topic Re: Blispay in Credit Cards

Blispay

sports1965 — Tue, 17 May 2016 21:55:16 GMT

Are they BK friendly?

Re: Blispay

Creditplz — Tue, 17 May 2016 21:56:59 GMT

From everything I've read I would assume not.

Re: Blispay

Anonymous — Tue, 17 May 2016 22:52:27 GMT

Yes I have a 3 year old BK and was approved for 5K

Re: Blispay

Anonymous — Tue, 17 May 2016 22:52:58 GMT

My scores were in the 690s upon approval

Re: Blispay

Anonymous — Wed, 18 May 2016 10:29:05 GMT

There are several Blispay threads, but I'm not sure if any of them go into to detail about BKs. Best of luck to you!

Re: Blispay

Anonymous — Wed, 18 May 2016 11:35:02 GMT

@Anonymous wrote:
Yes I have a 3 year old BK and was approved for 5K

Looks like the answer is yes. Please let us know if you decide to go for it.

Re: Blispay

GirlMelanie89 — Wed, 18 May 2016 13:52:52 GMT

@sports1965 wrote:
Are they BK friendly?

I would guess it depends on how far post BK you are. I am 2 years out with an EX score of 674 and was denied a week or 2 ago.

Re: Blispay

GalaxyStars — Wed, 18 May 2016 14:58:16 GMT

Everyones credit profile is different even with Bankruptncy.

So with that said, a person that has been removed from bk for 4 years with 1 trade line might get declined, while a person removed from bk for 1 year with 5 tradelines might be approved.

So to answer the question more better, is yes they are known to approve customers with BK, but it's not guaranteed.

And neither is not even having a bk, a few people with 700 scores and no bk have been declined

Re: Blispay

creditguy — Wed, 18 May 2016 15:09:54 GMT

They don't outright deny for BK like some lenders so your BK is no disqualification. The real question is how does your EX look? It seems that high 600's is what's needed with minimal baddies, of course someone will say they were approved with a low 600, that's why everything is ymmv. The only way to find out is to pull the trigger, Good Luck.

Re: Blispay

kugel — Wed, 30 Nov 2016 18:46:29 GMT

I was just approved with a 12 month bk 5k

Re: Blispay

Anonymous — Wed, 30 Nov 2016 22:09:32 GMT

There is no rhyme or reason to Blispay approvals/denials. 830 scores approved, 830 scores denied. 610 scores approved, 610 scores denied. It's really a crapshoot and a gamble when applying.

Re: Blispay

kugel — Wed, 30 Nov 2016 22:23:18 GMT

I guess like discover