topic Re: What should I apply for in Credit Cards

What should I apply for

Anonymous — Tue, 31 May 2016 03:07:42 GMT

Ok I am waiting for my disputes to finish and my credit cards to show a zero balance all but 1% on one ...I'm expecting my ex to be 688 fico and the other 2 ruff guess 660-680....I wanna close my credit one 850 Cl and 1st premiere 500 Cl...and keep my 2 co qs 1750/850cl but want to get my foot in the door with Amex and discovery ...I've read they are good about giving you a good Cl to begin with and lots of good cli! I'd like to have a good Cl on my report for once what cards or other companies should I apply for?? I have been online and did the prequailfied ...but waiting for my reports to be updated ...then on to the garden after that and wait for more baddies to fall off and reach for the 700 club

Re: What should I apply for

Anonymous — Tue, 31 May 2016 03:15:57 GMT

What cards did you get prequalified for? Also, how long have you had the other accounts?

Re: What should I apply for

Anonymous — Tue, 31 May 2016 03:30:15 GMT

Seems like if I remeber it was discover it and Amex bce (not sure on Amex ) credit one be 2 years in July co both be two years old in November first premiere 2 years in January I've had 2 inq in last 12 months

Re: What should I apply for

Anonymous — Tue, 31 May 2016 03:31:55 GMT

I had high uti for a long time didn't know about 1-9% being ideal till recently it's showing 47% right now but everything is pf except one card and I'm waiting on the charges to post so I can pf again now I pay soon as it hits the card

Re: What should I apply for

Anonymous — Tue, 31 May 2016 03:56:59 GMT

Maybe I should apply for penfed but eq was my lowest score before I disputed them and got some stuff removed ...and I'll still have several school loan late payments ...

Re: What should I apply for

Anonymous — Tue, 31 May 2016 04:16:13 GMT

Lol maybe I should go one my first and last spree to get myself established with some better companies and apply for penfed discovery and amex once my reports show 1% uti but how do I play my cards cause I be read pen fed has denied for recent applications ...thinking this will be my next step in rebuilding ...then on to gardening and paying of school and auto loan

Re: What should I apply for

Anonymous — Tue, 31 May 2016 07:26:58 GMT

You do have an established credit history. So that's what they'll be looking at too. As for what cards to apply for, it really is ymmv. So I would go for the cards you really want.

Re: What should I apply for

Anonymous — Tue, 31 May 2016 07:27:21 GMT

Good luck!!😊

Re: What should I apply for

RonM21 — Tue, 31 May 2016 10:38:55 GMT

Hope whatever path you choose works out well for you. Disc and Amex are both nice choices.

Re: What should I apply for

Anonymous — Tue, 31 May 2016 15:16:38 GMT

Thank you guys!

Re: What should I apply for

Creditplz — Wed, 01 Jun 2016 00:05:33 GMT

Discover vs Amex is a hard one in my eyes... I love my DW $750 Discover because of US Based Reps, and 5% revolving category... Amex is good too!! Just don't like how their reps are based in India now?? Every time I call to pay the platinum bill I can hardly hear

Re: What should I apply for

MyLoFICO — Wed, 01 Jun 2016 02:08:00 GMT

You could apply for an AMEX BCP. I don't have that one yet. Let me know when you get approved and I will send you my address to ship it to, thanks.

Oh wait...You meant for you. My bad.