topic Re: Indigo Unsecured that MyFico is allowing to advertise above! in Credit Cards

Indigo Unsecured that MyFico is allowing to advertise above!

Creditaddict — Thu, 30 Jun 2016 04:22:31 GMT

Can anyone actually prove to me that they offer an unsecured card AT ALL?

I have done the pre-qual, I did my partner... they show that you will be pre-qual for 1 of 3 cards that are unsecured with $0, 49 or whatever AF.

I have yet to see an actual unsecured card though, just secured cards with a couple different AF's.

Why does MyFico allow advertising that isn't even legit?!

Re: Indigo Unsecured that MyFico is allowing to advertise above!

padme — Thu, 30 Jun 2016 10:58:13 GMT

It's like a credit one card right? Not sure if anyone would want another

Re: Indigo Unsecured that MyFico is allowing to advertise above!

CreditDunce — Thu, 30 Jun 2016 13:20:35 GMT

You are much more patient than I am. I blocked those ads the first day I saw them. I had to pull the site up without the blockers to remember what you are talking about. I hated having to scroll down past them to scan for threads I wanted to read.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

CreditCuriosity — Thu, 30 Jun 2016 13:35:05 GMT

Appears legit from the terms and conditions I read although yes they are a subprime card. I Believe it stated SL would be $300.. I would imagine to qualify for the 0 AF one you would have to have pretty good credit being your partners case, but if this is the case why would one need a card with a $300 limit? Otherwise the other two tiers the AF is making them money hand over fist probably.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Creditaddict — Thu, 30 Jun 2016 14:30:37 GMT

@CreditCuriousity wrote:
Appears legit from the terms and conditions I read although yes they are a subprime card. I Believe it stated SL would be $300.. I would imagine to qualify for the 0 AF one you would have to have pretty good credit being your partners case, but if this is the case why would one need a card with a $300 limit? Otherwise the other two tiers the AF is making them money hand over fist probably.

The terms say that if you don't qualify for this offer we may send you to an offer for a different bank... I'm saying has anyone actually received the unsecured offer... I ran it for both my partner and I and we "didn't" qualify for 1 of those 3 tiers of unsecured, we only qualified for a secured card by a different bank!

Seems like a fishy way to push a secured card from a totally different bank!

How do you block the ads!!!

Re: Indigo Unsecured that MyFico is allowing to advertise above!

creditguy — Thu, 30 Jun 2016 15:49:58 GMT

The question I have is; why waste your time trying to figure out a card you have no intention of actually getting. It's a worthless junk fee card that no one should waste their time with. I wouldn't even trust this card with my pre qualification info. That whole different bank thing threw up some red flags for me, you are right about the fishy thing.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Creditaddict — Thu, 30 Jun 2016 15:54:26 GMT

I help a lot of people with credit repair and three-tiered low af card with a high interest wouldn't be that bad for some of them but it doesn't seem to actually exist it seems to push all prequel to a secured card

Re: Indigo Unsecured that MyFico is allowing to advertise above!

torry590 — Thu, 30 Jun 2016 16:08:14 GMT

I have the card, I used the prequalify. They gave me the card with just a SP, no HP after applying.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Creditaddict — Thu, 30 Jun 2016 16:09:39 GMT

Which card though? Af?

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Anonymous — Thu, 30 Jun 2016 16:16:43 GMT

@Creditaddict wrote:
How do you block the ads!!!

What browser are you using? In Safari, I use the AdBlock extension. It's awesome.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Creditaddict — Thu, 30 Jun 2016 16:22:39 GMT

Chrome

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Anonymous — Thu, 30 Jun 2016 16:43:59 GMT

@CreditDunce wrote:
You are much more patient than I am. I blocked those ads the first day I saw them. I had to pull the site up without the blockers to remember what you are talking about. I hated having to scroll down past them to scan for threads I wanted to read.

You fixed MyFico for me. Thank you! I don't know why I didn't think of it myself.

@Creditaddict wrote:
Chrome

Sorry, I've got nothing then. I bet google knows, though.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

CreditDunce — Thu, 30 Jun 2016 18:38:55 GMT

@Anonymous wrote:
@Creditaddict wrote:
How do you block the ads!!!
What browser are you using? In Safari, I use the AdBlock extension. It's awesome.

I use one of the adblock plugins for FF. In Chrome, goto Settings. Extensions. Get more extensions. Search for AdBlock. There are several available. I can't recommend one since I don't use Chrome much.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

torry590 — Thu, 30 Jun 2016 19:06:28 GMT

No AF. 300 limit though, and my understanding is that they will not increase it. I know there are other versions with the AF. The card is legit and backed by Celtic Bank.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

RonM21 — Thu, 30 Jun 2016 20:48:03 GMT

If they won't increase it, that would be a turn off for many people.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Anonymous — Fri, 01 Jul 2016 01:55:17 GMT

The "Indigo" and "Milestone" are issued by different banks but are processed through "Gensis Bankcard Services". It seems from this thread that the "Indigo" sends you to a secured card for most. I and DH both have "Milestone" I'll cancel mine before the annual fee hits, no real need for it.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

torry590 — Fri, 01 Jul 2016 15:56:45 GMT

Does the milestone card allow for increases since a different bank backs it?

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Anonymous — Sat, 02 Jul 2016 01:23:38 GMT

@torry590 wrote:
Does the milestone card allow for increases since a different bank backs it?

No, CL is $300 and no increases.

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Anonymous — Sun, 03 Jul 2016 05:53:25 GMT

I got bored and did the prequal for it. It offered me an unsecured card with a $300 limit and the highest annual fee. Needless to say, I didn't take it because I don't need it or want it but I imagine if I was where I was 18 months ago I may have taken it. It's crummy but it's better than Credit One IMO (and just for laughs I do the prequal for it every now and then even though I won't get one even if I did qualify. They won't give me one citing no real estate history. Which is kind of hilarious).

Re: Indigo Unsecured that MyFico is allowing to advertise above!

Anonymous — Sun, 03 Jul 2016 06:08:08 GMT

So wait...your wondering WHY a business would sell ad space to an advertiser?

I see DirecTV ads on cable and this surprises you?

Milestone advertises here and IMO it's a bottom feeder bought to you by the same ppl so

what's the difference?

These sites, like CK, credit sesame, etc are ad-supported but they don't claim to vet the vendors for the 'best deal'

it's caveat emptor (buyer beware) just like anywhere else