topic Re: Your favorite hotel cards? in Credit Cards

Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 15:46:48 GMT

Looking for a good one one out of the garden.

Re: Your favorite hotel cards?

Open123 — Fri, 15 Apr 2016 15:50:16 GMT

At present, Amex SPG. Post takeover, Chase Hyatt.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 17:03:03 GMT

I ahve only had the Chase Marriott and The Amex SPG. I really loved the Chase Marriott. A free night every year and Elite Status with Marriott got special priviledges. It was also easier to get points to add up for free nights. I really did not care for the SPG. I know people do like it on here, but I never could get any free nights, it was not worth it for me.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 17:22:50 GMT

Amex Hilton!!

Re: Your favorite hotel cards?

ccpat — Fri, 15 Apr 2016 17:23:13 GMT

IHG....Like the annual free night.

Re: Your favorite hotel cards?

red259 — Fri, 15 Apr 2016 18:21:01 GMT

Amex SPG. After the takeover likely the chase hyatt.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 18:23:45 GMT

Citi Voyager - 4x w/VIP hotels from Expedia

Hyatt

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 19:25:40 GMT

@red259 wrote:
Amex SPG. After the takeover likely the chase hyatt.

What is going to happen to SPG?

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 19:37:06 GMT

@Anonymous wrote:
@red259 wrote:
Amex SPG. After the takeover likely the chase hyatt.
What is going to happen to SPG?

Marriott bought them out

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 20:19:17 GMT

@Anonymous wrote:
@Anonymous wrote:
@red259 wrote:
Amex SPG. After the takeover likely the chase hyatt.
What is going to happen to SPG?
Marriott bought them out

I know that, but why will that change the SPG card? Does that mean that they are going to shut down SPG and merge everything into the Marriott/ritz card? I assumed that SPG would remain separate since it is such a popular card.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 20:35:17 GMT

The Marriott and IHG as they both offer a free night annually, which helps to offset the AF.

Re: Your favorite hotel cards?

Sharingan — Fri, 15 Apr 2016 22:11:21 GMT

Without a doubt, the Chase Hyatt is my favorite. I really like the Hyatt Passport loyalty program, and the card's AF is quite reasonable for what it offers. I feel the program has a good balance in value and ease of acquiring points. Also, the Chase Hyatt is definitely the most inviting hotel card with its extremely generous sign up bonus.

Another favorite of mine is the Chase IHG. It's hard to go wrong with the IHG card given the unusually low AF and tremendous leeway given with its free anniversary night. The Platinum Elite status is quite valuable to me because, by extension, it also gives me Hilton Diamond Elite during status match promotions.

Finally, I never planned on keeping my Marriott card for as long as I have, but once again, the free anniversary night more than defrays the AF for this card. As a result, it's a keeper for me.

I have quite a bit of flexibility when I book hotels; but I tend to only stick with the Hyatt, IHG, Marriott, and Hilton brands because I tend to have fantastic stays at their properties, I am invested in their loyalty programs, and because I have unfortunately had extremely unsettling and unnerving experiences at other brands I have used in the past.

Re: Your favorite hotel cards?

CreditMagic7 — Fri, 15 Apr 2016 22:16:48 GMT

@Anonymous wrote:
The Marriott and IHG as they both offer a free night annually, which helps to offset the AF.

A day late and a dollar short

These 2 are my favs for that very reason but unfortunately things are not going according to plan to apply for them both as a perfect match to my CSP.

The 5/24 just made that combo out-of-reach at least until time that Chase decides to relax that restriction at some point which is what i'm banking on.

The timing couldn't have been any worse here with summer right around the corner.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 22:28:04 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
The Marriott and IHG as they both offer a free night annually, which helps to offset the AF.
A day late and a dollar short

These 2 are my favs for that very reason but unfortunately things are not going according to plan to apply for them both as a perfect match to my CSP.

The 5/24 just made that combo out-of-reach at least until time that Chase decides to relax that restriction at some point which is what i'm banking on.

