topic Re: Experian pulls in Credit Cards

Experian pulls

Anonymous — Thu, 02 Jun 2016 21:49:01 GMT

Does anyone know who pulls experian only?

Re: Experian pulls

Anonymous — Thu, 02 Jun 2016 21:58:47 GMT

@Anonymous wrote:
Does anyone know who pulls experian only?

American Express

Re: Experian pulls

Anonymous — Thu, 02 Jun 2016 22:00:50 GMT

@Anonymous wrote:
Does anyone know who pulls experian only?

Bank of America

Chase double pull with EQ

The new card in town- Blispay as well

Re: Experian pulls

Loquat — Thu, 02 Jun 2016 22:32:13 GMT

Bank of America

Re: Experian pulls

wasCB14 — Thu, 02 Jun 2016 23:15:10 GMT

Amex is an EX puller in the vast majority of total cases, but there are plenty of times that Chase and BofA pull EQ or TU (at least in some states) along with EX.

Look on CreditBoards if you want a useful sample size.

Re: Experian pulls

Anonymous — Thu, 02 Jun 2016 23:44:51 GMT

This is situational but chase only pulls experian for me

Re: Experian pulls

SunriseEarth — Fri, 03 Jun 2016 00:04:47 GMT

I have to provide the caveat that credit pulls are a YMMV situation, depending on your region and other factors. This is why you often see posts like "I'm in CA and Discover pulled EQ for me".

That said, of my current lenders that pulled EX only (I'm in Southern California):

AMEX

Blispay

BofA

Citi

DSNB (Macy's)

US Bank

Wescom (CU for SoCal residents)

I applied for Chase and they pulled EX, but they denied due to too many new accounts (right before the 5/24 rule became widely known). Overstock (Comenity) was an SP on EX to open, but I've recently closed that account.

Re: Experian pulls

Anonymous — Fri, 03 Jun 2016 00:08:04 GMT

Oh yeah citi was ex for me. Texas btw

Re: Experian pulls

Creditplz — Fri, 03 Jun 2016 00:25:17 GMT

Citi, Amex, Chase, Blispay, U.S. bank, Elan Financial, NASA FCU, BofA... They have all pulled EX for me in CA

Re: Experian pulls

Loquat — Fri, 03 Jun 2016 01:38:20 GMT

I'm in the midwest and PNC pulled EX only...the last time I was denied with Chase they pulled EX and TU.

Re: Experian pulls

Anonymous — Fri, 03 Jun 2016 02:23:00 GMT

@SunriseEarth wrote:
I have to provide the caveat that credit pulls are a YMMV situation, depending on your region and other factors. This is why you often see posts like "I'm in CA and Discover pulled EQ for me".

That said, of my current lenders that pulled EX only (I'm in Southern California):

AMEX
Blispay
BofA
Citi
DSNB (Macy's)
US Bank
Wescom (CU for SoCal residents)

I applied for Chase and they pulled EX, but they denied due to too many new accounts (right before the 5/24 rule became widely known). Overstock (Comenity) was an SP on EX to open, but I've recently closed that account.

I'm in Southern California as well and Bank of America recently pulled both Experian and Equifax...so definitely YMMV.

Re: Experian pulls

RonM21 — Sun, 05 Jun 2016 15:21:08 GMT

As mentioned earlier in the thread, just be aware that ymmv and these lenders can pull someone else at any time. It's usually unlikely, but does happen.