topic Re: Chase AARP vs Marvel MC in Credit Cards

Chase AARP vs Marvel MC

Anonymous — Mon, 18 Apr 2016 23:53:00 GMT

PenFed and Chase AARP have been goals since I started rebuilding. I eat out a LOT and a 3% dining card is a good fit for me.

I've been limiting my new cards to a bare minimum in prep for Chase once bk falls and scores are 700+. I left the garden to get Discover, according to plan, and one day later Marvel became avbl.

TBH I couldn't care less about superheroes. It could as easily be a bright pink Hello Kitty as far as I'm concerned.

Before heading back to the garden, I'm considering apping for the Marvel instead of Chase. I would wait until next reports with TU 700+.

It appears to me to be a better bang for the buck 3% dining card. Higher SL & CLI's through CS, no minimum redemption and greater # of qualified spend opportunities.

Am I missing something about Chase that I should know before I grab Marvel? It would be my 5/24 card.

Thanks!

Re: Chase AARP vs Marvel MC

kdm31091 — Tue, 19 Apr 2016 00:08:55 GMT

The only advantage I see for AARP is that you can have a bit more flexibility with the rewards. You can save them, redeem for gift cards, etc. With marvel, even if you earned five cents, it's auto redeemed as a statement credit.

Assuming you don't care about that, the Marvel covers more categories, and Synchrony is more generous than Chase with CLIs for a lot of people.

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 00:12:46 GMT

@Anonymous wrote:
PenFed and Chase AARP have been goals since I started rebuilding. I eat out a LOT and a 3% dining card is a good fit for me.

I've been limiting my new cards to a bare minimum in prep for Chase once bk falls and scores are 700+. I left the garden to get Discover, according to plan, and one day later Marvel became avbl.

TBH I couldn't care less about superheroes. It could as easily be a bright pink Hello Kitty as far as I'm concerned.

Before heading back to the garden, I'm considering apping for the Marvel instead of Chase. I would wait until next reports with TU 700+.

It appears to me to be a better bang for the buck 3% dining card. Higher SL & CLI's through CS, no minimum redemption and greater # of qualified spend opportunities.

Am I missing something about Chase that I should know before I grab Marvel? It would be my 5/24 card.

Thanks!

A signup bonus of $200 (at least at times) vs. $25.

It takes a lot of entertainment (or a fair amount of superhero merchandise) to make up for that $175 difference. Keep in mind you're already getting 5% or 10% on dining (not sure if you're in double rewards) with Discover, and either 1.5% or 2% on other purchases. A 3% nominal earn rate on dining probably doesn't actually boost your rewards much right now.

Re: Chase AARP vs Marvel MC

Callandra — Tue, 19 Apr 2016 00:12:06 GMT

AARP also has 3% on gas and a better sign-up bonus (if that matters to you).

Re: Chase AARP vs Marvel MC

kdm31091 — Tue, 19 Apr 2016 00:13:12 GMT

I would have to agree it's important to run the numbers and see what your actual gain would be in dollars from the 3 percent.

That said, AARP definitely has the better sign on bonus by far.

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 00:18:10 GMT

Thanks all. Great info, espec sign on bonus and gas 3% also. How is Chase with CLI's?

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 00:21:19 GMT

I agree about the AARP card. I wouldn't mind having that one.

Re: Chase AARP vs Marvel MC

JamP — Tue, 19 Apr 2016 00:29:12 GMT

I would think Marvel may be easier to get.

I may have went for the Marvel if I didn't already have AARP. I do love that I got a sign up bonus with my AARP.

I agree with everything everyone has said. Great post.

What is the APR on the Marvel? I know it makes no difference if paid in full.

Also if you want Synchrony cards it might be good to try for Marvel. If you want Chase cards it might be good to try for AARP.

Re: Chase AARP vs Marvel MC

Sharingan — Tue, 19 Apr 2016 00:29:52 GMT

For me, I still prefer my Chase AARP card over that Marvel card, even at my young age. It mostly comes down to my significant and highly biased preference for Chase over Synchrony. I do have a few Synchrony cards with fairly high limits, but there seems to be a kind of emptiness with their cards that I don't really like. Additionally, entertainment is a category that I don't really need to have covered on a continual basis. Finally, I cannot deal with cartoons, superheroes, or pictures on my credit cards. If I ever decide to get a Disney credit card, it has to be the least interesting design available.

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 00:54:53 GMT

Appreciate the feedback! The signup bonus and 3% gas are huge. Thanks for the reminders.

I'll forget about Marvel and stick to plan.

You guys are great!