The timing couldn't have been any worse here with summer right around the corner.

The 5/24 rule is not, as of now, being applied to cobranded cards so there isn't a reason to hold back.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 22:31:57 GMT

Hyattt and SPG cards for me. Hate to see SPG get eaten by the goliath Marriott but I'll make the most of the card until then. Even if I don't use the points for hotel stays, they offer some very good transfer rates to a wide variety of airlines.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 22:34:41 GMT

They offered me a Hyatt card, and I've been racking up Hyatt Gold Passport points but I don't think I'd get approved.

Re: Your favorite hotel cards?

CreditMagic7 — Fri, 15 Apr 2016 22:43:59 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
@Anonymous wrote:
The Marriott and IHG as they both offer a free night annually, which helps to offset the AF.
A day late and a dollar short

These 2 are my favs for that very reason but unfortunately things are not going according to plan to apply for them both as a perfect match to my CSP.

The 5/24 just made that combo out-of-reach at least until time that Chase decides to relax that restriction at some point which is what i'm banking on.

The timing couldn't have been any worse here with summer right around the corner.
The 5/24 rule is not, as of now, being applied to cobranded cards so there isn't a reason to hold back.

Understood but there are some very recent post denials citing the Reps on a recon of heavily scrutinizing new accounts and raising issue with accounts approved only last year.

Besides Chase for me in the past has been notorious at double pulling and i've grown weary of that procedure from them.

If i must wait things out i guess it's best to do just that and approach them at a better time where distance between last approvals are a little longer.

Re: Your favorite hotel cards?

red259 — Fri, 15 Apr 2016 23:39:36 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@red259 wrote:
Amex SPG. After the takeover likely the chase hyatt.
What is going to happen to SPG?
Marriott bought them out
I know that, but why will that change the SPG card? Does that mean that they are going to shut down SPG and merge everything into the Marriott/ritz card? I assumed that SPG would remain separate since it is such a popular card.

Eventually the programs will be merged and the spg points will lose value. Right now SPG points are way more valuable than marriott points and you can do more with them (ie airline transfers). Marriott has a deal with chase, so I think even if they kept the spg card seperate (which is doubtful down the line by which I mean 2018 or beyond) they would move that over to chase.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 23:04:37 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
@Anonymous wrote:
The Marriott and IHG as they both offer a free night annually, which helps to offset the AF.
A day late and a dollar short

These 2 are my favs for that very reason but unfortunately things are not going according to plan to apply for them both as a perfect match to my CSP.

The 5/24 just made that combo out-of-reach at least until time that Chase decides to relax that restriction at some point which is what i'm banking on.

The timing couldn't have been any worse here with summer right around the corner.
The 5/24 rule is not, as of now, being applied to cobranded cards so there isn't a reason to hold back.
Understood but there are some very recent post denials citing the Reps on a recon of heavily scrutinizing new accounts and raising issue with accounts approved only last year.

Besides Chase for me in the past has been notorious at double pulling and i've grown weary of that procedure from them.

If i must wait things out i guess it's best to do just that and approach them at a better time where distance between last approvals are a little longer.

They double pull me as well. As for Chase scurtinizing amount of new accounts, that's something that they and other CC companies have always done so I don't think that's anything new. Often that is a denial reason given when there are other issues with a persons credit just like number of inquiries. My only point was that people here and and other forums are getting approved quite a bit even though they are over, and in some cases way over 5/24. I recently was approved for the Hyatt and I'm 20+ new accounts in last 2 years.

Re: Your favorite hotel cards?

Anonymous — Fri, 15 Apr 2016 23:32:15 GMT

My favorite is IHG. I only use it for hotel stays, though. The rewards on regular spending aren't great, and it's often easy to earn points through other promotions.

Bonuses on travel cards change frequently. It can be hard to know the best time to apply. Assuming you can meet the minimum spend at any time, try to weigh the value of perks and rewards you can use between now and some point in the future when a better bonus might be available.