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    <title>topic Credit debt in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636986#M1342774</link>
    <description>&lt;P&gt;I have a big amount outstanding on my credit card from past 1 year. I would like to know what options do i have to pay this debt.&lt;/P&gt;</description>
    <pubDate>Tue, 14 Jun 2016 10:15:38 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-06-14T10:15:38Z</dc:date>
    <item>
      <title>Credit debt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636986#M1342774</link>
      <description>&lt;P&gt;I have a big amount outstanding on my credit card from past 1 year. I would like to know what options do i have to pay this debt.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Jun 2016 10:15:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636986#M1342774</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-14T10:15:38Z</dc:date>
    </item>
    <item>
      <title>Re: Credit debt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636989#M1342776</link>
      <description>Need more info. How many cards, limit on card, apr, how much debt on cards. The first thing that comes to mind is just pay it down. So, without more info, and why you have a debt scenario (income, spending?) not much help.&lt;BR /&gt;&lt;BR /&gt;Budget?</description>
      <pubDate>Tue, 14 Jun 2016 10:19:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636989#M1342776</guid>
      <dc:creator>Imperfectfuture</dc:creator>
      <dc:date>2016-06-14T10:19:32Z</dc:date>
    </item>
    <item>
      <title>Re: Credit debt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636990#M1342777</link>
      <description>Besides the obvious answer which is pay it. A little more detail is needed. Is it past due? How much debt is it? And what's your current income situation?</description>
      <pubDate>Tue, 14 Jun 2016 10:19:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636990#M1342777</guid>
      <dc:creator>creditguy</dc:creator>
      <dc:date>2016-06-14T10:19:38Z</dc:date>
    </item>
    <item>
      <title>Re: Credit debt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636991#M1342778</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/59730"&gt;@creditguy&lt;/a&gt; wrote:&lt;BR /&gt;Besides the obvious answer which is pay it. A little more detail is needed. Is it past due? How much debt is it? And what's your current income situation?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Heehee, thought I just said that. &amp;nbsp;And OP, welcome to the forums. &amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Jun 2016 10:20:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636991#M1342778</guid>
      <dc:creator>Imperfectfuture</dc:creator>
      <dc:date>2016-06-14T10:20:52Z</dc:date>
    </item>
    <item>
      <title>Re: Credit debt</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636992#M1342779</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717119"&gt;@Imperfectfuture&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/59730"&gt;@creditguy&lt;/a&gt; wrote:&lt;BR /&gt;Besides the obvious answer which is pay it. A little more detail is needed. Is it past due? How much debt is it? And what's your current income situation?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Heehee, thought I just said that. &amp;nbsp;And OP, welcome to the forums. &amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You sure did, but it seems we were writing about the same time and you beat me by seconds, dang I knew I should of kept it shorter&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Jun 2016 10:24:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Credit-debt/m-p/4636992#M1342779</guid>
      <dc:creator>creditguy</dc:creator>
      <dc:date>2016-06-14T10:24:25Z</dc:date>
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