topic Re: Just got a Macy's Store Card, but what's my CLI? in Credit Cards

Just got a Macy's Store Card, but what's my CLI?

iltph — Sat, 20 Dec 2008 05:14:18 GMT

I was just approved online for a Macy's Store Card, but I can't seem to find out what my CLI is. Can someone who has done this before let me know where I can look this up? Do I need to wait and see what it is when I get my mail? I don't understand because they gave me a 10% off promo today and tomorrow, but how can I use it if I dont' know what my limit is??

Also, I've seen several posts here about people recommending others to get a Macy's card to get a good mix. Is it a big deal or not that it's just a Store Card or is it really better for it to be a Visa? I would have applied for that, but I just don't have the balls to apply in-person at the store and risk getitng denied. ;-)

Re: Just got a Macy's Store Card, but what's my CLI?

Anonymous — Sat, 20 Dec 2008 05:26:52 GMT

you might get an email asking you to call them so they can ask questions about ur identity.. i didnt see my CL and had to call them and verify identity before I knew it.

Re: Just got a Macy's Store Card, but what's my CLI?

Anonymous — Sat, 20 Dec 2008 12:56:20 GMT

The only way you'll ever find your Macy's CL is by calling their customer service number - if you know your account number (should be on the receipt they gave you when you opened the account instore, even if you don't have the card yet), just enter that when prompted by the automated system, and you'll hear your balance and remaining available credit. I think even if you don't have the account number, you can give them your SSN to access your account. One of the odd things about Macy's is that you can't find your credit line anywhere on their website, and they don't even print it on your monthly statements! I'm almost certain they can't tell you your CL in store, either!

As for the improved credit mix - you don't need the Visa for that, just the regular store card should work fine!

Re: Just got a Macy's Store Card, but what's my CLI?

Scamp — Sat, 20 Dec 2008 13:09:50 GMT

iltph wrote:
I was just approved online for a Macy's Store Card, but I can't seem to find out what my CLI is. Can someone who has done this before let me know where I can look this up? Do I need to wait and see what it is when I get my mail? I don't understand because they gave me a 10% off promo today and tomorrow, but how can I use it if I dont' know what my limit is??

Also, I've seen several posts here about people recommending others to get a Macy's card to get a good mix. Is it a big deal or not that it's just a Store Card or is it really better for it to be a Visa? I would have applied for that, but I just don't have the balls to apply in-person at the store and risk getitng denied. ;-)

iltph, your best bet is probably to try some of the customer service numbers found on their website, and to see if they can find you via SSN and give you info on your CL

fevmlo's right, though, in that one of the most exasperating things about their online acct. access (once you get your card and get it set up) is that they don't list your CL anywhere.

Edited to add: Oops - I'm not awake yet - forgot the second half of your post! On the mix question, it's the store card folks here often recommend for that.

Hope this helps.

Message Edited by Scamp on 12-20-2008 05:09 AM

Re: Just got a Macy's Store Card, but what's my CLI?

iltph — Sat, 20 Dec 2008 18:30:13 GMT

I called earlier and they gave me $500. I also went to the store and made a few purchases and got an extra 20% off (first 2 days only) items that were already half price.

Re: Just got a Macy's Store Card, but what's my CLI?

fishbjc — Sat, 20 Dec 2008 21:49:19 GMT

It's ridiculous in this day that you have to call Macy's to check your credit limit. It's not online either. I've complained to them about that. It's very user unfriendly.

I guess that's the tradeoff for the nice cli's, but still very annoying.

Re: Just got a Macy's Store Card, but what's my CLI?

jmbfl — Sun, 21 Dec 2008 00:39:23 GMT

@fishbjc wrote:
It's ridiculous in this day that you have to call Macy's to check your credit limit. It's not online either. I've complained to them about that. It's very user unfriendly.

I guess that's the tradeoff for the nice cli's, but still very annoying.

I wouldn't complaint about Macy's too much or too loud. They might just "fix" things!

Re: Just got a Macy's Store Card, but what's my CLI?

wmarat — Sun, 21 Dec 2008 05:27:30 GMT

@jmbfl wrote:
@fishbjc wrote:
It's ridiculous in this day that you have to call Macy's to check your credit limit. It's not online either. I've complained to them about that. It's very user unfriendly.

I guess that's the tradeoff for the nice cli's, but still very annoying.

I wouldn't complaint about Macy's too much or too loud. They might just "fix" things!

Re: Just got a Macy's Store Card, but what's my CLI?

Anonymous — Sun, 21 Dec 2008 07:16:48 GMT

I found out my Macy's CL from TrueCredit, after the account posted...

And their online account summary page is PATHETIC! Macy's, come on!

Re: Just got a Macy's Store Card, but what's my CLI?

arjames01 — Sun, 21 Dec 2008 18:09:26 GMT

I work for Macy's and the only way you can check your CL is by calling the number on your statement. It is most definitely a pain.

Re: Just got a Macy's Store Card, but what's my CLI?

hoping2rebuild — Sun, 21 Dec 2008 19:12:03 GMT

This may sound like a silly question after what I have read on this thread but, Can we kinda guess what are CL are by what stars rewards we have like the amount of free gifts etc...?

