topic Re: Capital One new account policy in Credit Cards

Capital One new account policy

Anonymous — Wed, 20 Jul 2016 17:47:45 GMT

I have a QS1 and platinum (rebuilder cards) that were opened 16 months ago and a Kohls card that was opened late February. Does this disqualify me from opening a new CapOne card or is it just their bank cards?

Re: Capital One new account policy

Anonymous — Wed, 20 Jul 2016 17:51:56 GMT

I don't know from experience but I'm sure you can have both a Venture and a Quicksilver.

Re: Capital One new account policy

Anonymous — Wed, 20 Jul 2016 17:53:10 GMT

Pretty sure she's asking about the 6 month time frame.

I don't know for sure either.

Re: Capital One new account policy

Anonymous — Wed, 20 Jul 2016 17:54:42 GMT

Yeah, sorry. I'm referring to the new account every 6 months.

Re: Capital One new account policy

Anonymous — Wed, 20 Jul 2016 18:26:37 GMT

The co-branded cards don't count as far as I know.

Re: Capital One new account policy

Anonymous — Wed, 20 Jul 2016 18:32:08 GMT

The Bad News: Cap One doesn't allow new cards within 6 months of opening a card with them (which you know), and Kohl's is a Cap one co-branded card (which may or may not count, I have no idea)

The Good News: If Cap One rejects you for an internal reason, they do so BEFORE THEY PULL YOUR CREDIT - so this means that if you want to apply, you should feel safe that you won't waste a HP for this reason

Re: Capital One new account policy

Anonymous — Wed, 20 Jul 2016 19:50:17 GMT

The co branded cards count. I was denied a Venture because I had " recently opened an account" and the only one I had opened was a PlayStation back in late April.

Re: Capital One new account policy

creditguy — Wed, 20 Jul 2016 20:03:12 GMT

I doubt the kohls card will count as its a store card, but even if it does, your not too far away from the six month mark, so why not just sit back and bide your time until then and save a possible wasted triple pull.

Re: Capital One new account policy

fltireguy — Wed, 20 Jul 2016 22:02:39 GMT

Kohls does not count.. I got a QS, then Kohls 48 days later

@creditguy wrote:
I doubt the kohls card will count as its a store card, but even if it does, your not too far away from the six month mark, so why not just sit back and bide your time until then and save a possible wasted triple pull.