topic Re: Ally Cash back Visa-issued by TD bank - Anybody approved? in Credit Cards

Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Thu, 04 Aug 2016 00:53:09 GMT

I have several accounts with Ally bank. Interest checking, savings, money market. I was wondering if anyone applied and received instant approval with them?

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Credit-hoarder — Thu, 04 Aug 2016 01:58:13 GMT

I looked at the app and it looks interesting. I'm going to have to think this one over because I don't have ANY Ally accts. whatsoever---but I am looking for an in with TD Bank and don't want to go the Target, Nordstrom, or Aeroplan Visa route.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Thu, 04 Aug 2016 03:48:25 GMT

@Credit-hoarder wrote:
I looked at the app and it looks interesting. I'm going to have to think this one over because I don't have ANY Ally accts. whatsoever---but I am looking for an in with TD Bank and don't want to go the Target, Nordstrom, or Aeroplan Visa route.

Ally savings product is amazing. Everyone should have one.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Thu, 04 Aug 2016 07:05:41 GMT

EX HP. Probably need to be 690 or higher with few recent INQ as well as few recent accounts since it is TD.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Thu, 04 Aug 2016 19:10:14 GMT

So nobody has applied for this card yet to give us some data about what they're looking for to get instant approval???

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Closingracer99 — Thu, 04 Aug 2016 19:12:43 GMT

@Anonymous wrote:
So nobody has applied for this card yet to give us some data about what they're looking for to get instant approval???

TBH I really don't need any more cards with the exception of a Jetblue card in my wishlist... My Citi Thank you premier and Chase Freedom is my daily drivers with some purchases to my Citi AAdvantage to keep my AA miles active. Chase is my Costco card and my Ty premier is my daily driver. The card looks good though .... If you have an ally account so just app for it if you want to know and tell us

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

lindsaydruart — Thu, 04 Aug 2016 23:19:04 GMT

I applied and was declined on inquiries. It was an Experian pull.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Thu, 04 Aug 2016 23:29:23 GMT

Sorry to hear that!

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

injustifiiable — Fri, 05 Aug 2016 18:42:43 GMT

@lindsaydruart wrote:
I applied and was declined on inquiries. It was an Experian pull.

Was also denied because of new accounts and INQ's...they also kick back a bankcard EX FICO on the denial notes, I believe. I don't have it in front of me.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Fri, 05 Aug 2016 20:00:38 GMT

Card was discussed in other threads recently, e.g. http://ficoforums.myfico.com/t5/Credit-Cards/Ally-bank-Cash-rewards-Card/m-p/4656734#M1349312

Why is it attractive!

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Credit-hoarder — Fri, 05 Aug 2016 21:29:08 GMT

@Anonymous wrote:
Card was discussed in other threads recently, e.g. http://ficoforums.myfico.com/t5/Credit-Cards/Ally-bank-Cash-rewards-Card/m-p/4656734#M1349312

Why is it attractive!

I just read through those threads. I'm gonna put this one on the back burner for now. I've app-ed an been approved for enough lately anyway.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

securingourfuture — Sat, 06 Aug 2016 06:14:54 GMT

@injustifiiable wrote:
@lindsaydruart wrote:
I applied and was declined on inquiries. It was an Experian pull.
Was also denied because of new accounts and INQ's...they also kick back a bankcard EX FICO on the denial notes, I believe. I don't have it in front of me.

Same here. They called to verify ID first, hold, then declined. Too many inquiries - Experian.

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Anonymous — Sat, 06 Aug 2016 06:24:53 GMT

I tried right after an app spree and got turned down. So I went with Nordstrom's for now. Their card came like a regular visa only it's still a Norstrom card. I am going to charge and pay for a while and see if I can get a visa and maybe next yr go for the TD. It's one I want and also want to bank with. Good luck, keepig fingers crossed for you.