topic Re: Opting in? in Credit Cards

Opting in?

Creditplz — Thu, 21 Apr 2016 08:01:03 GMT

Do I need to be opt-in to receive pre-qualified offers? I've never opt-out, does this mean I'm already opt-in? Or do I have to do it manually?.

Re: Opting in?

thummel — Thu, 21 Apr 2016 09:36:07 GMT

Should be opted in if you have never opted out.

Re: Opting in?

Anonymous — Thu, 21 Apr 2016 09:36:34 GMT

Yea you need opt-in to received offers , i never received a offer and when i opt-in now i received every week.

Re: Opting in?

RonM21 — Thu, 21 Apr 2016 09:48:16 GMT

I'm assuming you're talking about offers received through the mail? Or do you mean offers directly from companies you deal with?

Re: Opting in?

takeshi74 — Thu, 21 Apr 2016 13:49:16 GMT

As stated above you should be opted in unless you've opted out. Either way it doesn't hurt to opt in via the Opt Out site.

That said, don't rely on offers and prequals. Learn to assess your own reports and apply for products that specifically suit you.

Re: Opting in?

Mattopotamus — Thu, 21 Apr 2016 16:08:49 GMT

@Anonymous wrote:
Yea you need opt-in to received offers , i never received a offer and when i opt-in now i received every week.

This was actually my experience. I know I never opted-out. I had to go to each of my credit cards (amex, citi, visa, discover) and opt-it. Now I get stuff every week.

Re: Opting in?

Mattopotamus — Thu, 21 Apr 2016 16:11:36 GMT

@takeshi74 wrote:
As stated above you should be opted in unless you've opted out. Either way it doesn't hurt to opt in via the Opt Out site.

That said, don't rely on offers and prequals. Learn to assess your own reports and apply for products that specifically suit you.

I find I get better offers through the mail. For example, the Delta Amex shows 30,000 sign up points but through the mail it was 50,000.

Re: Opting in?

Creditplz — Thu, 21 Apr 2016 18:14:38 GMT

I've never opt-out so should I opt-in? I never receive offers or pre-qualified, and all my scores are 720+ Fico8?. Low Utl, no lates, no collections, no Bk, no judgements.

Re: Opting in?

Anonymous — Thu, 21 Apr 2016 19:39:37 GMT

@Creditplz wrote:
I've never opt-out so should I opt-in? I never receive offers or pre-qualified, and all my scores are 720+ Fico8?. Low Utl, no lates, no collections, no Bk, no judgements.

you should opt in at OptOutPrescreen.com