topic Re: BOFA Secured Card / Deposit Taken - Was I approved?? in Credit Cards

BOFA Secured Card / Deposit Taken - Was I approved??

Anonymous — Wed, 20 Jul 2016 04:34:02 GMT

On the 15th of this month I applied for the BOFA 99/500 Secured card. I had gotten a Pre-Qual in the mail so found the online app and applied. The $99 was taken from my Checking Account 2 days ago yet the Online Status site still says "in review" and a call to their App Status line has the reps saying that it is still Pending. I told them that the $99 already came out of my account yet they still say to wait for a response in the mail.

Has anyone ever had this happen before with a secured card? And if one had to make an informed guess, would you say I was approved and the system just had not updated?? Thank you! I'm a little frustrated at how slow this process is taking. :/

Re: BOFA Secured Card / Deposit Taken - Was I approved??

baller4life — Wed, 20 Jul 2016 04:48:09 GMT

Yes you are approved. Once deposit is taken from your account, it's a done deal. You will receive card shortly.

Re: BOFA Secured Card / Deposit Taken - Was I approved??

Anonymous — Wed, 20 Jul 2016 08:40:37 GMT

What's the max allowable deposit?

Re: BOFA Secured Card / Deposit Taken - Was I approved??

Dahlia77 — Wed, 20 Jul 2016 09:48:17 GMT

@Anonymous wrote:
What's the max allowable deposit?

I believe $5000 online (don't quote me) but if you go into a branch you can do $10,000. That's what the branch told me. Once again don't quote me because this was 3 years ago and I didn't do either.