topic Re: Capitalone question...... in Credit Cards

Capitalone question......

workingprogress — Mon, 16 May 2016 03:25:34 GMT

If i can get Capitalone to change me from quicksilverone to quicksilver, would I get the full benefits that its offers.. Like the 0% intro APR for a certain amount of time ?? I been with them for 3 years now and use the card heavy and pay every 2 weeks on it. I want to switch to quick silver and would love to get the 0% apr for a while.

Re: Capitalone question......

tcbofade — Mon, 16 May 2016 03:29:20 GMT

Um, no.

If you want the zero percent deal, you'll have to apply for a new account.

Re: Capitalone question......

Anonymous — Mon, 16 May 2016 03:30:03 GMT

I think that will only apply if you apply for the card from the get go not a PC. I recomend chatting them and seeing if they have any 0% offers available for you and if that doesnt work I would try applying for the QS since you have established a realtionship with CO 3 years ago.

Re: Capitalone question......

Pway — Mon, 16 May 2016 03:30:57 GMT

@workingprogress wrote:
If i can get Capitalone to change me from quicksilverone to quicksilver, would I get the full benefits that its offers.. Like the 0% intro APR for a certain amount of time ?? I been with them for 3 years now and use the card heavy and pay every 2 weeks on it. I want to switch to quick silver and would love to get the 0% apr for a while.

In order for you to get the zero percent APR you would have to apply for a new card. We upgrade to avoid the annual fee on the QS1. Just PCing the card would not allow one to have the same benefits in terms of the zero percent promotion.

Re: Capitalone question......

UncleB — Mon, 16 May 2016 04:27:42 GMT

@workingprogress wrote:
If i can get Capitalone to change me from quicksilverone to quicksilver, would I get the full benefits that its offers.. Like the 0% intro APR for a certain amount of time ?? I been with them for 3 years now and use the card heavy and pay every 2 weeks on it. I want to switch to quick silver and would love to get the 0% apr for a while.

I answered your question here as well:

http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Product-Change/m-p/4595823#M1329886

Please avoid cross-posting... it tends to confuse folks, and it's against the TOS of this site.

Thanks for understanding!

Re: Capitalone question......

workingprogress — Mon, 16 May 2016 04:40:26 GMT

Thank you guys for the reply. I really apperciate it. You all give sound advice. Sorry for the cross post. I got a little impatient thinking no one was going to pay that older thread any attention.