topic Re: Big Lots - Comenity in Credit Cards

Big Lots - Comenity

Anonymous — Mon, 27 Jun 2016 20:59:03 GMT

Applied in-store and got an initial line of $1250.

I just tried to use the automated system to get a CLI to 2500 because I actually WANT to use the "12 months no interest if paid in full" thing they're offering, and was denied the CLI. So, I told the automated system to send me to account services (had to say it 2x) and explained what I wanted to do and she said that the automated CLI requests ARE soft pulls but the likelihood of getting ANY CLI right now is nil because their system prefers you to have 6 months with them before trying. She did welcome me to try for a smaller CLI, and that's when this small exchange took place:

Me: "will the request thru the automated system result in a hard pull?"

Agent: "soft"

Me" awesome, thank you".

LOL.

Re: Big Lots - Comenity

ddemari — Mon, 27 Jun 2016 21:13:43 GMT

i didnt know big lots had a card! usually comenity increases are a soft pull but it can be a YMMV type of thing.

Re: Big Lots - Comenity

Anonymous — Mon, 27 Jun 2016 21:32:21 GMT

I wanted the card last week I was in the store shopping...checked my Amex offers used that instead for the purchase I did and for the bed I wanted I found it on Wayfair cheaper and Overstock...Check there they comenity too..I think both have a similar 0% interest offer.

Re: Big Lots - Comenity

RonM21 — Tue, 28 Jun 2016 23:06:51 GMT

I didn't know they had a card either. It seems like there are cards for almost anything now.