topic Re: Success! PC to US Bank Cash Plus in Credit Cards

Success! PC to US Bank Cash Plus

Anonymous — Thu, 14 Jul 2016 20:30:40 GMT

Just got off the phone.

First time I tried they said I couldn't change because I asked directly "can I change to cash+" and they said no.

Now, after reading a thread on the forums a while back, I asked "do I have any product change offers" and they were like "like lower apr or new product" and I said "new product."

First thing she offered was the platinum cash+ card.

Hope this helps anyone looking to pc their useless cash rewards to cash+!

(too bad I can barely use mine because of the $300 limit....but nonetheless I will still use it when my freedom restaurant category is over)

Re: Success! PC to US Bank Cash Plus

creditguy — Thu, 14 Jul 2016 20:53:02 GMT

I guess it all comes down to how you word things, interesting. Congrats on the PC, next mission is to get a CLI.

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 05:27:04 GMT

Yeah..thats what i am trying to do

Re: Success! PC to US Bank Cash Plus

galahad15 — Fri, 15 Jul 2016 13:45:17 GMT

Congrats on the awesome & successful PC to Cash+!

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 20:56:06 GMT

@galahad15 wrote:
Congrats on the awesome & successful PC to Cash+!

Thank you fellow low limit cash + platinum friend.

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 21:44:19 GMT

good job on the PC! I need to ask them about this sooner or later.

Just a heads up on the CLI - although anectodal evidence here suggests that a CLI request of 1500 or less will be a soft pull, I tried it earlier this year and they definitely HP'd me.

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 21:46:50 GMT

@Anonymous wrote:
good job on the PC! I need to ask them about this sooner or later.

Just a heads up on the CLI - although anectodal evidence here suggests that a CLI request of 1500 or less will be a soft pull, I tried it earlier this year and they definitely HP'd me.

Right, I've heard that too...but I think I should start off by requesting a lower cli like 1k

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 22:00:53 GMT

@Anonymous wrote:
Just got off the phone.

First time I tried they said I couldn't change because I asked directly "can I change to cash+" and they said no.

Now, after reading a thread on the forums a while back, I asked "do I have any product change offers" and they were like "like lower apr or new product" and I said "new product."

First thing she offered was the platinum cash+ card.

Hope this helps anyone looking to pc their useless cash rewards to cash+!

(too bad I can barely use mine because of the $300 limit....but nonetheless I will still use it when my freedom restaurant category is over)

WoW congrats! but thats really a joke compare to the rest of your giant CL!

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 22:07:30 GMT

@Anonymous wrote:
@Anonymous wrote:
Just got off the phone.

First time I tried they said I couldn't change because I asked directly "can I change to cash+" and they said no.

Now, after reading a thread on the forums a while back, I asked "do I have any product change offers" and they were like "like lower apr or new product" and I said "new product."

First thing she offered was the platinum cash+ card.

Hope this helps anyone looking to pc their useless cash rewards to cash+!

(too bad I can barely use mine because of the $300 limit....but nonetheless I will still use it when my freedom restaurant category is over)
WoW congrats! but thats really a joke compare to the rest of your giant CL!

I agree....btw I see you have a journey card. Did you try to pc to quicksilver yet?

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 22:15:13 GMT

^ nope I only have all my cards from the last month I dont think if I can.

Re: Success! PC to US Bank Cash Plus

Anonymous — Fri, 15 Jul 2016 22:58:31 GMT

You should go on chat and ask if you have any product change offers! I changed my journey to qs (make sure it has no af) in one month -- its the first one you see in my signature

Re: Success! PC to US Bank Cash Plus

RonM21 — Fri, 15 Jul 2016 23:20:13 GMT

Nice on the PC success!

Re: Success! PC to US Bank Cash Plus

Anonymous — Sat, 16 Jul 2016 04:58:22 GMT

Congratulations OP! I hope you get an increase soon! Waiting for increses sucks.

Re: Success! PC to US Bank Cash Plus

Anonymous — Sat, 16 Jul 2016 05:59:03 GMT

!!!!!!!!😃Noiice😃!!!!!!!!

Does anyone here think this could work with there SECURED CC???

Re: Success! PC to US Bank Cash Plus

Anonymous — Sat, 16 Jul 2016 06:05:09 GMT

@Anonymous wrote:
!!!!!!!!😃Noiice😃!!!!!!!!

Does anyone here think this could work with there SECURED CC???

Probably, when you unsecure it.

Re: Success! PC to US Bank Cash Plus

Anonymous — Sat, 16 Jul 2016 06:22:19 GMT

Thks.....😃

Something to look forward too!!!

{Fingers crossed}

Re: Success! PC to US Bank Cash Plus

Anonymous — Sat, 16 Jul 2016 14:00:06 GMT

@Anonymous wrote:
You should go on chat and ask if you have any product change offers! I changed my journey to qs (make sure it has no af) in one month -- its the first one you see in my signature

Yay!!! thank you thank you! I did and they PC it to QS! wow!

Re: Success! PC to US Bank Cash Plus

minski — Sat, 16 Jul 2016 17:49:33 GMT

Exciting. Thanks for the tip.

By the way, how long have you had your card? Did you have regular spend on it?

Re: Success! PC to US Bank Cash Plus

Anonymous — Sun, 17 Jul 2016 03:17:51 GMT

@minski wrote:
Exciting. Thanks for the tip.

By the way, how long have you had your card? Did you have regular spend on it?

My crappy 300$ us bank card?

Just a partial utility bill on it. ~$30 average monthly

Re: Success! PC to US Bank Cash Plus

Anonymous — Sun, 17 Jul 2016 03:20:42 GMT

@Anonymous wrote:
@Anonymous wrote:
You should go on chat and ask if you have any product change offers! I changed my journey to qs (make sure it has no af) in one month -- its the first one you see in my signature
Yay!!! thank you thank you! I did and they PC it to QS! wow!

You are welcome! Now it's your turn to pay-it-forward when you see someone with a cap one journey

I learned that I could pc to qs after reading the forums too.