topic Re: Synchrony Amazon Store Card Provides FICO Score in Credit Cards

Synchrony Amazon Store Card Provides FICO Score

Anonymous — Thu, 18 Aug 2016 10:24:29 GMT

Logged in to pay and noticed a new link under Rewards & Offers for FICO score. It is TU FICO.

Re: Synchrony Amazon Store Card Provides FICO Score

Loquat — Thu, 18 Aug 2016 10:51:02 GMT

@Anonymous wrote:
Logged in to pay and noticed a new link under Rewards & Offers for FICO score. It is TU FICO.

Nice find. Don't know if this is new but I've never noticed it there. Thanks for sharing!

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Thu, 18 Aug 2016 10:58:57 GMT

It appears to be very recent addition. It wasn't there 10 days ago. Also, the date on the score is from today. Let's see if it's monthly update like Walmart.

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Thu, 18 Aug 2016 11:28:30 GMT

@Anonymous wrote:
Logged in to pay and noticed a new link under Rewards & Offers for FICO score. It is TU FICO.

Thanks for the heads up!

Re: Synchrony Amazon Store Card Provides FICO Score

StrawberryIce — Thu, 18 Aug 2016 11:49:54 GMT

I was logged into my Sam's Club card account and see that it now provides a FICO score as well.

@Anonymous wrote:
@Anonymous wrote:
Logged in to pay and noticed a new link under Rewards & Offers for FICO score. It is TU FICO.
Thanks for the heads up!

Re: Synchrony Amazon Store Card Provides FICO Score

Loquat — Thu, 18 Aug 2016 12:24:53 GMT

@StrawberryIce wrote:
I was logged into my Sam's Club card account and see that it now provides a FICO score as well.
@Anonymous wrote:
@Anonymous wrote:
Logged in to pay and noticed a new link under Rewards & Offers for FICO score. It is TU FICO.
Thanks for the heads up!

Maybe this is a new trend from Sync...

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Thu, 18 Aug 2016 12:33:39 GMT

yep same here. i saw it too today. amex gives experian fico08 , synchrony & discover TU Fico 08 , i wonder which card gives eq fico 8 (not bankard fico like citi ). well, if there is no card that gives eq fico 08 , we can always sign up for 1$ (almost free) credit check total trial and get all 3 fico08 scores and reports cancel before 7 days

Re: Synchrony Amazon Store Card Provides FICO Score

AverageJoesCredit — Thu, 18 Aug 2016 12:33:03 GMT

Wow thanks for heads up . Gonna check my accounts later to verify. Great day

Re: Synchrony Amazon Store Card Provides FICO Score

AverageJoesCredit — Thu, 18 Aug 2016 13:12:02 GMT

Ive noticed if you have a freeze on your TU they are unable to show you your score. Now i dont know if you unfreeze and then enroll, once it has access, you can freeze again and then can continue to see it each month. I can see mine without problems for my Walmart and its frozen so not sure if thats the plan. Anyone know for sure please let us know thanks

Re: Synchrony Amazon Store Card Provides FICO Score

UFGuy2006 — Thu, 18 Aug 2016 13:16:43 GMT

Nice! Thanks for the post.

Re: Synchrony Amazon Store Card Provides FICO Score

MuadDibx — Thu, 18 Aug 2016 13:32:50 GMT

Unfortunately not on my Sleepy's card.

Re: Synchrony Amazon Store Card Provides FICO Score

ddemari — Thu, 18 Aug 2016 14:50:57 GMT

good heads up thanks! just logged in and enrolled for the free fico.

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Fri, 21 Jul 2017 16:19:50 GMT

I just noticed this and signed up too.

It says my account is affected by small aaoa --- which is true
and that is effected by missed payments --- which is not true ... I have 100 percent on time pay -- so now I want to pull my transunion and see what could be reported wrong
which place is the best to see a better break down CCT or MYfico?

This is the wording:
Missed and late payments, including the number of late payments, how late they were, and how recently they occurred, are important to FICO® Scores. Your score was impacted by missed payments.

My fako TU at credit karma shows correctly no missed payments

Re: Synchrony Amazon Store Card Provides FICO Score

700orbust — Fri, 21 Jul 2017 16:22:27 GMT

I have a jewlery store card through synchrony and have noticed this since june. It will pull on the date that you start using it, so your first time should be a fresh TU score.

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Fri, 21 Jul 2017 16:33:38 GMT

It does not break down anything just a score. And the remark about late payments which is not true. So I need a source that breaks things down to see where the mistake is. I always PIF so I know for sure not true.

Re: Synchrony Amazon Store Card Provides FICO Score

K-in-Boston — Fri, 21 Jul 2017 16:36:11 GMT

cgardencredit1 that is scary. Is the Amazon card reporting correctly to TU? (Just to make sure that they don't have your social wrong.) Have you already requested your free credit reports this year? Those would be pretty detailed (more so than the CreditKarma or CCT, at least).

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Fri, 21 Jul 2017 16:58:46 GMT

@K-in-Boston wrote:
cgardencredit1 that is scary. Is the Amazon card reporting correctly to TU? (Just to make sure that they don't have your social wrong.) Have you already requested your free credit reports this year? Those would be pretty detailed (more so than the CreditKarma or CCT, at least).

I just did that ( annual report .. thanks for idea ) and I see I m an AU on a card my husband had before we married. He closed for less than owed. Never knew I was and AU on anything. It is only showing on the TU report and is the only thing I see that could cause this that I see. It is not on EQ or EXP. And I honestly never even knew I was on that card. I want to wring his kneck!

Re: Synchrony Amazon Store Card Provides FICO Score

K-in-Boston — Fri, 21 Jul 2017 17:01:25 GMT

Well that's great news that you were able to see that so quickly! It should be pretty simple to dispute the AU status on the card with Transunion and you should be quickly repaired.

Re: Synchrony Amazon Store Card Provides FICO Score

Anonymous — Fri, 21 Jul 2017 17:04:34 GMT

I did not realize I could do that? I guess I should read up on disputing AU status on cards.

Re: Synchrony Amazon Store Card Provides FICO Score

Khalifa_Jayy — Fri, 21 Jul 2017 17:05:52 GMT

Thanks for sharing, OP!