https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664811#M1351998 <P>I see this a lot and don't know. Thanks.</P> Mon, 04 Jul 2016 23:05:53 GMT greent 2016-07-04T23:05:53Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664811#M1351998 <P>I see this a lot and don't know. Thanks.</P> Mon, 04 Jul 2016 23:05:53 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664811#M1351998 greent 2016-07-04T23:05:53Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664828#M1352000 If you have opened 5 or more credit cards in the last 24 months you will be denied, no way to overturn the denial Mon, 04 Jul 2016 23:20:15 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664828#M1352000 dragontears 2016-07-04T23:20:15Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664830#M1352001 <P>Thanks.&nbsp;</P> Mon, 04 Jul 2016 23:23:00 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664830#M1352001 greent 2016-07-04T23:23:00Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664835#M1352002 <P>The rule does not apply to all co branded cards though as of yet. There are some that 5/24 apply to. There are data points floating around here that can help clarify which ones, also some people have had luck getting a Slate even though they were in 5/24 territory, but ymmv. The flagship cards line CSP and the freedoms definitely fall under 5/24.</P> Mon, 04 Jul 2016 23:25:40 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664835#M1352002 creditguy 2016-07-04T23:25:40Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664839#M1352003 True. As creditguy mentioned not all apply, and there are even some situations where certain cards aren't known definitively whether they apply or not yet. Mon, 04 Jul 2016 23:31:29 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4664839#M1352003 RonM21 2016-07-04T23:31:29Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704785#M1364895 <P>As a clarification to the original question regarding 5/24:</P><P>&nbsp;</P><P>Does this include ONLY credit card accounts? (not auto loans, other lines of credit)</P><P>&nbsp;</P><P>Is it known if&nbsp;it also include Synchrony accounts like Amazon and Chevron?</P> Fri, 05 Aug 2016 01:42:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704785#M1364895 Anonymous 2016-08-05T01:42:56Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704787#M1364896 <P>Perhaps if you bank with Chase they would overlook the 5/24. Try applying in person.</P> Fri, 05 Aug 2016 01:46:09 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704787#M1364896 Anonymous 2016-08-05T01:46:09Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704965#M1364946 <P>Here's a link to a fairly recent article over on Doctor of Credit that explains it in detail:</P><P>&nbsp;</P><P><A href="http://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/" target="_self">http://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/</A></P> Fri, 05 Aug 2016 04:17:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704965#M1364946 UncleB 2016-08-05T04:17:28Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704980#M1364953 <P>Thank you all for your replies.</P> Fri, 05 Aug 2016 04:34:24 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4704980#M1364953 greent 2016-08-05T04:34:24Z https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4705057#M1364971 I'd be surprised if applying in branch would make any difference? Fri, 05 Aug 2016 05:40:58 GMT https://ficoforums.myfico.com/t5/Credit-Cards/what-is-the-5-24-rule-from-chase/m-p/4705057#M1364971 Anonymous 2016-08-05T05:40:58Z