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    <title>topic Re: Chip Technology Warning!!! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4571317#M1321577</link>
    <description>&lt;P&gt;Yes you can remove the chip and it stay intacked. I could then remove another chip with my name on it and attach this chip to a card with my name. In case I was asked for ID.&amp;nbsp;&lt;/P&gt;&lt;P&gt;NO DAMAGE to the chip.&amp;nbsp;&lt;/P&gt;&lt;P&gt;So it is feasible that I could remove a chip. Attach it to another credit card with my name. Goto a store with a chip reader only and probably use it. Took me about 30 seconds to remove it. I had to destroy a few cards to see what method works the best.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also under the chip ( used a penfed for the succeful one) it's white. So yes I can see how a sticker may be used to trick a person. Since I've had the card Chip cards I've only been to three places that use the chip technology everything else has been a swipe. So the donor card would always swipe but I'd have the chip in another card to run to a store that would use the chip technology&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/20758i70E8252B3A8BCB9B/image-size/medium?v=mpbl-1&amp;amp;px=-1" border="0" alt="image.png" title="image.png" /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 29 Apr 2016 19:30:37 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-04-29T19:30:37Z</dc:date>
    <item>
      <title>Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570699#M1321370</link>
      <description>&lt;P&gt;My friend took his family out to dinner and paid&lt;/P&gt;&lt;P&gt;his bill, gave credit card to server. &amp;nbsp;All OK.&lt;/P&gt;&lt;P&gt;Went to use card next day, declined. &amp;nbsp;He looked&amp;nbsp;&lt;/P&gt;&lt;P&gt;at card, Chip was GONE!!! &amp;nbsp;It was replaced with a&amp;nbsp;&lt;/P&gt;&lt;P&gt;sticker that looked like a Chip!!! &amp;nbsp;He just peeled off. &amp;nbsp;&lt;/P&gt;&lt;P&gt;Lesson here:&amp;nbsp;The Road to HELL&amp;nbsp;is always paved with the best of&lt;/P&gt;&lt;P&gt;intentions. &amp;nbsp;Murphy is alive and well; whatever can go wrong&lt;/P&gt;&lt;P&gt;will go wrong. &amp;nbsp;The more variables for fraud prevention&lt;/P&gt;&lt;P&gt;in place also increases the amount of problems made possible.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 09:55:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570699#M1321370</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T09:55:10Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570706#M1321371</link>
      <description>Isn't that proof that the server tampered with his card?&lt;BR /&gt;&lt;BR /&gt;I'd slap the server across the face with a glove.</description>
      <pubDate>Fri, 29 Apr 2016 10:10:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570706#M1321371</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T10:10:35Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570712#M1321374</link>
      <description>&lt;P&gt;This might just be a simple case of an employee committing fraud.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 10:37:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570712#M1321374</guid>
      <dc:creator>jeffery581</dc:creator>
      <dc:date>2016-04-29T10:37:24Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570718#M1321376</link>
      <description>Might be, but not necessarily. Server might have just swiped the card, and the chip could have been stolen before server ever even held it.</description>
      <pubDate>Fri, 29 Apr 2016 11:01:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570718#M1321376</guid>
      <dc:creator>lokobo</dc:creator>
      <dc:date>2016-04-29T11:01:11Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570723#M1321379</link>
      <description>&lt;P&gt;Pics or it didn't happen.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 11:24:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570723#M1321379</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T11:24:03Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570755#M1321388</link>
      <description>&lt;P&gt;Somehow, I just do NOT believe this story at all!&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 12:17:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570755#M1321388</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T12:17:17Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570813#M1321414</link>
      <description>I've literally NEVER heard of this happening...</description>
      <pubDate>Fri, 29 Apr 2016 13:13:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570813#M1321414</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2016-04-29T13:13:21Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570818#M1321416</link>
      <description>&lt;P&gt;I don't think the chip can just "fall" out/off. It's not stuck on the outside of the card, at least mine aren't.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 13:23:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570818#M1321416</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T13:23:06Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570827#M1321417</link>
      <description>Can we move to chip and pin yet?</description>
      <pubDate>Fri, 29 Apr 2016 13:40:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570827#M1321417</guid>
      <dc:creator>Samac</dc:creator>
      <dc:date>2016-04-29T13:40:07Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570833#M1321419</link>
      <description>Looking at my cards it does seem possible that the chip could be removed...however it looks like it would be difficult to do quickly without destroying the chip or card in the process.&lt;BR /&gt;&lt;BR /&gt;Anyone have a unused EMV card they would be willing to experiment with...for the sake of science of course.</description>
      <pubDate>Fri, 29 Apr 2016 13:50:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570833#M1321419</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T13:50:11Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570840#M1321421</link>
      <description>I have a couple unused cards that I've got replacements on. I'm gonna try when I get home to see if there are different methods I could use to take them out.&lt;BR /&gt;They are my old warm out ones I've gotten replacements for. I think I have about 7.</description>