Also do they not put the opening CL on the info page they send with the card?

Re: Just got a Macy's Store Card, but what's my CLI?

hotpoint — Sun, 21 Dec 2008 20:32:28 GMT

Hello,

I also recently applied on line and was approved, and I was able to see my CL by going to the "my account" link. Everything was there on the page . . . the limit was only 300.00, but when I called they bumped it to 600.00 and assured me they have quarterly increases. My plan is to replace my very first CC (fees & limited increases) w/Macy's. Check the link on your account page . . . it's there.

Hotpoint.

12.19.08 Eq 645

12.15.08 Ex 655

12.15.08 Tr 655

P.S. "When you change the way you look at things, the things you look at change." Wayne Dyer

Re: Just got a Macy's Store Card, but what's my CLI?

Anonymous — Sun, 21 Dec 2008 22:20:06 GMT

A macy's store card can only be used at macy's though. Unless they offer you the visa version I wouldn't replace your old CC with the macy's. I would keep them both, and use 6 months of positive history on macy's and on your old card to pick up a card with no annual fee from BoA, Chase, or Discover.

Re: Just got a Macy's Store Card, but what's my CLI?

jmbfl — Mon, 22 Dec 2008 00:44:29 GMT

@hotpoint wrote:
Hello,

I also recently applied on line and was approved, and I was able to see my CL by going to the "my account" link. Everything was there on the page . . . the limit was only 300.00, but when I called they bumped it to 600.00 and assured me they have quarterly increases. My plan is to replace my very first CC (fees & limited increases) w/Macy's. Check the link on your account page . . . it's there.

Hotpoint.

12.19.08 Eq 645
12.15.08 Ex 655
12.15.08 Tr 655

P.S. "When you change the way you look at things, the things you look at change." Wayne Dyer

Would you like to supply some further details? As far as myself (and apparently everybody else) is concerned it isn't there and never was.

Re: Just got a Macy's Store Card, but what's my CLI?

Anonymous — Mon, 22 Dec 2008 01:40:00 GMT

jmbfl wrote:
@hotpoint wrote:
Hello,

I also recently applied on line and was approved, and I was able to see my CL by going to the "my account" link. Everything was there on the page . . . the limit was only 300.00, but when I called they bumped it to 600.00 and assured me they have quarterly increases. My plan is to replace my very first CC (fees & limited increases) w/Macy's. Check the link on your account page . . . it's there.

Hotpoint.

12.19.08 Eq 645
12.15.08 Ex 655
12.15.08 Tr 655

P.S. "When you change the way you look at things, the things you look at change." Wayne Dyer
Would you like to supply some further details? As far as myself (and apparently everybody else) is concerned it isn't there and never was.

I'm looking and looking and nope.. nothing there. I wonder if some of the store cards are now being more heavily serviced by Citi and they have a diff format.

I see:

	Macy's Credit Card

	Macy's Star Rewards Program

	Elite Star Rewards

	Platinum Star Rewards

	Gold Star Rewards

	Red Star Rewards

	Star Rewards Plus

	View Your Credit Account
	•	Account Summary
	•	Macy's Store Transactions
	•	Star Rewards Benefits

	Pay Your Bill

	Manage Your Credit Account

	Macy's Card Benefits & Details

	Apply for a Macy's Card

	Contact Credit Services

	Department Store National Bank Privacy Policy

	FDS Bank Services- Mortgages

And that's about it. When I choose "view my credit acct" I see:

MRS CLAUS
NORTH POLE, IN 90210

Store

ACCOUNT TYPE	CURRENT BALANCE	MINIMUM PAYMENT DUE 01/01/09
Total Balance	.00	.00

Re: Just got a Macy's Store Card, but what's my CLI?

MsKiwi — Mon, 22 Dec 2008 03:58:06 GMT

@arjames01 wrote:
I work for Macy's and the only way you can check your CL is by calling the number on your statement. It is most definitely a pain.

Nice EX score you have going, especially being so young. Congrats.

Re: Just got a Macy's Store Card, but what's my CLI?

arjames01 — Mon, 22 Dec 2008 17:32:25 GMT

Thanks! And no by being a higher "stars reward" customer doesnt mean a bigger CL. It just shows us how much you spend there annually and that you are a big spender! I had a $2000 CL with the red star card which is the card for people that spend $0-$499 a year.

Re: Just got a Macy's Store Card, but what's my CLI?

grneydangl — Tue, 23 Dec 2008 01:26:59 GMT

Do you work in Stores or in FACS?

Re: Just got a Macy's Store Card, but what's my CLI?

arjames01 — Tue, 23 Dec 2008 15:47:20 GMT

In store. But from all the training we had and such I saw no direct correlation between reward level and credit limit. Like I said its bascially just a "status thing".

Re: Just got a Macy's Store Card, but what's my CLI?

grneydangl — Tue, 23 Dec 2008 17:39:46 GMT

Yeah I know that, I used to work in Stores so I was just wondering