topic Re: Delta vs. PRG in Credit Cards

Delta vs. PRG

aussiesareforever — Thu, 30 Jun 2016 00:45:47 GMT

So I got my delta Amex in April (thanks Amex) and have switched it to my primary card since my discover double cash back promotion ended in June. Loving it so far but I feel like I could be earning more rewards

I have done some research and think the PRG might be a better fit for me. I pretty much only fly delta and those MR points will be transferable (so 3 miles per dollar spent with delta?). I also eat out a little more than I should so think those extra bonus miles will help.

Thinking about potentially applying when there is a nice offer for the PRG or at least closer to when my annual fee for the delta is due. And then potentially closing out the delta. I just started flying a bunch and think I should be able to get silver medallion status every year, thus getting a free checked back and zone 1 check in.

Any thoughts about my plan?

Re: Delta vs. PRG

Anonymous — Thu, 30 Jun 2016 00:50:22 GMT

Do you just plan on closing and reopening every time your annual fee comes up?

Re: Delta vs. PRG

Anonymous — Thu, 30 Jun 2016 01:43:38 GMT

That sounds like a good plan. I also got the Delta in April, and thought about going for the PRG as it would have been only 1 inquiry as well. If you can get Delta status and can get the free checked bag/priority boarding that way, then I say go for it. The Delta card is my primary as well now, but I didn't go for the PRG because 1) I wasn't really interested in a charge card and 2) I didn't think my spending would justify the $195 annual fee. But any way you slice it, you'd be getting an extra mile per every dollar spent with Delta!

Re: Delta vs. PRG

RonM21 — Thu, 30 Jun 2016 20:03:26 GMT

Doesn't sound bad for what your use would be. I say if it makes sense, go for it when the time comes.