topic Re: Penfed FICO Score Update in Credit Cards

Penfed FICO Score Update

Yj002 — Mon, 04 Jul 2016 13:24:42 GMT

Happy Fourth of July!

I logged into my profile to check my updated score for this quarter and noticed that the FICO score icon has gone. Does anyone have similar issues like mine? I wonder if mine is temporarily disappeared as they are still updating mine.

Re: Penfed FICO Score Update

corymcd88 — Mon, 04 Jul 2016 14:10:20 GMT

@Yj002 wrote:
Happy Fourth of July!

I logged into my profile to check my updated score for this quarter and noticed that the FICO score icon has gone. Does anyone have similar issues like mine? I wonder if mine is temporarily disappeared as they are still updating mine.

Me too. I posted this also on the 01 Jul.

Re: Penfed FICO Score Update

Anonymous — Mon, 04 Jul 2016 14:26:36 GMT

Yj002 wrote:
Happy Fourth of July!

I logged into my profile to check my updated score for this quarter and noticed that the FICO score icon has gone. Does anyone have similar issues like mine? I wonder if mine is temporarily disappeared as they are still updating mine.

Waiting ! ! !

Almost half of the posts here on MyFico are about Pen Fed's missing data.

Word is that they did some updates, and that is why it is probably not present.

Many believe either Tuesday or Wednesday of this see. Either way, You will still have to be patient.

Re: Penfed FICO Score Update

Anonymous — Wed, 06 Jul 2016 21:24:11 GMT

I called and they say July 16th it will start showing again. Also quartly reviews are on hold until then according to spoksperson.

Re: Penfed FICO Score Update

RonM21 — Wed, 06 Jul 2016 22:51:19 GMT

Now that is interesting news

Re: Penfed FICO Score Update

Anonymous — Wed, 06 Jul 2016 23:00:15 GMT

@Anonymous wrote:
I called and they say July 16th it will start showing again. Also quartly reviews are on hold until then according to spoksperson.

Welcome. Good info. Was wondering myself what happen to the score update.

Re: Penfed FICO Score Update

Anonymous — Wed, 06 Jul 2016 23:50:26 GMT

Welcome, and thank you for calling them and updating info that we all have been wondering about!

Re: Penfed FICO Score Update

Yj002 — Thu, 07 Jul 2016 01:38:56 GMT

Gotta love the forum. Thanks for the info!

Re: Penfed FICO Score Update

Anonymous — Thu, 07 Jul 2016 10:04:53 GMT

Thanks for the info! Now I can stop checking everyday 😃

Re: Penfed FICO Score Update

Bowzer — Sun, 17 Jul 2016 23:03:39 GMT

Has anyone's NG4 score updated on PenFed's website yet?

Re: Penfed FICO Score Update

baller4life — Sun, 17 Jul 2016 23:10:33 GMT

Not yet.

Re: Penfed FICO Score Update

CreditCuriosity — Mon, 18 Jul 2016 00:12:58 GMT

Ya curious what is going on with PenFed and the score updates.. Wonder if they are switching possibly from EQ NG2 to something else causing the delay? This is weird indeed why it is taking so long

Re: Penfed FICO Score Update

Yj002 — Mon, 18 Jul 2016 12:43:10 GMT

Unfortunately, no FICO score yet.

Re: Penfed FICO Score Update

Anonymous — Tue, 19 Jul 2016 11:22:09 GMT

@CreditCuriousity wrote:
Ya curious what is going on with PenFed and the score updates.. Wonder if they are switching possibly from EQ NG2 to something else causing the delay? This is weird indeed why it is taking so long

Penfed's new NG2 scores have updated! About time!

Re: Penfed FICO Score Update

lindsaydruart — Tue, 19 Jul 2016 12:53:27 GMT

My score states it is from 5/31.....I swear I hate PenFed. Everything is outdated all the time and there is never any structure to updates. I hate this credit union so bad.

Re: Penfed FICO Score Update

Anonymous — Tue, 19 Jul 2016 12:54:44 GMT

Yeah mine was 811 on 5/31

2 'factors' affecting my score are 'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

Re: Penfed FICO Score Update

baller4life — Tue, 19 Jul 2016 12:59:16 GMT

@Anonymous wrote:
Yeah mine was 811 on 5/31

2 'factors' affecting my score are 'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?

On the right side of page under Transfers. How long have you had credit with Penfed?

Re: Penfed FICO Score Update

takeshi74 — Tue, 19 Jul 2016 13:05:41 GMT

@lindsaydruart wrote:
My score states it is from 5/31.....I swear I hate PenFed. Everything is outdated all the time and there is never any structure to updates. I hate this credit union so bad.

You don't have to use them or any creditor that doesn't work for you for whatever reasons. Why do you need a more recent EQ FICO NG2? How much has changed in your EQ report since the score was generated?

Re: Penfed FICO Score Update

lindsaydruart — Tue, 19 Jul 2016 13:09:59 GMT

A ton changed. My EQ report is my most incorrect. Not all my TLs show up, balances incorrect, fraudulent accounts not removed, updates not made. I've since had a lot of that fixed with the help of the CPFB so the profile is drastically different, as of like Sunday. It changed again back in June so the May one is outdated. What sucks is that PenFed pulled the current report June 12th, which is a lot better than the May report, but they are using the May score. I just don't see the point in "updating" my score for it to be almost 2 months old. As soon as I get this AR with Navy Fed, PenFed gets the boot.

Re: Penfed FICO Score Update

Anonymous — Tue, 19 Jul 2016 13:14:31 GMT

@baller4life wrote:
@Anonymous wrote:
Yeah mine was 811 on 5/31

2 'factors' affecting my score are 'too few retail accounts' and 'age of accounts too new'.

Retail accounts = store cards?

Also... I see zero new offers anywhere.... where would they be if I had any?
On the right side of page under Transfers. How long have you had credit with Penfed?

only since early May this year - maybe not long enough to receive offers?