topic Do you want to know exactly how conservative Card Assets/... in Credit Cards

Card Assets, LLC

Anonymous — Mon, 15 Aug 2016 03:58:29 GMT

For those of you hopping on the First Arkansas Banking and Trust bandwagon, as pointed out elsewhere (just not sure exactly where??) on these forums, Card Assets has the same card for a large number of banks. Here are a few others that I have found:

First Carolina Bank

Provident Bank

Revere Bank

CBC (Coastal Banking Company) National Bank

Progress Bank

People's South Bank

M&F Bank (also mentioned in a previous thread)

US Century Bank

Intracoastal Bank

Athens Federal Community Bank

American Patriot Bank

And for a couple of stranger entries:

LifeStore Bank

Royalty (not sure what this one is exactly??)

More options if you would like something other than FAB&T on your card!

Re: Card Assets, LLC

Gmood1 — Mon, 15 Aug 2016 04:11:54 GMT

American Pride Bank is another.

I was just researching Card assets last weekend. I couldn't figure out what CB they pulled..now we know.

Thanks for the list.

Re: Card Assets, LLC

Anonymous — Mon, 15 Aug 2016 10:52:00 GMT

@Anonymous wrote:
For those of you hopping on the First Arkansas Banking and Trust bandwagon, as pointed out elsewhere (just not sure exactly where??) on these forums, Card Assets has the same card for a large number of banks. Here are a few others that I have found:

First Carolina Bank
Provident Bank
Revere Bank
CBC (Coastal Banking Company) National Bank
Progress Bank
People's South Bank
M&F Bank (also mentioned in a previous thread)
US Century Bank
Intracoastal Bank
Athens Federal Community Bank
American Patriot Bank

And for a couple of stranger entries:
LifeStore Bank
Royalty (not sure what this one is exactly??)

More options if you would like something other than FAB&T on your card!

Thanks for sharing.

Re: Card Assets, LLC

12njoy — Tue, 16 Aug 2016 00:59:18 GMT

Well I'm done:

Application ID XXXXXX – Submission Confirmation

Thank you for submitting your application.

If you have questions pertaining to your application you may contact our customer service department at 1-800-854-7642, or email us at scscustomer@thecardservicescenter.com. Please reference your application ID (XXXXX) when contacting us.

Re: Card Assets, LLC

Anonymous — Tue, 16 Aug 2016 01:02:31 GMT

@12njoy wrote:
Well I'm done:

Application ID XXXXXX – Submission Confirmation
Thank you for submitting your application.

If you have questions pertaining to your application you may contact our customer service department at 1-800-854-7642, or email us at scscustomer@thecardservicescenter.com. Please reference your application ID (XXXXX) when contacting us.

I don't think it is denial , it could be something else ?

Re: Card Assets, LLC

12njoy — Tue, 16 Aug 2016 01:05:13 GMT

@Anonymous wrote:
@12njoy wrote:
Well I'm done:

Application ID XXXXXX – Submission Confirmation
Thank you for submitting your application.

If you have questions pertaining to your application you may contact our customer service department at 1-800-854-7642, or email us at scscustomer@thecardservicescenter.com. Please reference your application ID (XXXXX) when contacting us.
I don't think it is denial , it could be something else ?

I just called them and she said it's still pending (no decision). I've had major issues with EQ. Somehow they won't always release my report. Just today they released it to BofA and KeyBank. BofA went down and KeyBank sounds like an approval. EQ just lost 20 of my inq from 2015. Don't know where they went, but they can stay there

Re: Card Assets, LLC

Anonymous — Tue, 16 Aug 2016 01:19:04 GMT

@12njoy wrote:
@Anonymous wrote:
@12njoy wrote:
Well I'm done:

Application ID XXXXXX – Submission Confirmation
Thank you for submitting your application.

If you have questions pertaining to your application you may contact our customer service department at 1-800-854-7642, or email us at scscustomer@thecardservicescenter.com. Please reference your application ID (XXXXX) when contacting us.
I don't think it is denial , it could be something else ?
I just called them and she said it's still pending (no decision). I've had major issues with EQ. Somehow they won't always release my report. Just today they released it to BofA and KeyBank. BofA went down and KeyBank sounds like an approval. EQ just lost 20 of my inq from 2015. Don't know where they went, but they can stay there

👍👍👍👍👍👍👍

Re: Card Assets, LLC

12njoy — Tue, 16 Aug 2016 01:26:07 GMT

Just pulled my reports and no HP. All EQ before 8/9/15 are gone from my report. Oh where did they go.

Re: Card Assets, LLC

woodyman100 — Tue, 16 Aug 2016 01:26:19 GMT

@12njoy wrote:
@Anonymous wrote:
@12njoy wrote:
Well I'm done:

Application ID XXXXXX – Submission Confirmation
Thank you for submitting your application.

