https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403191#M135286 What does it offer you that your current CC's don't? Tue, 23 Dec 2008 07:15:22 GMT haulingthescoreup 2008-12-23T07:15:22Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403185#M135284 Does any one have any experience with First Command Bank Visa? Tue, 23 Dec 2008 06:38:05 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403185#M135284 Red1Blue 2008-12-23T06:38:05Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403191#M135286 What does it offer you that your current CC's don't? Tue, 23 Dec 2008 07:15:22 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403191#M135286 haulingthescoreup 2008-12-23T07:15:22Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403207#M135290 <P>I thought this was primarily a military bank? Anyway, they are tough. They turned me down for too many inquiries (2) one of which was theirs and a 767 Fico, clean report. Pulled TU. That was my second decline and will be the last, as I won't try again.</P> Tue, 23 Dec 2008 09:13:30 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403207#M135290 Anonymous 2008-12-23T09:13:30Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403208#M135291 <P>TU puller. They don't like any lates showing. They are very sensitive to new accounts &amp; inquiries.They don't approve anything if you have unsecured debt of over $20K. All credit requests go before a comittee. Approval takes a while sometimes.</P> Tue, 23 Dec 2008 09:35:40 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403208#M135291 Anonymous 2008-12-23T09:35:40Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403219#M135299 Interesting. Thanks.... Tue, 23 Dec 2008 12:54:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/403219#M135299 Red1Blue 2008-12-23T12:54:54Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/478178#M155905 When you mention unsecured debt, does that include CC debt? Thu, 09 Apr 2009 16:20:38 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/478178#M155905 Anonymous 2009-04-09T16:20:38Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/478247#M155930 Yes, CCs are unsecured debt. Thu, 09 Apr 2009 17:41:29 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Command-Bank/m-p/478247#M155930 Anonymous 2009-04-09T17:41:29Z