topic Re: What are the approval odds for the following credit cards? in Credit Cards

What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 16:06:13 GMT

Student Discover card, EVINE Live, and 1st Financial Bank Student card. I really want to get the EVINE Live card but do not want to risk applying to then be denied and have another hard inquiry, I believe my credit score is 530. I know it's bad

Re: What are the approval odds for the following credit cards?

Meanmchine — Sun, 10 Jul 2016 16:57:56 GMT

Evine Live ( i love this card ) is Synchrony Bank. For most of their store cards a 615 TU score is needed. I cant speak for the rest

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:06:51 GMT

Oh ok, I guess I have some work to do. Whats TU?

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:08:26 GMT

Have you thought about secured card?

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:12:04 GMT

You can get a Secured card accepted with my credit score? Where can I find the credit cards you listed?

Re: What are the approval odds for the following credit cards?

wantmoremoney — Sun, 10 Jul 2016 17:13:52 GMT

@S3. TU is Transunion! One of the three big credit bureaus!

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:16:13 GMT

Oh TransUnion! Yes I am familiar with the 3 CRAs but didn't recognize the acronyms. Thank you

Re: What are the approval odds for the following credit cards?

wantmoremoney — Sun, 10 Jul 2016 17:20:56 GMT

@S3. try Capital One website to see if you are preapproved for their secured card. And if not you can try OpenSky for a secured card since they do not do a credit check. And when you get the card. Pay on time and keep your card under 30% utilization and in about 6 months you should qualify for a Capital One Platinum card without a deposit!

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:24:16 GMT

Nevermind on the second question, I was in the website on my phone.

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:24:54 GMT

I think your looking my siggy those are my list of cards😆...if you are related to someone in military try for one of there credit union...if you got some extra cash lying around go for it I stated with $1500

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:26:22 GMT

I have a Capital One Secured card and a Capital One Quicksilve One, unfortionately, that was my mistake I have 15% credit card usage.

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:27:28 GMT

Haha! Yeah I was excited for a bit telling myself I can get an Amex Secured card, has a feeling it didnt exist ;(

Re: What are the approval odds for the following credit cards?

Meanmchine — Sun, 10 Jul 2016 17:32:14 GMT

TU is Transunion. Synchrony 95% of the time uses Transunion to get your credit report. There are some rare instances where they pull Experian instead

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:54:03 GMT

@Anonymous wrote:
Student Discover card, EVINE Live, and 1st Financial Bank Student card. I really want to get the EVINE Live card but do not want to risk applying to then be denied and have another hard inquiry, I believe my credit score is 530. I know it's bad

Congratulations On Your Approval....Thanks For Sharing..

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 17:58:08 GMT

Thats actually a good idea... put $1500-2000 on a secured credit card and ill be set

Re: What are the approval odds for the following credit cards?

coldnmn — Sun, 10 Jul 2016 18:16:43 GMT

SDFCU secured credit cards no credit check. A good rebuilding card in my opinion.

https://www.sdfcu.org/credit-cards

Re: What are the approval odds for the following credit cards?

coldnmn — Sun, 10 Jul 2016 18:16:48 GMT

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 18:23:44 GMT

And the way I look at it is;A secured card is a sav. Acc.; soooo....You can have your money in a sav. Acc growing interest or growing fico points;which is important to you?

Re: What are the approval odds for the following credit cards?

Anonymous — Sun, 10 Jul 2016 18:29:03 GMT

FICO points.
Ive been looking for a secured credit card that I can add money to it. I started with my Capital One card sending them $400 for $504 now its at $800 but I cannot add more money to it for my credit limit.

Re: What are the approval odds for the following credit cards?

RonM21 — Sun, 10 Jul 2016 18:29:58 GMT

@Anonymous wrote:
@Anonymous wrote:
Student Discover card, EVINE Live, and 1st Financial Bank Student card. I really want to get the EVINE Live card but do not want to risk applying to then be denied and have another hard inquiry, I believe my credit score is 530. I know it's bad
Congratulations On Your Approval....Thanks For Sharing..

Umm....unless I missed something, there wasn't an approval lol.