If you have questions pertaining to your application you may contact our customer service department at 1-800-854-7642, or email us at scscustomer@thecardservicescenter.com. Please reference your application ID (XXXXX) when contacting us.
I don't think it is denial , it could be something else ?
I just called them and she said it's still pending (no decision). I've had major issues with EQ. Somehow they won't always release my report. Just today they released it to BofA and KeyBank. BofA went down and KeyBank sounds like an approval. EQ just lost 20 of my inq from 2015. Don't know where they went, but they can stay there

I got my first one after a 7-10 pending.

Re: Card Assets, LLC

12njoy — Tue, 16 Aug 2016 01:29:51 GMT

@woodyman100 wrote:
@12njoy wrote:
@Anonymous wrote:
@12njoy wrote:
Well I'm done:

Application ID XXXXXX – Submission Confirmation
Thank you for submitting your application.

If you have questions pertaining to your application you may contact our customer service department at 1-800-854-7642, or email us at scscustomer@thecardservicescenter.com. Please reference your application ID (XXXXX) when contacting us.
I don't think it is denial , it could be something else ?
I just called them and she said it's still pending (no decision). I've had major issues with EQ. Somehow they won't always release my report. Just today they released it to BofA and KeyBank. BofA went down and KeyBank sounds like an approval. EQ just lost 20 of my inq from 2015. Don't know where they went, but they can stay there
I got my first one after a 7-10 pending.

I got no HP though so its a no go

Re: Card Assets, LLC

Themanwhocan — Tue, 16 Aug 2016 01:30:06 GMT

And what, pray tell, are the advantages of these cards?

Re: Card Assets, LLC

Credit-hoarder — Tue, 16 Aug 2016 01:38:39 GMT

@Themanwhocan wrote:
And what, pray tell, are the advantages of these cards?

+1. No geographical footprint restrictions? LOL

Re: Card Assets, LLC

Benzman — Tue, 16 Aug 2016 02:52:14 GMT

12njoy wrote:

KeyBank sounds like an approval.

Was it instant approval or pending?

Re: Card Assets, LLC

Anonymous — Tue, 16 Aug 2016 02:54:56 GMT

@Themanwhocan wrote:
And what, pray tell, are the advantages of these cards?

I asked the same thing in approvals. Was told that there good for approvals for people with lots of inquiries and scores in the 600s.

Re: Card Assets, LLC

Anonymous — Tue, 16 Aug 2016 04:26:58 GMT

I have 2 cards with them, First Community Bank and Powell Valley National Bank. They are extremely conservative so don't expect a $25,000 limit. You'll be lucky to get $5,000 with scores in the high 700s. They denied my limit increase request and told me I could get one once my auto loan gets paid to below 30%.

Re: Card Assets, LLC

CreditMagic7 — Tue, 16 Aug 2016 21:03:03 GMT

@Anonymous wrote:
I have 2 cards with them, First Community Bank and Powell Valley National Bank. They are extremely conservative so don't expect a $25,000 limit. You'll be lucky to get $5,000 with scores in the high 700s. They denied my limit increase request and told me I could get one once my auto loan gets paid to below 30%.

That's conservative alright.

Funny how the applications page in the FAB&T got pulled ASAP on the first business day Monday after this past weekend.

They wasted no time on that.

Re: Card Assets, LLC

B335is — Tue, 16 Aug 2016 09:28:48 GMT

7-10 isn't necessarily a denial. A few days after I applied they called to verify information. About a week later the card showed up. I didn't get a HP until the time they called.

Re: Card Assets, LLC

woodyman100 — Tue, 16 Aug 2016 15:59:45 GMT

12njoy, you might have dodged a bullet.
I have one card with a $7625 limit in the safe at home and a $9450 card on the way.
My available credit on the one in the safe is now $0.
I think Myfico swamped them and they started quacking 😀

Re: Card Assets, LLC

CreditMagic7 — Tue, 16 Aug 2016 21:04:17 GMT

@woodyman100 wrote:
12njoy, you might have dodged a bullet.
I have one card with a $7625 limit in the safe at home and a $9450 card on the way.
My available credit on the one in the safe is now $0.
I think Myfico swamped them and they started quacking 😀

Sorry on what happened with them.

Re: Card Assets, LLC

12njoy — Tue, 16 Aug 2016 21:09:45 GMT

@woodyman100 wrote:
12njoy, you might have dodged a bullet.
I have one card with a $7625 limit in the safe at home and a $9450 card on the way.
My available credit on the one in the safe is now $0.
I think Myfico swamped them and they started quacking 😀

I didn't act fast enough. They were able to get EQ