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    <title>topic Re: Ritz AU Cards - Metal or Plastic? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674450#M1355348</link>
    <description>&lt;P&gt;A credit card isn't going to do anything for you socially or career wise.&lt;/P&gt;</description>
    <pubDate>Mon, 11 Jul 2016 16:43:20 GMT</pubDate>
    <dc:creator>DrZoidberg</dc:creator>
    <dc:date>2016-07-11T16:43:20Z</dc:date>
    <item>
      <title>Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673036#M1354776</link>
      <description>&lt;P&gt;Anyone have AU's on their Ritz Carlton cards? &amp;nbsp;Do they send the AU's metal or plastic cards?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 10 Jul 2016 13:27:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673036#M1354776</guid>
      <dc:creator>Bobbyjohnson</dc:creator>
      <dc:date>2016-07-10T13:27:26Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673044#M1354779</link>
      <description>Metal. Minus the ritz membership printed in the back.</description>
      <pubDate>Sun, 10 Jul 2016 13:35:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673044#M1354779</guid>
      <dc:creator>plastic_man</dc:creator>
      <dc:date>2016-07-10T13:35:03Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673045#M1354780</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/771461"&gt;@plastic_man&lt;/a&gt; wrote:&lt;BR /&gt;Metal. Minus the ritz membership printed in the back.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;sweet. thanks for the info.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my wife is waaaaay past 5/24. We applied on Thursday, got 30 day notice. If she isnt approved, I'll just add her as AU. Unfortiunately, she has meetings/social stuff that needs the vanity of a metal card.&lt;/P&gt;</description>
      <pubDate>Sun, 10 Jul 2016 13:38:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673045#M1354780</guid>
      <dc:creator>Bobbyjohnson</dc:creator>
      <dc:date>2016-07-10T13:38:20Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673049#M1354781</link>
      <description>She'll definitely get the "looks" when using the card. It gets annoying after some time.</description>
      <pubDate>Sun, 10 Jul 2016 13:45:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673049#M1354781</guid>
      <dc:creator>plastic_man</dc:creator>
      <dc:date>2016-07-10T13:45:18Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673068#M1354793</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/741149"&gt;@Bobbyjohnson&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/771461"&gt;@plastic_man&lt;/a&gt; wrote:&lt;BR /&gt;Metal. Minus the ritz membership printed in the back.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;sweet. thanks for the info.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my wife is waaaaay past 5/24. We applied on Thursday, got 30 day notice. If she isnt approved, I'll just add her as AU. Unfortiunately, she has meetings/social stuff that &lt;U&gt;&lt;EM&gt;&lt;STRONG&gt;needs the vanity of a metal card.&lt;/STRONG&gt;&lt;/EM&gt;&lt;/U&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What environment is she in that meets this "need"?&amp;nbsp; It could very well be my age but if I am around someone or a group that it means someting if my CC makes noise as it hits the table then I'd more likely than not work my way out of that situation because those are not the type of folks I would want to be around.&lt;/P&gt;</description>
      <pubDate>Sun, 10 Jul 2016 14:19:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673068#M1354793</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-10T14:19:46Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673104#M1354807</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/741149"&gt;@Bobbyjohnson&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/771461"&gt;@plastic_man&lt;/a&gt; wrote:&lt;BR /&gt;Metal. Minus the ritz membership printed in the back.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;sweet. thanks for the info.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;my wife is waaaaay past 5/24. We applied on Thursday, got 30 day notice. If she isnt approved, I'll just add her as AU. Unfortiunately, she has meetings/social stuff that &lt;U&gt;&lt;EM&gt;&lt;STRONG&gt;needs the vanity of a metal card.&lt;/STRONG&gt;&lt;/EM&gt;&lt;/U&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What environment is she in that meets this "need"?&amp;nbsp; It could very well be my age but if I am around someone or a group that it means someting if my CC makes noise as it hits the table then I'd more likely than not work my way out of that situation because those are not the type of folks I would want to be around.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My wife is at the absolute top of her game in the creative / advertising industry in NYC. We're still about 1-2 years out from getting enough cash together for Chase Private Client/Palladium card... so need something in the interim.&lt;/P&gt;</description>
      <pubDate>Sun, 10 Jul 2016 15:02:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4673104#M1354807</guid>
      <dc:creator>Bobbyjohnson</dc:creator>
      <dc:date>2016-07-10T15:02:05Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674189#M1355243</link>
      <description>The Marriott card and CSP card are both metal and have much lower AF's &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Mon, 11 Jul 2016 12:36:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674189#M1355243</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T12:36:29Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674191#M1355245</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;The Marriott card and CSP card are both metal and have much lower AF's &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They are partially metallic cards but no where near the metallic content of the Ritz.&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 12:38:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674191#M1355245</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T12:38:59Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674194#M1355246</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;The Marriott card and CSP card are both metal and have much lower AF's &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;True, but it doesn't do this:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.youtube.com/watch?v=uJlfg3gHDQg" target="_blank"&gt;https://www.youtube.com/watch?v=uJlfg3gHDQg&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 12:44:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674194#M1355246</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T12:44:38Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674196#M1355247</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;The Marriott card and CSP card are both metal and have much lower AF's &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;True, but it doesn't do this:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.youtube.com/watch?v=uJlfg3gHDQg" target="_blank"&gt;https://www.youtube.com/watch?v=uJlfg3gHDQg&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeyah! &amp;nbsp;Thats what I'm talking about. &amp;nbsp;Boom.&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 12:46:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674196#M1355247</guid>
      <dc:creator>Bobbyjohnson</dc:creator>
