topic Re: Discover CLI button. in Credit Cards

Discover CLI button.

Anonymous — Tue, 17 May 2016 20:46:39 GMT

When does this appear. Mine doesn't have it yet. I just get the number to call in. I'm hoping for some luv soon. I'm paying this thing off once a week. Lol

Re: Discover CLI button.

Anonymous — Tue, 17 May 2016 21:01:36 GMT

Mine has been appearing since I had the card about three months.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 00:22:19 GMT

I never really had it just appear under the details but you can still ask for a CLI if it's more than 90 days old.

Re: Discover CLI button.

grillandwinemaster — Wed, 18 May 2016 00:40:44 GMT

My love button is already there. I've only had one statement cut. My 2ND statement should be cutting sometime this week. But I don't dare touch that button until my 91St day is up.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 00:49:41 GMT

So it should hopefully appear soon.

You can only request one at 91 days?

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 00:52:38 GMT

I requested a CLI after my third statement cut a few days ago which is approximately 1 week before day 91. I was only given a CLI of $500. I am waiting for day 91 to come and will apply again.

I don't see a "luv" button anywhere.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 00:56:25 GMT

It's account specific but it's usually 90 days. Hop on chat and ask. If they deny it they'll tell precisely why.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 01:00:45 GMT

@GDanzy, how much spend have you put thru your card monthly?

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 01:06:05 GMT

@Anonymous wrote:
It's account specific but it's usually 90 days. Hop on chat and ask. If they deny it they'll tell precisely why.

@I'll give that a go. Current first monthly spending came in @ 7250 on a 3k card. Lol.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 01:09:42 GMT

Mine has alway been there also.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 01:31:20 GMT

Good lord...

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 01:38:58 GMT

We used to put all the spending on a 20k Amex. But due to a couple bad flights we're no longer going to fly delta after this last flight we have already booked to Louisiana. So we moved all spending to cash back cards. So now we have to work on CLI's on them.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 01:53:11 GMT

@Anonymous wrote:
@Anonymous, how much spend have you put thru your card monthly?

February - $669

March - $768

April - $875

My SCL was $1.6k and now it is $2.1k. Do you think I should spend more on the card? I have a few new cards so I am balancing spending as much as I can on each of these cards.

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 02:09:10 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous, how much spend have you put thru your card monthly?
February - $669
March - $768
April - $875

My SCL was $1.6k and now it is $2.1k. Do you think I should spend more on the card? I have a few new cards so I am balancing spending as much as I can on each of these cards.

I try to keep my main spending on just a couple cards so our rewards aren't spread across a lot of cards. Mine and my wife's current line up is the DC@2%, discover chrome that matches my cash back for the first year and QS with a 1.5. The DC and QS both are on 0 APR intros for purchases and BT's. Other cards we just use every now and then just to keep spending on them where rewards aren't as good. We also use the BCP for groceries. Because that's 6% and our groceries which average 600-800 month.

For us now it's about replacing those miles with cash.

Re: Discover CLI button.

SouthJamaica — Wed, 18 May 2016 02:53:46 GMT

@Anonymous wrote:
When does this appear. Mine doesn't have it yet. I just get the number to call in. I'm hoping for some luv soon. I'm paying this thing off once a week. Lol

You go to "Account". Under "Credit Options" you'll see "Credit limit increase"

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 03:05:56 GMT

@SouthJamaica wrote:
@Anonymous wrote:
When does this appear. Mine doesn't have it yet. I just get the number to call in. I'm hoping for some luv soon. I'm paying this thing off once a week. Lol
You go to "Account". Under "Credit Options" you'll see "Credit limit increase"

Yea did that. Mines not there. Says unavailable. Please call. It's probably just to new of an account right now.

Re: Discover CLI button.

CountryLivin — Wed, 18 May 2016 03:08:12 GMT

How often can you request a CLI with Discover?

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 04:22:11 GMT

Every 30 days when you get your statement and score update you can ask but that doesn't mean you will get it

Re: Discover CLI button.

iheartwings — Wed, 18 May 2016 05:30:39 GMT

@Anonymous wrote:
When does this appear. Mine doesn't have it yet. I just get the number to call in. I'm hoping for some luv soon. I'm paying this thing off once a week. Lol

Well, I hope you don't have to wait as long as I did. Mine was almost 2 years before it showed up (got the card in 2012). During that time, I called for a HP CLI, and then got an auto CLI, but no online CLI button.

It showed up a few months before the Great Discover CLI Gravy Train of 2015,

Re: Discover CLI button.

Anonymous — Wed, 18 May 2016 11:46:44 GMT

@CountryLivin wrote:
How often can you request a CLI with Discover?

As often as you would like, but if it's before 91 days you are probably going to get denied. That's just the standard fare, they say you don't have enough experience with current limit.

I asked 2 times, once after each of my first 2 statements cut. That was the answer both times. Then, about 2 weeks ago they gave me a 1500 auto CLI. This Friday will mark my 91 days with this discover. I'm going to try again for a luv button CLI and see what happens.

I put a little bit of spend on mine each month. Usually only around $1000