topic Re: Penfed Offers Question in Credit Cards

Penfed Offers Question

victornewman — Sun, 26 Mar 2017 17:20:08 GMT

Re: Penfed Offers Question

AverageJoesCredit — Mon, 25 Jul 2016 19:34:49 GMT

Congrats on getting offers. I may be wrong but from what i read on a recent thread, these personal offers are soft pulls. I would hope anyway. Im sure perhaps baller4life or irish or one of the more experienced posters can confirm. Congrats again!

Re: Penfed Offers Question

corymcd88 — Mon, 25 Jul 2016 19:42:55 GMT

@victornewman wrote:
This is the first time that I have had offers from Penfed. It has many different offers listed with amounts and it says which one do I want to accept. It does not have any credit cards unfortunately but it does show a PLOC for 20k and Thrifty Credit for 20K. (And a bunch of others like auto, etc)
If I click and accept the PLOC, will I get a hard inquiry? I was looking at my Equifax report and saw that Penfed had done a Promotional Inquiry so that made me look at my Penfed account online.

At one time it was a SP about three mounts ago a rep told me all pre approved are HP. I just called the other day and and asked before I took an offer and she looked and found out that it's a SP and I took the PLOC and still three day later no HP. Hope that helps.

Re: Penfed Offers Question

baller4life — Mon, 25 Jul 2016 20:09:13 GMT

No hp. Sp has already been done during quarterly AR. All you have to do is accept the one you want! Congratulations

Re: Penfed Offers Question

Anonymous — Mon, 25 Jul 2016 22:10:19 GMT

WOW! Awesome offers. Congrats!!

Re: Penfed Offers Question

Anonymous — Mon, 25 Jul 2016 23:38:01 GMT

Where do you see the offers?

Re: Penfed Offers Question

Anonymous — Tue, 26 Jul 2016 00:06:18 GMT

Congratulations!

Re: Penfed Offers Question

ddemari — Tue, 26 Jul 2016 00:40:23 GMT

congrats to you!! if they have offers for you, you wont be able to miss them.