topic Re: Instant card numbers, expedited shipping in Credit Cards

Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 06:43:32 GMT

So after a few months of experimentation, I thought I would list out the various card companies and what their options are for getting a card number either instantly upon approval, or how/if they will rush the card to you and the cost. All of these I did directly or with a friend directly.

Any other companies and data can be posted here.

BANK OF AMERICA

Once approved, a call to customer service asking for your account number for your records will 50-75% of the time yield your 16 digit card number and exp date. The card will work right away. Some CSRs will say it can't be done, an equal number will say it can.

BofA will also send UPS priority at request, for free.

CHASE

No card numbers online or over the phone, but going into a Branch with photo ID and requesting your 16 digit account number will yield the number. The exp date will be 3 years from the month/year of approval. The card (tested on freedom and slate) will work right away.

Chase will send UPS priority for free

AMEX

Blue Cash, Everday card and others will offer the card number instantly, with the ability to use up to 10k right away. If not offered online, there is no other way to get it.

AMEX will not send any form of rush delivery.

CITIBANK

Per reports, the AA cards will offer number instantly online. However no other CITI card will do this.

CITI will not send any form of rush delivery.

BARCLAY

No offers of instant card number online or on phone

BARCLAY will send UPS next-day for $15 fee, and if approved before 3pm EST, will arrive next day.

DISCOVER

No offers of instant card number online or on phone

No form of rush delivery whatsoever.

CAPITAL ONE

No offers of instant card number online or on phone

No form of rush delivery offered.

PENFED

About 24 hours after approval, the card number will appear online, from the main accounts screen

They will expedite the card for a fee.

WELLS FARGO

Visiting branch with Photo ID will get you the card number.

USAA

One person's card number was given instantly online, but only with the capacity to charge $1000 right away.

USAA will send FEDEX for $8 fee.

NAVY FEDERAL

No offers of instant card number online or on phone or in branch

NFCU will send FedEx for $12 fee.

Re: Instant card numbers, expedited shipping

n777ua — Sat, 14 May 2016 08:09:58 GMT

Amex has rushed all my new account cards free of charge.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 08:12:39 GMT

Awesome info - thanks! I believe you can add Blispay to your list too. If I remember correctly they give you a virtual card immediately after approval.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 08:16:28 GMT

@n777ua wrote:
Amex has rushed all my new account cards free of charge.

I believe they do it for free if you're already a member. Not sure they do it for brand new accounts - at least they didn't for my ED.

Re: Instant card numbers, expedited shipping

ttleigh — Sat, 14 May 2016 10:34:19 GMT

After approval for my stash rewards (synchrony) called in to have it mailed to my po box (app requires residential address) they overnighted the card free of charge and without my asking.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 10:42:57 GMT

@Anonymous wrote:
So after a few months of experimentation, I thought I would list out the various card companies and what their options are for getting a card number either instantly upon approval, or how/if they will rush the card to you and the cost. All of these I did directly or with a friend directly.

Any other companies and data can be posted here.

BANK OF AMERICA

Once approved, a call to customer service asking for your account number for your records will 50-75% of the time yield your 16 digit card number and exp date. The card will work right away. Some CSRs will say it can't be done, an equal number will say it can.

BofA will also send UPS priority at request, for free.

CHASE

No card numbers online or over the phone, but going into a Branch with photo ID and requesting your 16 digit account number will yield the number. The exp date will be 3 years from the month/year of approval. The card (tested on freedom and slate) will work right away.

Chase will send UPS priority for free

AMEX

Blue Cash, Everday card and others will offer the card number instantly, with the ability to use up to 10k right away. If not offered online, there is no other way to get it.

AMEX will not send any form of rush delivery.

CITIBANK

Per reports, the AA cards will offer number instantly online. However no other CITI card will do this.

CITI will not send any form of rush delivery.

BARCLAY

No offers of instant card number online or on phone

BARCLAY will send UPS next-day for $15 fee, and if approved before 3pm EST, will arrive next day.

DISCOVER

No offers of instant card number online or on phone

No form of rush delivery whatsoever.

CAPITAL ONE

No offers of instant card number online or on phone

No form of rush delivery offered.

PENFED

About 24 hours after approval, the card number will appear online, from the main accounts screen

They will expedite the card for a fee.

WELLS FARGO

Visiting branch with Photo ID will get you the card number.

USAA

One person's card number was given instantly online, but only with the capacity to charge $1000 right away.

USAA will send FEDEX for $8 fee.

NAVY FEDERAL

No offers of instant card number online or on phone or in branch

NFCU will send FedEx for $12 fee.

