topic Re: Citi Double Cash in Credit Cards

Citi Double Cash

corymcd88 — Fri, 15 Jul 2016 04:02:40 GMT

I got my Citi Double Cash World card today. Could my account be a World account with a CL of $1.250?

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 04:04:56 GMT

Yes

Does it say world on the card?

Re: Citi Double Cash

corymcd88 — Fri, 15 Jul 2016 04:19:24 GMT

@Anonymous wrote:
Yes

Does it say world on the card?

Yes. I was always told that it need to have a 5k or grater to have World.

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 04:25:19 GMT

Not sure if World or World Elite has a ground level on the minimum, I read in another post a while back of someone getting a world elite with $500 limit. Visa Signature used to be 5k minimum but apparantly some issuers are lowering that standard, while others are not.

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 05:08:42 GMT

Mine is a World MasterCard with a $1,500 limit. I want a WE MasterCard

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 05:33:56 GMT

Mine is a World MC with a $800 limit

Re: Citi Double Cash

yfan — Fri, 15 Jul 2016 07:21:08 GMT

@Anonymous wrote:
Mine is a World MasterCard with a $1,500 limit. I want a WE MasterCard

Why?

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 07:34:18 GMT

I have a Visa Signature card that has a lower than 5K CL.. I'm sure MC also has cases like that

Re: Citi Double Cash

SunriseEarth — Fri, 15 Jul 2016 07:46:18 GMT

@corymcd88 wrote:
I got my Citi Double Cash World card today. Could my account be a World account with a CL of $1.250?

Mine was issued as a "World" with a $1200 initial CL. However, it doesn't report as "flexible spending credit card," nor have they ever provided WMC disclosures, unlike every other true WMC that I have. So I don't think it's a true WMC.

Re: Citi Double Cash

Vegas4Play — Fri, 15 Jul 2016 09:12:22 GMT

i think all the DC cards are world, but I don't think they are flex spend cards.

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 09:15:15 GMT

@yfan wrote:
@Anonymous wrote:
Mine is a World MasterCard with a $1,500 limit. I want a WE MasterCard
Why?

Looks cooler.

Re: Citi Double Cash

Sharingan — Fri, 15 Jul 2016 10:49:08 GMT

My Citi Double Cash came with $6,000 initially and as a World MasterCard. It, too, does not report as flexible spending on my reports. It's clearly watered down, but with many other World/World Elite/Visa Signature cards in my possession, I really couldn't care less as long as I get my 2% (1+1) on purchases.

There are several unfounded conspiracy theories as to why the Citi Double Cash is this way, but I'd rather accept the card for what it is than concern myself with what it is not. There are many other unrestricted World (Elite) Mastercards available for those that want the benefits and/or shiny silver logos.

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 16:18:30 GMT

Mines is World Elite with a $1200 limit but can someone explain what's the difference?

Re: Citi Double Cash

kdm31091 — Fri, 15 Jul 2016 16:23:55 GMT

@Sharingan wrote:
My Citi Double Cash came with $6,000 initially and as a World MasterCard. It, too, does not report as flexible spending on my reports. It's clearly watered down, but with many other World/World Elite/Visa Signature cards in my possession, I really couldn't care less as long as I get my 2% (1+1) on purchases.

There are several unfounded conspiracy theories as to why the Citi Double Cash is this way, but I'd rather accept the card for what it is than concern myself with what it is not. There are many other unrestricted World (Elite) Mastercards available for those that want the benefits and/or shiny silver logos.

I don't think it's a conspiracy, I think it's pretty simple...Citi wants the higher swipes fees to help justify the 2% rewards.

Re: Citi Double Cash

Sharingan — Fri, 15 Jul 2016 16:34:53 GMT

@kdm31091 wrote:
@Sharingan wrote:
My Citi Double Cash came with $6,000 initially and as a World MasterCard. It, too, does not report as flexible spending on my reports. It's clearly watered down, but with many other World/World Elite/Visa Signature cards in my possession, I really couldn't care less as long as I get my 2% (1+1) on purchases.

There are several unfounded conspiracy theories as to why the Citi Double Cash is this way, but I'd rather accept the card for what it is than concern myself with what it is not. There are many other unrestricted World (Elite) Mastercards available for those that want the benefits and/or shiny silver logos.
I don't think it's a conspiracy, I think it's pretty simple...Citi wants the higher swipes fees to help justify the 2% rewards.

Can you prove that Citi is obtaining higher swipe fees on Double Cash cards, or are you just assuming they are because World and World Elite are stamped on them?

Last I checked, my Double Cash isn't even recognized as a World MasterCard, which would probably be the reason I never received the usual pamphlets that have accompanied my Citi TY Premier World Elite MasterCard, Citi TY Preferred World MasterCard, and even Citi Hilton Visa Signature from the bank.

Let's not pretend.

Re: Citi Double Cash

yfan — Fri, 15 Jul 2016 16:44:56 GMT

@Vegas4Play wrote:
i think all the DC cards are world, but I don't think they are flex spend cards.

Mine is World Elite. Comes with that silver MC logo.

Re: Citi Double Cash

Samac — Fri, 15 Jul 2016 16:51:28 GMT

Mine is a World Elite and did come with all the pamphlets explaining my benefits.

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 16:54:47 GMT

mine says WORLD ELITE on the back above the silver MC logo and has $1k limit

Re: Citi Double Cash

yfan — Fri, 15 Jul 2016 17:07:32 GMT

@Sharingan wrote:

Last I checked, my Double Cash isn't even recognized as a World MasterCard, which would probably be the reason I never received the usual pamphlets that have accompanied my Citi TY Premier World Elite MasterCard, Citi TY Preferred World MasterCard, and even Citi Hilton Visa Signature from the bank.

And are you absolutely sure that those pamphlets are not part of the specific product's programs and that the sole reason you received them is the designation of the card network? Just because a card isn't recognized in the Mastercard concierge app doesn't mean it's actually not a World or World Elite card. The reverse is also true. For example, my Capital One QS Mastercard is, on the card itself, just an MC, no W or WE marking. But I enter the first 6 digits in the MC Concierge app, and it recognizes that card.

Re: Citi Double Cash

Anonymous — Fri, 15 Jul 2016 17:41:16 GMT

I think they're all world cards.