      <pubDate>Fri, 29 Apr 2016 13:57:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570840#M1321421</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T13:57:02Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570841#M1321422</link>
      <description>Also looking at my Amex (clear plastic) the actual chip is embedded in the card and is much smaller ( smaller than a grain of rice) than what appears on the surface of the card. The shiny thing on the outside is used to link the chip with the reader.</description>
      <pubDate>Fri, 29 Apr 2016 13:57:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570841#M1321422</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T13:57:10Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570847#M1321423</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/945411"&gt;@Samac&lt;/a&gt; wrote:&lt;BR /&gt;Can we move to chip and pin yet?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No.... Because this is America..... And we love using inferiror tech&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 14:01:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570847#M1321423</guid>
      <dc:creator>Closingracer99</dc:creator>
      <dc:date>2016-04-29T14:01:22Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570850#M1321425</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Also looking at my Amex (clear plastic) the actual chip is embedded in the card and is much smaller ( smaller than a grain of rice) than what appears on the surface of the card. The shiny thing on the outside is used to link the chip with the reader.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1. None of mines peel off lol.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 14:02:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570850#M1321425</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2016-04-29T14:02:00Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570854#M1321426</link>
      <description>&lt;P&gt;Honestly if this was "real" the OP would of responded back by now....&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 14:02:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570854#M1321426</guid>
      <dc:creator>Closingracer99</dc:creator>
      <dc:date>2016-04-29T14:02:35Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570855#M1321427</link>
      <description>&lt;P&gt;This is why you should check your cards.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have a habbit of polishing my cards. If a dirty waiter touches my card. I can't put it in my Louis Vuitton wallet without cleaning the oil off it. I looked at every inch and wipe it with a napkin. If it is bad, I place it in my pocket and go home and clean it with soap and water.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If I noticed that, all hell would break loose. "I would make a scene" &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;commoners now days&amp;nbsp;&lt;img id="catfrustrated" class="emoticon emoticon-catfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_cat-frustrated.png" alt="Cat Frustrated" title="Cat Frustrated" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 14:02:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570855#M1321427</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T14:02:36Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570860#M1321428</link>
      <description>Anyone with a Amex product that's see thru can clearly see how it's constructed. No need to disect a card. It's embedded in the card. So the sticker would dip down in three hole or easily puncture if it was interesting in the hole of the old chip</description>
      <pubDate>Fri, 29 Apr 2016 14:06:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570860#M1321428</guid>
      <dc:creator>ScoreOrBeScored</dc:creator>
      <dc:date>2016-04-29T14:06:07Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570865#M1321429</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Lesson here:&amp;nbsp;The Road to HELL&amp;nbsp;is always paved with the best of&lt;/P&gt;&lt;P&gt;intentions. &amp;nbsp;Murphy is alive and well; whatever can go wrong&lt;/P&gt;&lt;P&gt;will go wrong. &amp;nbsp;The more variables for fraud prevention&lt;/P&gt;&lt;P&gt;in place also increases the amount of problems made possible.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Security is never about relying on one solution to solve all problems. &amp;nbsp;It's about relying on a given solution to help mitigate specific concerns and security improves with layering but even then may not be 100%. &amp;nbsp;Criminals are clever and will figure out ways to circumvent such measures. &amp;nbsp;Stealing the chip isn't something I've heard of but if you look around you can find info on other avenues of getting around EMV. &amp;nbsp;One always has to be vigilant.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 14:12:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570865#M1321429</guid>
      <dc:creator>takeshi74</dc:creator>
      <dc:date>2016-04-29T14:12:52Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570872#M1321432</link>
      <description>@ archange1&lt;BR /&gt;&lt;BR /&gt;"If a dirty waiter touches my card" LOL&lt;BR /&gt;Who cares if the dirty waiter is touching your plate right...you have it bad my friend. 😃</description>
      <pubDate>Fri, 29 Apr 2016 14:15:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570872#M1321432</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T14:15:32Z</dc:date>
    </item>
    <item>
      <title>Re: Chip Technology Warning!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570935#M1321455</link>
      <description>&lt;P&gt;I was at Lowes yesterday. Standing behind a lady with a CSP whose's chip fell out and her husband tried gluing it back on. What a hacked up job. It jammed the card terminal and had to be yanked out, then it had to be typed by the cashier who then needed an override.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Morale of story: Don't forget your Lowe's card at home so that you don't spend 5 minutes waiting for a 98 cent pack or razor blades. Funny about the chip though.&lt;/P&gt;</description>
      <pubDate>Fri, 29 Apr 2016 15:18:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chip-Technology-Warning/m-p/4570935#M1321455</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-04-29T15:18:33Z</dc:date>
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