card.&lt;BR /&gt;An account credit of $12.70 is being/has been issued to your Victoria's Secret credit card account.&lt;BR /&gt;&lt;BR /&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;If you have questions, please call toll-free 1-877-276-6840, during the hours of 9:00a.m. – 9:00p.m. (EST), visit &lt;A href="http://www.ComenityRemediation.com," target="_blank"&gt;www.ComenityRemediation.com,&lt;/A&gt; or write to the Distribution Administrator at Comenity Remediation, PO Box 2530, Portland, OR 97208-2530.&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Sincerely,&lt;BR /&gt;&amp;nbsp;&lt;BR /&gt;Distribution Administrator&lt;BR /&gt;Comenity Remediation&lt;BR /&gt;&lt;BR /&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 15 Apr 2016 16:15:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547693#M1313140</guid>
      <dc:creator>ccpat</dc:creator>
      <dc:date>2016-04-15T16:15:59Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547799#M1313165</link>
      <description>&lt;P&gt;Interesting....I don't ever remember doing anything with Account Assure.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Apr 2016 17:22:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547799#M1313165</guid>
      <dc:creator>ccpat</dc:creator>
      <dc:date>2016-04-15T17:22:13Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547869#M1313181</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/454202"&gt;@ccpat&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Interesting....I don't ever remember doing anything with Account Assure.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You might have been automatically enrolled, or choose not to enroll, but still be charged. Either way, that's $23 more you have now &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Apr 2016 18:01:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547869#M1313181</guid>
      <dc:creator>KSK1912</dc:creator>
      <dc:date>2016-04-15T18:01:06Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547911#M1313193</link>
      <description>&lt;P&gt;Comenity needs the kind of remediation that comes from closing their doors. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Apr 2016 18:30:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547911#M1313193</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-15T18:30:15Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547966#M1313214</link>
      <description>&lt;P&gt;Now if that happened...we wouldn't have the SCT and the associated toy limits any more..lol&lt;/P&gt;</description>
      <pubDate>Fri, 15 Apr 2016 19:01:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547966#M1313214</guid>
      <dc:creator>fltireguy</dc:creator>
      <dc:date>2016-04-15T19:01:22Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547977#M1313218</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/938220"&gt;@fltireguy&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Now if that happened...we wouldn't have the SCT and the associated toy limits any more..lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That would be a wonderful occurrence. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Apr 2016 19:06:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4547977#M1313218</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-15T19:06:48Z</dc:date>
    </item>
    <item>
      <title>Re: Comenity Remediation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4548031#M1313228</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT color="#800000"&gt;&lt;STRONG&gt;Comenity needs the kind of remediation that comes from closing their doors.&lt;/STRONG&gt; &lt;/FONT&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry I can only give you one star because I'd be happy to give you 10 for your comment !!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Apr 2016 19:32:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Comenity-Remediation/m-p/4548031#M1313228</guid>
      <dc:creator>pipeguy</dc:creator>
      <dc:date>2016-04-15T19:32:23Z</dc:date>
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