topic Re: Retail Backed Chase Cards? in Credit Cards

Retail Backed Chase Cards?

Anonymous — Mon, 29 Dec 2008 23:46:43 GMT

How often does Chase grant CLI for there retail cards also is it a hard or a soft pull?

Re: Retail Backed Chase Cards?

haulingthescoreup — Mon, 29 Dec 2008 23:55:03 GMT

I've had a Chase/ Borders Visa; no CLI yet (open since February) or hint of one. I'm assuming that it's hard, like their straight bank cards.

Re: Retail Backed Chase Cards?

Anonymous — Mon, 29 Dec 2008 23:56:43 GMT

is southwest airlines chase considerd a retail card?

Re: Retail Backed Chase Cards?

haulingthescoreup — Tue, 30 Dec 2008 00:20:45 GMT

I think of them more as co-branded cards: the banks name plus a store, gas station, airline, university, sports team, etc.

A true retail card does not have Visa, Mastercard, Discover, or AmEx on it. They're what many people still call "charge cards," although that really refers to cards like American Express Green and Gold, where you are expected to pay in full every month.

Re: Retail Backed Chase Cards?

Anonymous — Tue, 30 Dec 2008 03:26:10 GMT

@Anonymous wrote:
How often does Chase grant CLI for there retail cards also is it a hard or a soft pull?

Every 6 months... I've never had a hard pull for my Circuit City store card, with the exception of opening the card 12 years ago.

Re: Retail Backed Chase Cards?

Anonymous — Tue, 30 Dec 2008 04:33:28 GMT

@Anonymous wrote:
Every 6 months... I've never had a hard pull for my Circuit City store card, with the exception of opening the card 12 years ago.

Thank U.

Message Edited by mjbfan79 on 12-29-2008 10:33 PM

Re: Retail Backed Chase Cards?

laz98 — Tue, 30 Dec 2008 06:44:53 GMT

what cards does chase offer?

Re: Retail Backed Chase Cards?

Anonymous — Tue, 30 Dec 2008 11:04:39 GMT

A Lot!!!

I tried to do a link, but apparently I can't figure it out. But if you go to chase.com/creditcards there will be a link that says browse more cards.

Message Edited by woopah on 12-30-2008 03:03 AM

Message Edited by woopah on 12-30-2008 03:04 AM

Re: Retail Backed Chase Cards?

Anonymous — Tue, 30 Dec 2008 16:25:36 GMT

This will be my first backed Chase card so there new to me.

Re: Retail Backed Chase Cards?

lisac — Tue, 30 Dec 2008 16:31:13 GMT

kohls gives me a 500 cli every 5-6 months. they are chase backed.

Re: Retail Backed Chase Cards?

Anonymous — Tue, 30 Dec 2008 21:12:39 GMT

@lisac wrote:
kohls gives me a 500 cli every 5-6 months. they are chase backed.

Ok Thx.

Re: Retail Backed Chase Cards?

Anonymous — Wed, 31 Dec 2008 02:05:49 GMT

I am wondering if anyone knows what credit bureau Kohls pulls when applying for a cc with them and what type of scores you need.

Re: Retail Backed Chase Cards?

Anonymous — Wed, 31 Dec 2008 03:34:15 GMT

they pulled eq for me, i'm in AL. my scores werent much different from what they are now, i got the card in may i think