topic Re: Synchrony cards in Credit Cards

Synchrony cards

Anonymous — Sat, 16 Jul 2016 00:56:52 GMT

So....who still has active and unclosed synch cards? I have a 20K card and don't want it closed... What'd you guys even do to get it frozen?

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 01:10:00 GMT

I have one, eBates at $10K. If they freeze me, I'll close it and I won't look back.

Re: Synchrony cards

AverageJoesCredit — Sat, 16 Jul 2016 01:17:36 GMT

Still have mine, no problems as yet but as much as i enjoy my cards, theres not one card i have that one of my other visas or mc's couldnt buy if push comes to shove. As Captools, close and just move forward, other dish in the sea

Re: Synchrony cards

AverageJoesCredit — Sat, 16 Jul 2016 01:19:10 GMT

Sorry... As Captool says... close and just move forward, other FISH in the sea!

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 01:22:02 GMT

So did you guys overcharge or something?

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 01:23:00 GMT

@Anonymous wrote:
So did you guys overcharge or something?

Huh?

Re: Synchrony cards

disdreamin — Sat, 16 Jul 2016 01:38:07 GMT

Hmm...feels very troll-ish.

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 01:40:53 GMT

I have EBates ($5,000), Sams Club MC ($5,000) and Lowes ($8,500). Don't owe more than $60 on each. All three are still active and I check them several times a day now. I once had twelve Comenity cards and now only have two because I got rid of store only cards or cards with low CLs that were cobranded. Each time I would be approved for a better card I would close one that wasn't so great. Any purchases over $200 goes on my Blispay due to the 6 month 0% financing and because it's a hidden tradeline. If I am targetted for review it will be because of a lack of swipes monthly.

Re: Synchrony cards

ohreally7654 — Sat, 16 Jul 2016 01:42:13 GMT

@Anonymous wrote:
So did you guys overcharge or something?

OP there are many, many pages on the topic. None of us overcharged. We are a PIF group with decent scores and incomes. If you're genuinely interested in the reasons, I suggest you check out the many stories already shared by members.

Re: Synchrony cards

CreditUnionFan — Sat, 16 Jul 2016 01:53:59 GMT

@Anonymous wrote:
So....who still has active and unclosed synch cards? I have a 20K card and don't want it closed... What'd you guys even do to get it frozen?

My Sync cards are good so far... in fact picked up a $15k Sams Business MC last weekend.

Re: Synchrony cards

elim — Sat, 16 Jul 2016 01:58:52 GMT

17k lowes

10k wally

both still alive

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 02:40:09 GMT

I have a Walmart, care credit and old navy. No issues for me so far. The husband has Amazon also. No issues.

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 02:46:44 GMT

I have a Amazon Store Card. I always PIF. No issues.

Re: Synchrony cards

MyLoFICO — Sat, 16 Jul 2016 03:42:48 GMT

I still have all of mine. Have a balance on several of them. Still ok for now.

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 03:47:14 GMT

I have the Marvel and Amazon sync cards.

They're both fine.

Not carrying a balance on either one. Would close them with no problem if an issue came.

Re: Synchrony cards

tcbofade — Sat, 16 Jul 2016 03:48:28 GMT

I've got several Synch cards, balances on most of them... no issues.... yet.

Re: Synchrony cards

MyLoFICO — Sat, 16 Jul 2016 03:51:26 GMT

It sounds like Synchrony is over extended and trying to reel in some credit to remain afloat.

Re: Synchrony cards

Anonymous — Sat, 16 Jul 2016 03:57:42 GMT

I have Lowe's - 25k, Sam's Club m/c - 8.5k, Amazon - 5k, QVC - 2.5k, & Ethan Allen - 2.5k & going to call and ask for at least 15 - 20k. Not sure what else. I don't really owe anything on them. But if they the axe, I won't worry about it. Did I mention I was fishing since I was knee high to a grasshopper? I'm sure I can catch something better than a trout/bass.

Re: Synchrony cards

Grafton88 — Sat, 16 Jul 2016 04:01:02 GMT

@Anonymous wrote:
So....who still has active and unclosed synch cards? I have a 20K card and don't want it closed... What'd you guys even do to get it frozen?

I have two, a Amazon Prime and a Walmart. I have read through some of the other Synchrony threads and haven't found any discernible pattern to the freezes..

Re: Synchrony cards

Meanmchine — Sat, 16 Jul 2016 04:11:03 GMT

All my cards are ok atm

To be honest Im trying to figure out what the purpose of this thread is