topic Re: AMEX Product Change in Credit Cards

AMEX Product Change

fittiger — Tue, 26 Apr 2016 00:15:01 GMT

I decided I wanted to convert my BCE to an AMEX Everyday. I called customer service and was told I couldn't convert a Blue product, which earns cash back, to a product that earns MR points.

Has anyone ever had luck getting this, or a similar, product change?

Re: AMEX Product Change

myjourney — Tue, 26 Apr 2016 00:17:33 GMT

Correct you can't

Sorry

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 00:24:58 GMT

I wanted to do the same thing, couldn't. Had to app for the new card.

Re: AMEX Product Change

Septrosh — Tue, 26 Apr 2016 00:25:41 GMT

Yeah, they're not going to let you PC that card. You could PC it to the BCP

Im guessing you've done the math and can't justify the grocery spending for the AF to be worth it... Or they travel rewards from the MR would just be a better return for you.

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 00:28:16 GMT

@Septrosh wrote:
Yeah, they're not going to let you PC that card. You could PC it to the BCP

Im guessing you've done the math and can't justify the grocery spending for the AF to be worth it... Or they travel rewards from the MR would just be a better return for you.

That's only true if it's over 13 months/statements old. You can't raise an annual fee within the first 'year'. I was able to convert my BCP to BCE when I got my EDP, but I couldn't go the other way if I wanted to.

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 00:48:29 GMT

What about the reverse? Can an ED be PC'd to a BCE?

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 00:53:45 GMT

@Anonymous wrote:
What about the reverse? Can an ED be PC'd to a BCE?

No, same thing. Can't PC cashback card to MR earning card and vice versa

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 01:03:47 GMT

@Anonymous wrote:
@Anonymous wrote:
What about the reverse? Can an ED be PC'd to a BCE?
No, same thing. Can't PC cashback card to MR earning card and vice versa

Well, that sucks. I think I'll show Amex who's boss and cancel my cards.

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 01:08:23 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
What about the reverse? Can an ED be PC'd to a BCE?
No, same thing. Can't PC cashback card to MR earning card and vice versa
Well, that sucks. I think I'll show Amex who's boss and cancel my cards.

@Anonymous @ CAP

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 01:26:10 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
What about the reverse? Can an ED be PC'd to a BCE?
No, same thing. Can't PC cashback card to MR earning card and vice versa
Well, that sucks. I think I'll show Amex who's boss and cancel my cards.

If I were you I'd also cancel my Sallie Mae card. That will show them how serious you are. Hit em hard!

Re: AMEX Product Change

fittiger — Tue, 26 Apr 2016 01:28:28 GMT

That's disconcerting 😡. It's really not that big a deal though. I'm just more interested in points. Neither would really get much use tbh. This was my first AMEX and I prefer to keep the account open, and would prefer to earn MR on the little spending I put on it to keep it open.

I grocery shop predominantly at target so I don't get met extra bonus shopping there so I don't want to pay $95 AF for BCP.

Re: AMEX Product Change

joltdude — Tue, 26 Apr 2016 01:33:57 GMT

Not sure of the current state of approvals with Amex but it used to be if you tried for another card... if you didnt get approved it would be a SP... if you did get approved it would be the normal HP......

Midas well just go for another card...

-J

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 01:34:23 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
What about the reverse? Can an ED be PC'd to a BCE?
No, same thing. Can't PC cashback card to MR earning card and vice versa
Well, that sucks. I think I'll show Amex who's boss and cancel my cards.
If I were you I'd also cancel my Sallie Mae card. That will show them how serious you are. Hit em hard!

They'll have to pry that one from my cold, dead fingers.

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 01:36:33 GMT

@joltdude wrote:
Not sure of the current state of approvals with Amex but it used to be if you tried for another card... if you didnt get approved it would be a SP... if you did get approved it would be the normal HP......

Midas well just go for another card...

-J

That definitely is a YMMV situation as plenty of people, including myself, have incurred HPs when denied so like most situations, apply for a credit card only when it's worth the HP that you may get.

Re: AMEX Product Change

joltdude — Tue, 26 Apr 2016 01:38:53 GMT

Things are changing.. Thats why I phrased it the way I said it.. btw all the images in your sig are broken ...

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 01:52:32 GMT

@joltdude wrote:
Things are changing.. Thats why I phrased it the way I said it.. btw all the images in your sig are broken ...

They are? I see them fine

Edit - now they are messed up. I think photobucket is having issues.

Re: AMEX Product Change

Anonymous — Tue, 26 Apr 2016 02:12:13 GMT

Photobucket has been having issues for the last few hours. Been up and down.