Bank of America will show card number the morning after, once you can view the card online. Just click on Information and Services and click "Show"

Chase will show the account number once you can see the account online, send them a SM about rewards. When you go back into the sent folder, click on the message, your account number will show.

Re: Instant card numbers, expedited shipping

UncleB — Sat, 14 May 2016 11:38:13 GMT

@Anonymous wrote:
@n777ua wrote:
Amex has rushed all my new account cards free of charge.
+1
I believe they do it for free if you're already a member. Not sure they do it for brand new accounts - at least they didn't for my ED.

I'll also add that when I got my BCP, I was not provided the account number online; I had to wait for the physical card. I was a new member as well.

It might be YMMV, though.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 11:42:59 GMT

I was a new member and AMEX rushed my SPG card.

Re: Instant card numbers, expedited shipping

Closingracer99 — Sat, 14 May 2016 13:11:53 GMT

Amex didn't rush my BCE or ED but did rush my HHONORS card

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 13:16:39 GMT

I was approved for the Ebates Visa last weekend. After my approval I received an account number, expiration date and temporary CVV number. They only gave me a temporary credit limit of $1k. My full CL of $5k will be available once I receive the physical card in the mail.

This is def a GREAT post.... very useful. Thanks for sharing!!!

Re: Instant card numbers, expedited shipping

kdm31091 — Sat, 14 May 2016 13:30:01 GMT

Good information. I find most lenders are easy to work with because they want to get the card in your hand so you can start using it. I don't know why huge companies like Citi and Capital One prefer to take 7-10 business days to get you a card when I'm sure they could easily provide for expedited shipping if they wanted.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 13:34:12 GMT

For both our Barclay cards (he's got SM, I've got A+ and we're AUs on the others') I remember I decided not to have cards expedited because I thought it would (might?) cost $15 per card. And while it would have been worth $15 to me, it wasn't worth $30. I don't recall if it was explicit or I was just thinking that could be the case.

And re: MrPotato's B of A post, that's assuming it's not your first B of A card, otherwise there's no way to make an account, right? (B of A is the most recent new card/new lender, so I just dealt with this.)

Re: Instant card numbers, expedited shipping

kdm31091 — Sat, 14 May 2016 13:34:38 GMT

@Anonymous wrote:
For both our Barclay cards (he's got SM, I've got A+ and we're AUs on the others') I remember I decided not to have cards expedited because I thought it would (might?) cost $15 per card. And while it would have been worth $15 to me, it wasn't worth $30. I don't recall if it was explicit or I was just thinking that could be the case.

They do indeed charge $15 per card; pulling up any Barclay's app confirms there is a little checkbox with "rush delivery" for $15.

I agree, $30 total is pretty steep unless you really need the card for a specific purpose. Otherwise, better to just wait.

Re: Instant card numbers, expedited shipping

redpat — Sat, 14 May 2016 13:40:28 GMT

My Citi card came fedex in 2 days.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 13:49:37 GMT

@redpat wrote:
My Citi card came fedex in 2 days.

What card?

Re: Instant card numbers, expedited shipping

pa850 — Sat, 14 May 2016 13:54:02 GMT

Thank you. This is great information to have.

Re: Instant card numbers, expedited shipping

redpat — Sat, 14 May 2016 13:55:42 GMT

@Anonymous wrote:
@redpat wrote:
My Citi card came fedex in 2 days.
What card?

Prestige, it's the only one I have.

Didn't even ask it just showed up.

Re: Instant card numbers, expedited shipping

pa850 — Sat, 14 May 2016 13:54:45 GMT

Thank you. This is great information to have. Great reference guide.

Re: Instant card numbers, expedited shipping

Anonymous — Sat, 14 May 2016 14:12:10 GMT

My partners Amex SimplyCash was rushed via DHL.

Re: Instant card numbers, expedited shipping

Anonymous — Tue, 18 Oct 2016 14:30:14 GMT

PENFED

 

About 24 hours after approval, the card number will appear online, from the main accounts screen

 

They will expedite the card for a fee.

I have had a different experience. I was approved for the PenFed Promise card on the 5th of October. After the approval I received 3 emails from them notifying me that I needed to log in to my accounts and finish the application process(add approved users, shipping method, etc.). I have done this twice, and after the third email, last week I believe, I called customer service and was told that I was indeed approved and that the status of my application would change in the application tab reflecting this the next day, and that they would be shipping the card to me(when, I don't know). Anyway, two weeks after approval the status hasn't changed, the credit account isn't showing in the list of my accounts, and I still don't have the card despite choosing expedited shipping. I had big hopes for PenFed because I am hoping to purchase a truck for work here in the next few months, and a house in the next year or so, but they're not bolstering my faith in them. At the very least, they have issues on their website that need to be resolved.

Has anyone else had similar issues?