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 00:57:35 GMT

@Sharingan wrote:
For me, I still prefer my Chase AARP card over that Marvel card, even at my young age. It mostly comes down to my significant and highly biased preference for Chase over Synchrony. I do have a few Synchrony cards with fairly high limits, but there seems to be a kind of emptiness with their cards that I don't really like. Additionally, entertainment is a category that I don't really need to have covered on a continual basis. Finally, I cannot deal with cartoons, superheroes, or pictures on my credit cards. If I ever decide to get a Disney credit card, it has to be the least interesting design available.

ta-da!

Re: Chase AARP vs Marvel MC

Sharingan — Tue, 19 Apr 2016 00:59:58 GMT

@Anonymous wrote:
@Sharingan wrote:
For me, I still prefer my Chase AARP card over that Marvel card, even at my young age. It mostly comes down to my significant and highly biased preference for Chase over Synchrony. I do have a few Synchrony cards with fairly high limits, but there seems to be a kind of emptiness with their cards that I don't really like. Additionally, entertainment is a category that I don't really need to have covered on a continual basis. Finally, I cannot deal with cartoons, superheroes, or pictures on my credit cards. If I ever decide to get a Disney credit card, it has to be the least interesting design available.

ta-da!

I actually got curious and browsed the designs shortly after my post. That's exactly the one I would choose!

Re: Chase AARP vs Marvel MC

SouthJamaica — Tue, 19 Apr 2016 01:27:17 GMT

@Sharingan wrote:
For me, I still prefer my Chase AARP card over that Marvel card, even at my young age. It mostly comes down to my significant and highly biased preference for Chase over Synchrony. I do have a few Synchrony cards with fairly high limits, but there seems to be a kind of emptiness with their cards that I don't really like. Additionally, entertainment is a category that I don't really need to have covered on a continual basis. Finally, I cannot deal with cartoons, superheroes, or pictures on my credit cards. If I ever decide to get a Disney credit card, it has to be the least interesting design available.

Spoilsport

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 01:46:04 GMT

3% back on Steam, Green Man Gaming, Sony, Nintendo... HOW YOU NO WANT?!!!

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 01:49:40 GMT

^^^ LOL if I decide to devote my spare time to gaming I'll remember that. Thanks!

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 01:52:32 GMT

@Sharingan wrote:
For me, I still prefer my Chase AARP card over that Marvel card, even at my young age. It mostly comes down to my significant and highly biased preference for Chase over Synchrony. I do have a few Synchrony cards with fairly high limits, but there seems to be a kind of emptiness with their cards that I don't really like. Additionally, entertainment is a category that I don't really need to have covered on a continual basis. Finally, I cannot deal with cartoons, superheroes, or pictures on my credit cards. If I ever decide to get a Disney credit card, it has to be the least interesting design available.

I KNOW! Lol. It wouldn't stop me from getting the Marvel card if it benefited me, but I admit I prefer AARP's stylish design over the cartoonish designs on the Marvel card. Ironically, it's normally the AARP card that people are self-conscious of, but the card is just so pretty that I don't have that problem!

Re: Chase AARP vs Marvel MC

Aahz — Tue, 19 Apr 2016 02:03:30 GMT

@Sharingan wrote:
For me, I still prefer my Chase AARP card over that Marvel card, even at my young age. It mostly comes down to my significant and highly biased preference for Chase over Synchrony. I do have a few Synchrony cards with fairly high limits, but there seems to be a kind of emptiness with their cards that I don't really like. Additionally, entertainment is a category that I don't really need to have covered on a continual basis. Finally, I cannot deal with cartoons, superheroes, or pictures on my credit cards. If I ever decide to get a Disney credit card, it has to be the least interesting design available.

This one's pretty sleek-

Re: Chase AARP vs Marvel MC

CreditCuriosity — Tue, 19 Apr 2016 02:16:15 GMT

Lets not forget the AARP has a 200 signup bonus at the moment which will take awhile to make up with the Marvel card.. Although Marvel card covers more overall imo.

By far Marvel is easier to get approved for and a TU pull though and bigger CLI chances.

Re: Chase AARP vs Marvel MC

Anonymous — Tue, 19 Apr 2016 02:46:44 GMT

This was a funny read because I wanted AARP last summer but got denied...

Now I'm happy with CSP + Freedom Unlimited and the Marvel card for later on.

Re: Chase AARP vs Marvel MC

CreditCuriosity — Tue, 19 Apr 2016 02:50:40 GMT

@Anonymous wrote:
This was a funny read because I wanted AARP last summer but got denied...

Now I'm happy with CSP + Freedom Unlimited and the Marvel card for later on.

You have done well you got some nice card in your line-up from when you joined the forums.. Although the cash rewards makes me cringe as I use to have it and got to pisssed off to keep it until they upgraded me to the cash+ lol so dumped it.