      <dc:date>2016-07-11T12:46:11Z</dc:date>
    </item>
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      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674199#M1355248</link>
      <description>Wait.. Really? The Ritz Carlton card is more "metally" than the CSP and Marriott ?</description>
      <pubDate>Mon, 11 Jul 2016 12:47:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674199#M1355248</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T12:47:37Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674204#M1355250</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Wait.. Really? The Ritz Carlton card is more "metally" than the CSP and Marriott ?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes, and it is quite obvious when the card is in your hand or you lay it on the counter.&amp;nbsp; Funny thing is I got so tired of the "this card is SO heavy..." comments when using it that I closed it and transferred the limit to my Marriott "lighter" card.&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 12:50:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674204#M1355250</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T12:50:08Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674208#M1355251</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Wait.. Really? The Ritz Carlton card is more "metally" than the CSP and Marriott ?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;oh yes. Significantly heavier...a hair over double the weight.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I&amp;nbsp;just weighed them on my scale.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;- CSP .04 oz&lt;/P&gt;&lt;P&gt;- Ritz .09 oz&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 12:51:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674208#M1355251</guid>
      <dc:creator>Bobbyjohnson</dc:creator>
      <dc:date>2016-07-11T12:51:24Z</dc:date>
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      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674217#M1355256</link>
      <description>&lt;P&gt;Yes AU gets metal one.. Also Ritz doesn't fall under 5/24 rule either at this time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Side note it does get annoying after some time people commenting on the card or just the look they give you.. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 13:12:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674217#M1355256</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2016-07-11T13:12:51Z</dc:date>
    </item>
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      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674263#M1355271</link>
      <description>**bleep**! That's awesome! I didn't know that was the case. I never ever stay at the Ritz. Can someone give me a half decent excuse to get this card?</description>
      <pubDate>Mon, 11 Jul 2016 14:11:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674263#M1355271</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T14:11:23Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674431#M1355340</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;**bleep**! That's awesome! I didn't know that was the case. I never ever stay at the Ritz. Can someone give me a half decent excuse to get this card?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you can use the $300 travel credit, the annual fee gets down to only $95 . Plus airport lounge , if you use them .&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 16:32:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674431#M1355340</guid>
      <dc:creator>plastic_man</dc:creator>
      <dc:date>2016-07-11T16:32:42Z</dc:date>
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      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674450#M1355348</link>
      <description>&lt;P&gt;A credit card isn't going to do anything for you socially or career wise.&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 16:43:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674450#M1355348</guid>
      <dc:creator>DrZoidberg</dc:creator>
      <dc:date>2016-07-11T16:43:20Z</dc:date>
    </item>
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      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674453#M1355350</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/790568"&gt;@DrZoidberg&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;A credit card isn't going to do anything for you socially or career wise.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;you live in fantasy land... if you throw down a Cap1, Barclays, etc at a lunch/dinner meeting, deep down inside your clients will think less of you. If you think otherwise, your lying to yourself.&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 16:48:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674453#M1355350</guid>
      <dc:creator>Bobbyjohnson</dc:creator>
      <dc:date>2016-07-11T16:48:06Z</dc:date>
    </item>
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      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674565#M1355379</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/741149"&gt;@Bobbyjohnson&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/790568"&gt;@DrZoidberg&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;A credit card isn't going to do anything for you socially or career wise.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;you live in fantasy land... if you throw down a Cap1, Barclays, etc at a lunch/dinner meeting, deep down inside your clients will think less of you. If you think otherwise, your lying to yourself.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's called living in vanityland. I was an AU on a Centurion. It did nothing. Clients hardly see you pay the bill. I've never needed a debt tool to convince people to do business with me. And if it's that important maybe suggest it to the company she works for. If you're self-employed then why not get a business card. And yhe Ritz and Palladium are not that impressive. You're using a card average joe citizen can get.&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 18:12:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674565#M1355379</guid>
      <dc:creator>DrZoidberg</dc:creator>
      <dc:date>2016-07-11T18:12:11Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AU Cards - Metal or Plastic?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674568#M1355380</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/741149"&gt;@Bobbyjohnson&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/790568"&gt;@DrZoidberg&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;A credit card isn't going to do anything for you socially or career wise.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;you live in fantasy land... if you throw down a Cap1, Barclays, etc at a lunch/dinner meeting, deep down inside your clients will think less of you. If you think otherwise, your lying to yourself.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;And that's where I would silently open Mint Bills with it slid to the money view and then slide it to the investments tab LMAO. I got moneyyyyyyy!&lt;/P&gt;</description>
      <pubDate>Mon, 11 Jul 2016 18:12:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AU-Cards-Metal-or-Plastic/m-p/4674568#M1355380</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-11T18:12:27Z</dc:date>
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