topic Re: NFCU AR for new account, when? in Credit Cards

NFCU AR for new account, when?

Anonymous — Sat, 25 Jun 2016 12:10:12 GMT

This week, I was approved for the the CLOC for $15,000 and the cashRewards for $3,000 (disappointed in the lower SL, put my foot is in the door).

When will my first AR be? Will I get one like other members on 7/1 or will mine at the start of the 4th quarter?

I don't think I'm going to recon the SL to the CC, I just want to plan usage to get a big CLI at first AR (my income and profile would support it).

Re: NFCU AR for new account, when?

baller4life — Sat, 25 Jun 2016 12:13:02 GMT

The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.

Re: NFCU AR for new account, when?

Anonymous — Sat, 25 Jun 2016 12:28:43 GMT

@baller4life wrote:
The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.

Hey Baller!

I'm going to start checking for AR mornings on Monday, if you want check evenings, we can work together...

Re: NFCU AR for new account, when?

RonM21 — Sun, 26 Jun 2016 13:14:47 GMT

How do you know when they did the AR?

Re: NFCU AR for new account, when?

baller4life — Sun, 26 Jun 2016 13:22:22 GMT

@Anonymous wrote:
@baller4life wrote:
The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.
Hey Baller!
I'm going to start checking for AR mornings on Monday, if you want check evenings, we can work together...

Sure. But, the only problem is there is a lag of several days before we can actually see the sp. It will probably be the first week of July before it actually registers on EQ.

Re: NFCU AR for new account, when?

baller4life — Sun, 26 Jun 2016 13:24:17 GMT

@RM21 wrote:
How do you know when they did the AR?

I subscribe to EQ's monitoring service and have complete access to my file.

Re: NFCU AR for new account, when?

Anonymous — Sun, 26 Jun 2016 16:49:47 GMT

@baller4life wrote:
@Anonymous wrote:
@baller4life wrote:
The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.
Hey Baller!
I'm going to start checking for AR mornings on Monday, if you want check evenings, we can work together...
Sure. But, the only problem is there is a lag of several days before we can actually see the sp. It will probably be the first week of July before it actually registers on EQ.

Very true, I think it finally updated last time it showed up on my report on the 3rd or 4th but had a 26th day.

Re: NFCU AR for new account, when?

Creditplz — Sun, 26 Jun 2016 16:58:58 GMT

I got my card on 4/4 and got the AR on 4/26, so I would assume you should get the AR!

Re: NFCU AR for new account, when?

Anonymous — Wed, 06 Jul 2016 13:48:27 GMT

I apologize if this is a redundant question - I'm sure there's probably several threads about this AR thing, but I just dont have the time to sift through them all.

My question is simple - I received my CashRewards card in May and my CLOC for 5k in June (i wasnt aware of the ask for 25k rule at that time). I have an AR for NFCU listed on my Equifax report for 6/28/16 (yayyy). Are my accounts to young to request the CLIs or do I have to wait for 3 billing statements? Im just looking for clarity before I make a fool outta myself!

Thanks in advance!

Re: NFCU AR for new account, when?

Anonymous — Wed, 06 Jul 2016 13:56:17 GMT

@Anonymous wrote:
I apologize if this is a redundant question - I'm sure there's probably several threads about this AR thing, but I just dont have the time to sift through them all.

My question is simple - I received my CashRewards card in May and my CLOC for 5k in June (i wasnt aware of the ask for 25k rule at that time). I have an AR for NFCU listed on my Equifax report for 6/28/16 (yayyy). Are my accounts to young to request the CLIs or do I have to wait for 3 billing statements? Im just looking for clarity before I make a fool outta myself!

Thanks in advance!

You do need to wait the 3 months to request CLIs on those accounts if you want them to be SPs. Also, for clarification, the maximum amount you can request and get on the CLOC is $15K, not $25K.

Re: NFCU AR for new account, when?

Anonymous — Wed, 06 Jul 2016 14:06:42 GMT

15k? Yes, I stand corrected. I swear I LOVE this group! Thank you! I'm gonna head over to my NFCU online account in a few. I hope that love button is ready!

Re: NFCU AR for new account, when?

baller4life — Wed, 06 Jul 2016 14:17:42 GMT

It's $25k for cards.

Re: NFCU AR for new account, when?

Anonymous — Wed, 06 Jul 2016 14:30:26 GMT

@baller4life wrote:
It's $25k for cards.

Well that's the most that they'll give you typically upon application but they will give as you know up to $80K on the Flagship card and $50K on the others. The higher amounts require more review and definitely proof of income.

Re: NFCU AR for new account, when?

baller4life — Wed, 06 Jul 2016 14:42:30 GMT

Yeah I was talking sp possibility. When requesting cli on cards always ask $25k unless you want a hp and POI request.