topic Re: Amex cli in Credit Cards

Amex cli

Anonymous — Sat, 11 Jun 2016 23:56:13 GMT

I just received my blue cash everyday in the mail.

Heard some have tried a cli upon activation. Decided to try for it. Should have just waited? After putting in my info got the we're reviewing your account.. Will send a letter...

About a min later got an email saying they were done reviewing and to call cs to get details about the decision.

Should I assume a denial?

Re: Amex cli

Gmood1 — Sun, 12 Jun 2016 00:04:15 GMT

Yup it's a denial. You may try again in 61 days if I'm not mistaken. After the first CLI it's 180 days.

Re: Amex cli

Anonymous — Sun, 12 Jun 2016 00:06:10 GMT

Thanks for the response.

I'm not upset about it. I honestly don't need the increase right now. I'm happy with the sl they gave me. Just thought I'd give it a go.

Re: Amex cli

Anonymous — Sun, 12 Jun 2016 04:53:28 GMT

I did the same thing as well, stupid. You should wait the 61 days. My denial letter said your account must be open 60 days. I've heard it's 90 days from a denial so just to be on the safe side I marked my calendar for 91 days...oh well! YMMV, of course Good luck if you decide to try at 61!

Re: Amex cli

Anonymous — Sun, 12 Jun 2016 05:29:06 GMT

I called them on my HH card and they said it was after 2 statements. And I did this by mistake twice! So I'm giving it a go after the second statement cuts. All they can say is no and I don't need the cli anyway. With my BCP I waited exactly 61 days and got instant approval. Then it took me until the 3rd time to get me second 3xcli. It will happen.

Re: Amex cli

Anonymous — Sun, 12 Jun 2016 05:35:25 GMT

It's never a hard pull which is nice. _summer78, you have a good credit score. What is your AAoA for your revolving account?

Re: Amex cli

RonM21 — Sun, 12 Jun 2016 15:22:24 GMT

Nice to know the increase should be coming soon either way

Re: Amex cli

Anonymous — Sun, 12 Jun 2016 17:16:04 GMT

@Anonymous wrote:
I just received my blue cash everyday in the mail.

Heard some have tried a cli upon activation. Decided to try for it. Should have just waited? After putting in my info got the we're reviewing your account.. Will send a letter...

About a min later got an email saying they were done reviewing and to call cs to get details about the decision.

Should I assume a denial?

Did you call CS?

Re: Amex cli

Anonymous — Sun, 12 Jun 2016 23:21:59 GMT

@Anonymous wrote:
@Anonymous wrote:
I just received my blue cash everyday in the mail.

Heard some have tried a cli upon activation. Decided to try for it. Should have just waited? After putting in my info got the we're reviewing your account.. Will send a letter...

About a min later got an email saying they were done reviewing and to call cs to get details about the decision.

Should I assume a denial?

Did you call CS?

+1! I don't quite understand asking the myfico group whether this is a denial vs simply calling the CS. While it probably is a denial, it could be something else, checking some details.

And you would get at least one CSR's opinion on how long you need to wait if it is a denial....