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    <title>topic Re: Penfed wrong open date. in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638950#M1343459</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Does it show a large jump in your AAoA?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It appears to not have raised my AAoA. So must be some kind of glitch.&lt;/P&gt;</description>
    <pubDate>Wed, 15 Jun 2016 18:36:24 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-06-15T18:36:24Z</dc:date>
    <item>
      <title>Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638937#M1343450</link>
      <description>&lt;P&gt;As the title suggest Penfed have reported a recent account opening with the wrong date and we're not talking a few days or weeks. &amp;nbsp;i'm talking like 46 years. &amp;nbsp;im not sure if its just a glitch on CK or if they really did add the wrong date. &amp;nbsp;i did a quick search on the forums but i couldnt find anyone else with a similar issue as mine.&lt;IMG src="http://i1166.photobucket.com/albums/q605/murph2kk/Capture_zpsashjvjp1.jpg" border="0" alt="" width="928" height="57" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 18:23:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638937#M1343450</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T18:23:17Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638941#M1343453</link>
      <description>&lt;P&gt;Does it show a large jump in your AAoA?&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 18:26:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638941#M1343453</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T18:26:19Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638950#M1343459</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Does it show a large jump in your AAoA?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It appears to not have raised my AAoA. So must be some kind of glitch.&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 18:36:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638950#M1343459</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T18:36:24Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638953#M1343460</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Does it show a large jump in your AAoA?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It appears to not have raised my AAoA. So much be some kind of glitch.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's my thought.&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 18:31:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4638953#M1343460</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T18:31:59Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639077#M1343518</link>
      <description>&lt;P&gt;So the date is Thur Jan 1, 1970?&amp;nbsp; Why does that ring bells?&amp;nbsp;&amp;nbsp; More than likely it will be fixed the first time they report a statement balance.&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 20:05:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639077#M1343518</guid>
      <dc:creator>CreditDunce</dc:creator>
      <dc:date>2016-06-15T20:05:20Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639138#M1343546</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Does it show a large jump in your AAoA?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It appears to not have raised my AAoA. So much be some kind of glitch.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's my thought.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Mine, too.&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 20:59:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639138#M1343546</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T20:59:56Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639164#M1343555</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/808746"&gt;@CreditDunce&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;So the date is Thur Jan 1, 1970?&amp;nbsp;&lt;/STRONG&gt;&lt;/FONT&gt; Why does that ring bells?&amp;nbsp;&amp;nbsp; More than likely it will be fixed the first time they report a statement balance.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Close they have it listed at Dec 31st 1969.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 21:25:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639164#M1343555</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T21:25:39Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639170#M1343556</link>
      <description>It's a glitch, that's the time zone adjusted UNIX epoch. (Seconds since January 1, 1970.)</description>
      <pubDate>Wed, 15 Jun 2016 21:31:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639170#M1343556</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T21:31:04Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639323#M1343614</link>
      <description>Has to be a glitch lol. I'm trying to imagine how high an AAoA would be for anyone with that thrown in to the mix lol.</description>
      <pubDate>Wed, 15 Jun 2016 23:11:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639323#M1343614</guid>
      <dc:creator>RonM21</dc:creator>
      <dc:date>2016-06-15T23:11:56Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639342#M1343625</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@RM21 wrote:&lt;BR /&gt;Has to be a glitch lol. I'm trying to imagine how high an AAoA would be for anyone with that thrown in to the mix lol.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Might not be all that high. My oldest reporting account is 36.4 years, but my AAoA is only 3.6 years.&lt;/P&gt;</description>
      <pubDate>Wed, 15 Jun 2016 23:25:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639342#M1343625</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-15T23:25:34Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639390#M1343643</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;It's a glitch, that's the time zone adjusted UNIX epoch. (Seconds since January 1, 1970.)&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Precisely.&amp;nbsp; Or in plain english, if they stored "0" as the opening datetime, this is exactly what you'd see.&amp;nbsp; Doesn't mean the date isn't just ignored though.&amp;nbsp; I can't wait to see what's going to happen in the year 2038.&amp;nbsp; I just hope I'm still around and kickin' then to see the fireworks.&lt;/P&gt;</description>
      <pubDate>Thu, 16 Jun 2016 00:23:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639390#M1343643</guid>
      <dc:creator>core</dc:creator>
      <dc:date>2016-06-16T00:23:37Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639415#M1343653</link>
      <description>My chase reported open 27 years ago on CKa month back.... I'm only 28 so that's an issue. LOL, it was corrected a few weeks later.</description>
      <pubDate>Thu, 16 Jun 2016 00:36:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639415#M1343653</guid>
      <dc:creator>Creditplz</dc:creator>
      <dc:date>2016-06-16T00:36:10Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639474#M1343673</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;As the title suggest Penfed have reported a recent account opening with the wrong date and we're not talking a few days or weeks. &amp;nbsp;i'm talking like 46 years&lt;FONT color="#0000FF"&gt;. &amp;nbsp;im not sure if its just a glitch on CK or if they really did add the wrong date&lt;/FONT&gt;. &amp;nbsp;i did a quick search on the forums but i couldnt find anyone else with a similar issue as mine.&lt;IMG src="http://i1166.photobucket.com/albums/q605/murph2kk/Capture_zpsashjvjp1.jpg" border="0" alt="" width="928" height="57" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Have you checked your reports directly from the bureaus to make sure? &amp;nbsp;Afterall, this is CreditKarma and we all know how funky they can get sometimes.&lt;/P&gt;</description>
      <pubDate>Thu, 16 Jun 2016 01:18:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639474#M1343673</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-06-16T01:18:49Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed wrong open date.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639589#M1343703</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/29262"&gt;@core&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;It's a glitch, that's the time zone adjusted UNIX epoch. (Seconds since January 1, 1970.)&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Precisely.&amp;nbsp; Or in plain english, if they stored "0" as the opening datetime, this is exactly what you'd see.&amp;nbsp; Doesn't mean the date isn't just ignored though.&amp;nbsp; I can't wait to see what's going to happen in the year 2038.&amp;nbsp; I just hope I'm still around and kickin' then to see the fireworks.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1.&amp;nbsp; I actually think the value is null.&amp;nbsp; CK is only reporting it as a zero since there isn't a value set.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 16 Jun 2016 03:14:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Penfed-wrong-open-date/m-p/4639589#M1343703</guid>
      <dc:creator>CreditDunce</dc:creator>
      <dc:date>2016-06-16T03:14:02Z</dc:date>
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